ABR PRESS-RELEASE SEC Filing Analysis

Latest settled — T+20d ⚠ clustered

ABR ▼ -3.92% at T+20d

SHORT call ✓ call won +3.92% · α vs SPY -3.63% · entry $7.65 → $7.35

Next anchor: T+60d in 2d

Last close $5.57 (close May 22) · +27.19% from $7.65 entry (call sign-flipped)

Entry anchored
Feb 26, 03:59 PM ET
via Databento tick

T+1d

+8.32%

call -8.32% · α -8.27%

$8.29

settled 3mo ago

T+5d

+9.58%

call -9.58% · α -11.57%

$8.38

settled 3mo ago

T+20d

-3.92%

call +3.92% · α -3.63%

$7.35

settled 8w ago

T+60d

—

call — · α —

—

in 2d

Price Chart

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Executive Summary

Arbor Realty Trust (ABR) reported a decline in both GAAP net income and distributable earnings for Q4 and full-year 2025 compared to the prior year, driven by lower gain-on-sale margins, higher impairments, and reduced credit loss provisions. Despite strong loan origination volumes and balance sheet improvements, the core earnings metrics show meaningful year-over-year deterioration, particularly in the Agency and Structured businesses.

Key Financial Metrics

Revenue

$133.8M

-19.5% YoY

Adj. EPS

$0.19

GAAP: $0.07

Actionable Insight

The stock may face downward pressure despite the dividend and buybacks due to sharply declining core earnings. Traders should monitor the sustainability of the $0.30 dividend given the drop in distributable earnings. The high buyback discount to book value suggests management sees value, but fundamentals are weakening.

Key Facts

GAAP net income per share fell to $0.07 in Q4 2025 from $0.32 in Q4 2024 (-78% YoY)
Full-year GAAP EPS dropped to $0.56 from $1.18 (-52% YoY)
Distributable earnings per share declined to $0.19 in Q4 2025 from $0.40 (-52.5% YoY)
Full-year distributable EPS fell to $1.07 from $1.74 (-38.5% YoY)
Impairment loss on real estate owned totaled $20.5 million in Q4
Company repurchased $20M of stock at $7.40/share, ~64% of book value

Financial Impact

Revenue down 19.5% YoY to $132.4M in Q4; full-year net income down 52% to $107.4M

revenueepsnet incomedistributable earningsimpairments

Risk Factors

Declining earnings and distributable income may not support current dividend levels long-term
Elevated impairments and legacy asset resolutions indicate ongoing balance sheet stress
Lower gain-on-sale margins in Agency business (1.36% vs 1.15% prior quarter) signal pricing pressure

Market Snapshot

Exchange

NYSE

Documents Analyzed

This report is based on 1 press release from GlobeNewswire.

Document	Accession Number
PRESS-RELEASE Data (Synthetic)	press-3246505

4 reports for ABR

T+1T+5T+20T+60

Track record builds as more directional reports settle.

Filters

Reports for ABR — sortable, filterable
	Type				Now
May 8, 2026 15d ago	Press Release BEARISH ★ 7/10	$7.21 $5.84	▲ +19.00%	▲ +20.47%	$5.57 (+22.75%)
Mar 30, 2026 7w ago	Press Release NEUTRAL ★ 3/10	$7.71 $7.51	▼ −2.59%	▼ −6.54%	$5.57 (−27.76%)
Mar 23, 2026 8w ago	Press Release NEUTRAL ★ 5/10	$7.37 $7.71	▲ +4.61%	▲ +5.04%	$5.57 (−24.42%)
Feb 27, 2026 12w ago	Press Release BEARISH ★ 7/10	$7.65 $8.38	▼ −9.58%	▼ −11.57%	$5.57 (+27.19%)

US Market Status

Market Closed — Opens Tue (34h 50m)

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