BRO BROWN & BROWN, INC.

MIXED Impact: 3/10 ANALYST-UPGRADE
Processed 9d 8h ago SEC analyst-BRO-citigrou-20260506
Citigroup double upgrade: Neutral → Buy
Latest settled — T+20d ⚠ clustered
BRO ▲ +1.45% at T+20d
NEUTRAL call ✓ call won +1.45% · α vs SPY -1.72% · entry $56.51 → $57.33
Next anchor: T+60d in 7w
Last close $59.99 (close Jun 12) · +6.17% from $56.51 entry
Entry anchored
May 6, 02:15 PM ET
via Databento tick
T+1d
+2.69%
call +2.69% · α +3.02%
$58.03
settled 6w ago
T+5d
-4.11%
call -4.11% · α -5.28%
$54.19
settled 5w ago
T+20d
+1.45%
call +1.45% · α -1.72%
$57.33
settled 11d ago
T+60d
call — · α —
in 7w

Price Chart

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Executive Summary

Citigroup double-upgraded BRO from Neutral to Buy on May 6, setting a $70 price target, representing 23.7% upside from the current $56.59. Citigroup's accuracy on BRO is 50% (2 of 4 calls) with an average return of 1.6%, below the top-tier firms covering the stock. The consensus is heavily tilted to Hold — 69% of analysts rate it Hold, 31% Buy, with a mean target of $73 and a high of $90. EPS revisions have been negative over the past 30 days, with 11 downgrades vs 3 upgrades for the current quarter, and 12 downgrades vs 2 upgrades for next fiscal year. An insider buy of $114,200 by Director H. Palmer Proctor on May 5 provides a modest bullish contra-signal to the broader negative estimate trend. Short interest is elevated at 59.8% of volume, suggesting potential squeeze risk. The bottom line: Citigroup's contrarian upgrade stands out against a consensus of Hold ratings and falling estimates, but the firm's below-average track record tempers conviction.

Impact Score

Base Score
2/7
LLM Adjustment
+1
Final Score
3/10

Consensus & Targets

Buy / Strong Buy
8 (31%)
Hold
18
Sell / Strong Sell
0
Total Analysts
16
Mean PT
$73.00
Median PT
$71.00
High PT
$90.00
Low PT
$60.00
Current Price
$56.59
Implied Upside
+29%

Consensus: 31% Buy (2 Strong Buy, 6 Buy), 69% Hold (18 Hold), 0% Sell. Total 26 analysts. The consensus is overwhelmingly cautious, with nearly 7 in 10 analysts at Hold.

Current price: $56.59. Mean target: $73 (29.0% upside). Median: $71. High: $90 (Truist). Low: $60 (Morgan Stanley). Citigroup's $70 PT is slightly below the mean and median, ranking in the lower third of the range.

Recent Analyst Activity

DateFirmActionRatingPrice Target
2026-05-21 Citizens initiate Market Outperform $70.00
2026-05-21 Morgan Stanley maintain Equal-Weight $60.00
2026-05-06 Citigroup upgrade Buy $70.00
2026-04-29 RBC Capital maintain Sector Perform $72.00
2026-04-29 Wells Fargo maintain Equal-Weight $69.00
2026-04-29 Keefe, Bruyette & Woods maintain Market Perform $72.00
2026-04-29 Truist Securities maintain Buy $90.00
2026-04-14 B of A Securities maintain Neutral $88.00
2026-04-13 Mizuho maintain Outperform $84.00
2026-04-09 JP Morgan maintain Neutral $85.00

30-day analyst activity: 1 upgrade (Citigroup), 0 downgrades. EPS revision trend is negative: current quarter saw 11 downgrades vs 3 upgrades over 30 days, and next fiscal year saw 12 downgrades vs 2 upgrades. Estimates are being revised lower across all periods.

Firm Track Record — Citigroup

Citigroup accuracy: 55% on 4355 calls | avg return: 4.9%

Industry benchmark: mean 51% ± 11%. Top tier: ≥61% (mean + 1σ). Based on 12 firms with ≥5 scored calls.

FirmAccuracyCallsAvg Returnvs Average
RBC Capital 67% 2/3 4.2% top tier
Raymond James 67% 2/3 -0.9% top tier
Keefe, Bruyette & Woods 60% 6/10 -1.6% above average
Wells Fargo 55% 6/11 -1.2% above average
B of A Securities 50% 3/6 1.7% below average
Citigroup 50% 2/4 1.6% below average
Truist Securities 38% 3/8 0.5% below average
Morgan Stanley 33% 2/6 -10.9% below average
UBS 33% 1/3 -1.8% below average
BMO Capital 33% 1/3 -14% below average

Citigroup's accuracy on BRO is 50% (2 correct out of 4 calls) with an average return of 1.6%, classified as below average. Top-tier firms on BRO are RBC Capital and Raymond James, both at 67% accuracy (2 of 3). The worst performers are Jefferies (0% on 3 calls, -10% avg return) and BMO Capital (33%, -14% avg return).

Earnings Estimates

PeriodEPS Est.EPS RangeRevenueRevisions (7d)
0q $1.08 $1.00 — $1.17 $1.7B ↑0 ↓0
+1q $1.08 $1.04 — $1.16 $1.8B ↑0 ↓0
+1y $4.86 $4.63 — $5.03 $7.4B ↑0 ↓0
0y $4.50 $4.35 — $4.67 $7.1B ↑0 ↓0

Cross-Platform Signals

Insider Trades (90d)
1 buys / 0 sells
Congressional
April McClain Delaney (democrat) — sell $1,001 - $15,000
Congressional
Jared Moskowitz (democrat) — sell $1,001 - $15,000
Congressional
Jared Moskowitz (democrat) — sell $1,001 - $15,000
Institutional
NORGES BANK — new
Institutional
TWO SIGMA INVESTMENTS, LP — exit (-100%)
Institutional
FMR LLC — add (41.6%)
Short Interest
Short: 421,258 | Exempt: 74,891 | TRF Vol: 703,909 | Short Ratio: 59.8% | Off-exchange volume (dark pool + OTC)

Insider trading: One buy of $114,200 by Director H. Palmer Proctor on May 5, the day before the upgrade — a bullish contra-signal to the bearish estimate trend. Congressional: 4 small sells ($1k-$15k each) by Reps. Delaney and Moskowitz in March-April 2026, non-informative. Institutional: Norges Bank took a new $517M position, FMR added 41.6% ($1.12B), UBS added 67.7% ($140M). Two Sigma exited. Short interest is 59.8% of volume, elevated and potentially supportive of a squeeze.

Actionable Insight

Citigroup's double upgrade is a contrarian call against a consensus of Hold ratings and falling estimates, but the firm's below-average accuracy limits conviction. The insider buy and heavy institutional accumulation provide some support, but the negative EPS revision trend warrants caution.

Documents Analyzed

Report based on filing metadata.

11 reports for BRO
Performance horizon
67% Hit rate 2 of 3 directional calls best @ T+1▲ +2.69%May 6, 2026
Filters
Rows
Reports for BRO — sortable, filterable
Type Now
Jun 14, 2026
today
Institutional Cluster
MIXED ★ 5/10
awaiting T+5
Jun 6, 2026
9d ago
ANALYST-UPGRADE
MIXED ★ 3/10
$56.51 $54.19▼ −4.11%▼ −5.28%$59.99 (+6.17%)
Jun 5, 2026
9d ago
8-K
NEUTRAL ★ 3/10
$58.26 awaiting T+5awaiting T+5$59.99 (+2.97%)
May 21, 2026
24d ago
ANALYST-UPGRADE
BULLISH ★ 1/10
$58.36 $56.84▼ −2.60%▼ −4.19%$59.99 (+2.80%)
May 16, 2026
29d ago
ANALYST-UPGRADE
BULLISH ★ 3/10
$71.61 $73.29▲ +2.34%▲ +4.03%$59.99 (−16.23%)
May 6, 2026
5w ago
ANALYST-UPGRADE
BULLISH ★ 2/10
$56.51 $55.77▼ −1.30%▼ −2.43%$59.99 (+6.17%)
Apr 27, 2026
6w ago
8-K
MIXED ★ 5/10
$63.03 $57.64▼ −8.54%▼ −10.24%$59.99 (−4.82%)
Apr 27, 2026
6w ago
Press Release
MIXED ★ 5/10
$63.03 $57.64▼ −8.54%▼ −10.24%$59.99 (−4.82%)
Apr 16, 2026
8w ago
ANALYST-UPGRADE
MIXED ★ 5/10
$68.81 $67.53▼ −1.86%▼ −2.84%$59.99 (−12.81%)
Apr 9, 2026
9w ago
8-K
NEUTRAL ★ 3/10
$67.13 $68.81▲ +2.50%▼ −0.68%$59.99 (−10.63%)
Showing 10 of 11

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