AFL AFLAC INC

NEUTRAL Impact: 2/10 Insider Cluster (3 insiders)
Horizon days Filed May 21, 2026 Processed 24d 17h ago
Insider cluster: 3 insiders, $4.7M total
Latest settled — T+5d
AFL ▼ -4.40% at T+5d
NEUTRAL call ✗ call lost -4.40% · α vs SPY -6.00% · entry $117.81 → $112.63
Next anchor: T+20d in 7d
Last close $117.80 (close Jun 12) · -0.01% from $117.81 entry
Entry anchored
May 21, 10:21 AM ET
via Databento tick
T+1d
+0.04%
call +0.04% · α -0.40%
$117.86
settled 24d ago
T+5d
-4.40%
call -4.40% · α -6.00%
$112.63
settled 17d ago
T+20d
call — · α —
in 7d
T+60d
call — · α —
in 2mo

Price Chart

Loading chart...

Executive Summary

Aflac insiders sold $4.72M in shares over a 7-day window, with 10% owner Japan Post Holdings accounting for $4.24M of the total. The sales follow two recent debt offerings (424B5 filings) and come amid a 13% analyst bullish consensus. The dollar value is trivial relative to Aflac's $59.7B market cap (0.008%), making this a routine liquidity event with no material signal.

Key Financial Metrics

Direction
selling
Total Value
$4.7M
Insiders
3

Actionable Insight

The insider cluster is immaterial in size and dominated by a 10% owner (Japan Post) likely managing its position, not signaling bearishness. The recent debt offerings are routine capital management. No actionable trading signal — monitor for any change in Japan Post's ownership trajectory or a material increase in C-suite selling.

Key Facts

  • Total insider sales of $4.72M over 7 days, representing 0.008% of market cap
  • Japan Post Holdings (10% owner) sold $4.24M across three transactions
  • Director Thomas Kenny sold $203K; Director Arthur Collins sold $268K
  • Sales follow two 424B5 debt offerings (May 11 and May 18) for general corporate purposes
  • All sales are open-market transactions; no 10b5-1 plan indicated
  • Analyst consensus is 13% bullish (3 buys, 12 holds, 8 sells)

Financial Impact

$4.72M in insider sales, negligible relative to $59.7B market cap

dilutioninsider ownership

Risk Factors

  • Japan Post Holdings may continue reducing its stake, creating overhang
  • Debt offerings increase leverage, though Aflac's credit profile remains strong

Market Snapshot

Exchange
NYSE
Sector
Accident & Health Insurance
Analyst Consensus
13% bullish (23 analysts)

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-AFL-1779373398194
32 reports for AFL
Performance horizon
57% Hit rate 4 of 7 directional calls best @ T+5▲ +1.29%Mar 11, 2026
Filters
Rows
Reports for AFL — sortable, filterable
Type Now
Jun 2, 2026
12d ago
Insider Cluster
NEUTRAL ★ 2/10
$113.63 $114.50▲ +0.77%▲ +1.46%$117.80 (+3.67%)
Jun 1, 2026
13d ago
Insider Cluster
NEUTRAL ★ 2/10
$112.11 $113.63▲ +1.36%▲ +1.21%$117.80 (+5.08%)
May 29, 2026
16d ago
Insider Cluster
NEUTRAL ★ 3/10
$112.42 $112.11▼ −0.28%▼ −0.55%$117.80 (+4.79%)
May 28, 2026
17d ago
8-K
NEUTRAL ★ 4/10
$112.42 $112.11▼ −0.28%▼ −0.53%$117.80 (+4.79%)
May 28, 2026
17d ago
Insider Cluster
NEUTRAL ★ 2/10
$112.63 $112.42▼ −0.19%▼ −0.43%$117.80 (+4.59%)
May 27, 2026
18d ago
Insider Cluster
NEUTRAL ★ 2/10
$112.63 $112.42▼ −0.19%▼ −0.43%$117.80 (+4.59%)
May 27, 2026
18d ago
Insider Cluster
NEUTRAL ★ 2/10
$114.85 $112.63▼ −1.93%▼ −2.48%$117.80 (+2.57%)
May 26, 2026
19d ago
Insider Cluster
NEUTRAL ★ 2/10
$116.82 $114.85▼ −1.69%▼ −1.70%$117.80 (+0.84%)
May 22, 2026
23d ago
Insider Cluster
NEUTRAL ★ 2/10
$117.86 $116.82▼ −0.88%▼ −1.47%$117.80 (−0.05%)
May 21, 2026
24d ago
Insider Cluster
NEUTRAL ★ 2/10
$117.81 $117.86▲ +0.04%▼ −0.40%$117.80 (−0.01%)
Showing 10 of 32

US Market Status

Market Closed — Opens in 5h 10m

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access