AIZN ASSURANT, INC.
Price Chart
Executive Summary
Assurant reported record Q1 2026 results with GAAP net income up 87% YoY and raised full-year 2026 guidance. Global Lifestyle Adjusted EBITDA grew 20% on double-digit Connected Living and Automotive growth, while Global Housing ex-cat results declined 3% due to lower prior-year reserve development. The company now expects low single-digit growth in Adjusted EBITDA and EPS ex-cat (or high single digits underlying), up from prior 'consistent with 2025' guidance.
Actionable Insight
The raised guidance confirms strong momentum in Global Lifestyle (Connected Living and Automotive). Monitor Global Housing ex-cat results for normalization after 2025 favorable reserve development. Accelerated buybacks support stock. Earnings call on May 6 may provide further color on pipeline and tariff exposure.
Key Facts
- GAAP net income $274.1M vs $146.6M (+87%); GAAP diluted EPS $5.41 vs $2.83 (+91%)
- Adjusted EBITDA ex-cat $465.9M vs $439.2M (+6%); Adjusted EPS ex-cat $6.33 vs $5.79 (+9%)
- Global Lifestyle Adj EBITDA $236.7M (+20%) on record earnings; Global Housing ex-cat $261.1M (-3%)
- Segment net earned premiums, fees & other income $3.28B (+11%) driven by growth across both segments
- Raised 2026 outlook: now expects low single-digit growth in Adj EBITDA/EPS ex-cat (or high single digits underlying)
- Share repurchases of $125M in Q1; $620M remains under authorization
Financial Impact
Significant beat vs prior year and raised guidance; no estimate consensus available historically.
Risk Factors
- Global Housing ex-cat earnings declined 3% due to lower prior-year reserve development; further normalization could weigh on segment
- Catastrophe losses remain volatile and could impact quarterly results
- Guidance vs consensus unknown; may already be priced in after strong Q1
Market Snapshot
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001267238-26-000024 |
| Document: aiz-20260505.htm | 0001267238-26-000024 |
| Document: 0001267238-26-000024-index-headers.html | 0001267238-26-000024 |
| Document: 0001267238-26-000024-index.html | 0001267238-26-000024 |
| Document: 0001267238-26-000024.txt | 0001267238-26-000024 |
| 8-K Data (Synthetic) | 0001267238-26-000024 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
|
May 22, 2026
21d ago
|
8-K
| $19.62 $19.38 | ▼ −1.22% | ▼ −2.44% | $19.08 (−2.75%) |
|
May 5, 2026
5w ago
|
8-K
| $19.66 $19.75 | ▲ +0.46% | ▼ −1.53% | $19.08 (−2.95%) |
US Market Status
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