C CITIGROUP INC
Price Chart
Executive Summary
Citi reported a strong Q1 2026 earnings beat with $24.6 billion in revenue (14% YoY) and $3.06 EPS, significantly above consensus expectations of $23.59 billion in revenue and $2.50 EPS. The results were driven by exceptional performance in Markets and Services, with net income growing 42% YoY. The bank also returned $7.4 billion to shareholders through dividends and buybacks.
Actionable Insight
The significant earnings beat across all major business segments, particularly in Markets and Wealth, suggests strong momentum. The substantial shareholder returns combined with strong fundamentals could provide additional upside. However, investors should monitor the increase in provision for credit losses and the decline in CET1 ratio to 12.7%.
Key Facts
- Revenue of $24.6 billion, beating consensus by 4.3% and growing 14% YoY
- Diluted EPS of $3.06, significantly exceeding expected $2.50
- Markets revenue surged to $7.2 billion (up 19% YoY), crossing $7 billion for the first time
- Services revenue grew 17% YoY to $6.1 billion, driven by Treasury and Trade Solutions
- Banking net income increased 36% YoY to $304 million
- Wealth net income surged 126% YoY to $432 million
- Returned $7.4 billion to shareholders through dividends and share repurchases
Financial Impact
Revenue beat of $1.04 billion and EPS beat of $0.56
Risk Factors
- Provision for credit losses increased 3% YoY to $2.8 billion
- CET1 capital ratio declined to 12.7% from 13.2% in Q4 2025
- Supplementary leverage ratio decreased to 5.2% from 5.5% in Q4 2025
Market Snapshot
Documents Analyzed
This report is based on 8 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001104659-26-042942 |
| Document: c-20260414xex99d1.htm | 0001104659-26-042942 |
| Document: c-20260414x8k.htm | 0001104659-26-042942 |
| Document: c-20260414xex99d3.htm | 0001104659-26-042942 |
| Document: 0001104659-26-042942-index-headers.html | 0001104659-26-042942 |
| Document: 0001104659-26-042942-index.html | 0001104659-26-042942 |
| Document: 0001104659-26-042942.txt | 0001104659-26-042942 |
| 8-K Data (Synthetic) | 0001104659-26-042942 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
|
May 31, 2026
12d ago
|
ANALYST-UPGRADE
| $111.81 $116.32 | ▲ +4.03% | ▲ +2.27% | $139.83 (+25.06%) |
|
May 1, 2026
6w ago
|
ANALYST-UPGRADE
| $111.81 $116.32 | ▲ +4.03% | ▲ +2.27% | $139.83 (+25.06%) |
|
Apr 15, 2026
8w ago
|
Insider Cluster
| $131.62 $126.44 | ▼ −3.93% | ▼ −9.98% | $139.83 (+6.24%) |
|
Apr 15, 2026
8w ago
|
Insider Cluster
| $131.62 $126.44 | ▼ −3.93% | ▼ −9.98% | $139.83 (+6.24%) |
|
Apr 14, 2026
8w ago
|
8-K
| $24.94 $25.04 | ▲ +0.42% | ▼ −5.88% | $139.83 (+460.75%) |
|
Apr 10, 2026
9w ago
|
Court Ruling
| $124.30 $129.09 | ▲ +3.86% | ▼ −4.67% | $139.83 (+12.50%) |
|
Feb 28, 2026
15w ago
|
Institutional Cluster
| $111.42 $107.24 | ▼ −3.75% | ▲ +4.19% | $139.83 (+25.50%) |
|
Feb 26, 2026
15w ago
|
Court Ruling
| $116.20 $112.38 | ▼ −3.29% | ▲ +3.11% | $139.83 (+20.34%) |
|
Jan 22, 2026
20w ago
|
Court Ruling
| $115.61 $116.02 | ▲ +0.35% | ▲ +0.30% | $139.83 (+20.95%) |
|
Dec 4, 2025
27w ago
|
Court Ruling
| $106.74 awaiting T+20 | awaiting T+20 | — | $139.83 (+31.00%) |
US Market Status
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