EBMT Eagle Bancorp Montana, Inc.

BULLISH Impact: 6/10 8-K
Horizon days Filed Apr 28, 2026 Processed 1mo ago SEC 0001171843-26-002773
8-K Item 2.02: Earnings release
Latest settled — T+20d ⚠ clustered
EBMT ▼ -1.85% at T+20d
LONG call ✗ call lost -1.85% · α vs SPY -7.31% · entry $22.76 → $22.34
Next anchor: T+60d in 6w
Currently $23.59 · +3.65% from $22.76 entry
Entry anchored
Apr 28, 03:59 PM ET
via Databento tick
T+1d
0.00%
call 0.00% · α -1.02%
$22.76
settled 6w ago
T+5d
-0.92%
call -0.92% · α -4.03%
$22.55
settled 6w ago
T+20d
-1.85%
call -1.85% · α -7.31%
$22.34
settled 17d ago
T+60d
—
call — · α —
—
in 6w

Price Chart

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Executive Summary

Eagle Bancorp Montana reported Q1 2026 diluted EPS of $0.51, beating consensus of $0.45 by 13.3%, while revenue rose 12.7% YoY to $23.6M. Net interest margin expanded 37 bps to 4.11%, and the board authorized a 400k-share repurchase plan. Although income declined sequentially from Q4 2025, strong YoY growth and a clean beat make this a positive report.

Actionable Insight

Look for continued margin expansion as deposit costs decline; the repurchase plan signals management confidence. Next catalyst is the Q2 2026 earnings release in late July.

Key Facts

  • Diluted EPS of $0.51 beat consensus of $0.45 by 13.3%
  • Revenue (net interest income + noninterest income) increased 12.7% YoY to $23.6M
  • Net interest margin expanded to 4.11% from 3.74% a year ago
  • Board authorized repurchase of up to 400,000 shares (~5% of outstanding)
  • Quarterly cash dividend maintained at $0.145 per share

Financial Impact

EPS surprise +$0.06 vs consensus, revenue growth +$2.7M YoY, NIM +37 bps

epsrevenuenet interest margin

Risk Factors

  • Loan growth remains tepid (total loans flat YoY)
  • Sequential decline in net income may concern momentum traders
  • Elevated nonperforming loans ($5.5M) warrant monitoring

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
0% bullish (8 analysts)

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001171843-26-002773
Document: f8k_042826.htm0001171843-26-002773
Document: 0001171843-26-002773-index-headers.html0001171843-26-002773
Document: 0001171843-26-002773-index.html0001171843-26-002773
Document: 0001171843-26-002773.txt0001171843-26-002773
8-K Data (Synthetic)0001171843-26-002773
3 reports for EBMT
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for EBMT — sortable, filterable
Type Now
May 4, 2026
5w ago
8-K
NEUTRAL ★ 3/10
$22.37 $21.85▼ −2.32%▼ −7.97%$23.59 (+5.45%)
Apr 28, 2026
6w ago
8-K
BULLISH ★ 6/10
$22.76 $22.34▼ −1.85%▼ −7.31%$23.59 (+3.65%)
Apr 28, 2026
6w ago
Press Release
BULLISH ★ 6/10
$22.76 $22.34▼ −1.85%▼ −7.31%$23.59 (+3.65%)
Showing 3 of 3

US Market Status

Market Closed — Opens Mon (49h 12m)

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