AFBI Affinity Bancshares, Inc.

NEUTRAL Impact: 2/10 Institutional Cluster
Horizon days Processed 9d 18h ago
Institutional cluster: 0 buyers, 4 sellers (bearish)
Latest settled — T+5d
AFBI ▼ -0.04% at T+5d
NEUTRAL call ✗ call lost -0.04% · α vs SPY -0.48% · entry $22.51 → $22.50
Next anchor: T+20d in 19d
Entry anchored
Jun 10, 12:01 PM ET
via Databento tick
T+1d
+0.04%
call +0.04% · α -0.50%
$22.52
settled 9d ago
T+5d
-0.04%
call -0.04% · α -0.48%
$22.50
settled 3d ago
T+20d
call — · α —
in 19d
T+60d
call — · α —
in 3mo

Executive Summary

Four passive index managers reduced AFBI holdings in Q3 2025, with Vanguard leading a $3.3M net sell. The selling is consistent with index rebalancing rather than an informed directional call, as all four sellers are mega-passive firms with no active fund conviction behind the exits.

Key Financial Metrics

Direction
distributing
Sell Value
$3.3M
Net Flow
-$3.3M

Institutional Positions

Net institutional flow: -$3.3M

▼ Sellers (4)

InstitutionActionChangePrev ValueValue Δ
Vanguard TRIM -55.4% -$3.3M
Morgan Stanley NEAR_EXIT -88.7% $4.7K -$4.2K
UBS TRIM -72.9% $15.5K -$11.3K
BofA NEAR_EXIT -81.5% $993.00 -$796.00

Actionable Insight

The uniformity of seller type (100% passive) suggests index-fund rebalancing or ETF share-count adjustments, not a fundamental thesis change. No active-manager participation means this cluster carries minimal information for independent traders. Monitor for any active fund initiations or activist filings before drawing investment conclusions.

Key Facts

  • Zero active managers appear in the cluster — all 4 sellers are mega-passive index managers (Vanguard, Morgan Stanley, UBS, BofA)
  • Vanguard accounted for $3.30M of the total $3.32M in sell-side net change, trimming its position by 55.4%
  • Morgan Stanley and BofA both approached near-exit status, reducing holdings by 88.7% and 81.5% respectively
  • The aggregate directional signal is uniformly bearish (all sellers, no buyers), but every seller is categorized as passive

Financial Impact

4 passive institutions reduced aggregate holdings by approximately $3.3M, with Vanguard alone trimming $3.30M

institutional_ownership

Risk Factors

  • Passive selling could reflect a shift in index weighting or ETF creations/redemptions rather than stock-specific view
  • Small float (~$137M market cap) amplifies the price impact of any institutional flow, even if passive

Market Snapshot

Exchange
Nasdaq
Sector
Savings Institutions, Not Federally Chartered

Documents Analyzed

This report is based on 1 institutional 13F filing from SEC EDGAR.

DocumentAccession Number
INST-CLUSTER Data (Synthetic)inst-cluster-AFBI-2025-Q3
5 reports for AFBI
Performance horizon
100% Hit rate 3 of 3 directional calls best @ T+20▲ +0.81%Mar 30, 2026
Filters
Rows
Reports for AFBI — sortable, filterable
Type Now
Jun 11, 2026
9d ago
Institutional Cluster
NEUTRAL ★ 2/10
$22.51 $22.50▼ −0.04%▼ −0.48%
May 29, 2026
22d ago
DEFM14A
BULLISH ★ 7/10
$22.47 $22.50▲ +0.13%▲ +0.43%
Apr 24, 2026
8w ago
8-K
BULLISH ★ 7/10
$22.43 $22.43· 0.00%▼ −0.40%
Apr 17, 2026
9w ago
10-K/A
NEUTRAL ★ 4/10
$22.40 $22.43▲ +0.13%▼ −0.78%
Mar 30, 2026
11w ago
DEFA14A
BULLISH ★ 8/10
$22.26 $22.30▲ +0.18%▼ −3.76%
Showing 5 of 5

US Market Status

Market Closed — Opens Mon (29h 33m)

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