DCOM Dime Community Bancshares, Inc.

MIXED Impact: 5/10 PRESS-RELEASE
Horizon days Filed Apr 23, 2026 Processed 1mo ago Wire GlobeNewswire
Press release: earnings
Latest settled — T+20d ⚠ clustered
DCOM ▼ -1.53% at T+20d
NEUTRAL call ✗ call lost -1.53% · α vs SPY -6.16% · entry $37.34 → $36.77
Next anchor: T+60d in 5w
Currently $40.08 · +7.34% from $37.34 entry
Entry anchored
Apr 23, 07:00 AM ET
via Databento tick
T+1d
-5.49%
call -5.49% · α -6.27%
$35.29
settled 7w ago
T+5d
-4.82%
call -4.82% · α -6.30%
$35.54
settled 6w ago
T+20d
-1.53%
call -1.53% · α -6.16%
$36.77
settled 23d ago
T+60d
call — · α —
in 5w

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Executive Summary

Dime Community Bancshares (DCOM) reported Q1 2026 earnings with EPS of $0.75, missing the $0.77 consensus by $0.02. Revenue was $112.3 million, below the $122.0 million estimate. Despite the miss, the bank showed strong balance sheet growth in core deposits and business loans, with net interest margin expansion to 3.21% and improved efficiency ratio.

Actionable Insight

The stock may react negatively to the EPS and revenue miss, but traders should monitor net interest margin trajectory and loan growth as leading indicators of future performance. The improved efficiency ratio and core deposit growth suggest operational progress despite the top-line miss.

Key Facts

  • EPS of $0.75 missed consensus of $0.77 by $0.02
  • Revenue of $112.3 million fell short of $122.0 million estimate
  • Core deposits grew $999.3 million YoY; business loans up $575.6 million YoY
  • Net interest margin expanded to 3.21% from 3.11% in prior quarter
  • Efficiency ratio improved to 50.8% from 52.6% in prior quarter

Financial Impact

Revenue and EPS both below consensus, but strong balance sheet growth and margin expansion provide offsetting positives

revenueepsnet_interest_marginefficiency_ratiocore_depositsbusiness_loans

Risk Factors

  • Missed revenue and EPS expectations could pressure stock price
  • Decline in total deposits QoQ despite YoY growth may signal competitive pressures

Market Snapshot

Exchange
NYSE
Sector
National Commercial Banks

Documents Analyzed

This report is based on 1 press release from GlobeNewswire.

DocumentAccession Number
PRESS-RELEASE Data (Synthetic)press-3279799
5 reports for DCOM
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May 25, 2026
18d ago
Press Release
NEUTRAL ★ 3/10
$37.66 $37.21▼ −1.19%▼ −2.41%$40.08 (+6.43%)
Apr 23, 2026
7w ago
Press Release
MIXED ★ 5/10
$37.34 $35.54▼ −4.82%▼ −6.30%$40.08 (+7.34%)
Apr 20, 2026
7w ago
Press Release
NEUTRAL ★ 3/10
$36.23 $36.15▼ −0.22%▼ −1.30%$40.08 (+10.63%)
Apr 15, 2026
8w ago
Press Release
NEUTRAL ★ 3/10
$35.88 $35.81▼ −0.19%▼ −1.83%$40.08 (+11.71%)
Mar 25, 2026
11w ago
Press Release
NEUTRAL ★ 3/10
$32.97 $33.98▲ +3.07%▲ +1.44%$40.08 (+21.57%)
Showing 5 of 5

US Market Status

Market Closed — Opens Mon (49h 39m)

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