EBMT Eagle Bancorp Montana, Inc.

NEUTRAL Impact: 3/10 8-K
Horizon days Filed May 4, 2026 Processed 1mo ago SEC 0001171843-26-002964
8-K context-dependent: Items 7.01
Latest settled — T+20d
EBMT ▼ -2.32% at T+20d
NEUTRAL call ✗ call lost -2.32% · α vs SPY -7.97% · entry $22.37 → $21.85
Next anchor: T+60d in 7w
Last close $23.00 (close Jun 8) · +2.82% from $22.37 entry
Entry anchored
May 1, 03:59 PM ET
via Databento tick
T+1d
+0.80%
call +0.80% · α +0.01%
$22.55
settled 5w ago
T+5d
+0.31%
call +0.31% · α -2.62%
$22.44
settled 4w ago
T+20d
-2.32%
call -2.32% · α -7.97%
$21.85
settled 8d ago
T+60d
call — · α —
in 7w

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Executive Summary

Eagle Bancorp Montana filed an 8-K furnishing an investor presentation for the D.A. Davidson Financial Institutions Conference. The presentation highlights Q1 2026 results with net income of $4.0M, diluted EPS of $0.51, and a net interest margin of 4.11%, while emphasizing strong credit quality with NPAs/assets of 0.27%. This is a routine investor relations disclosure with no new material information beyond previously reported quarterly results.

Actionable Insight

This is a routine investor conference presentation with no new material information. Monitor the company's next 10-Q for any changes in loan portfolio trends or net interest margin trajectory.

Key Facts

  • Investor presentation furnished as Exhibit 99.1 for D.A. Davidson Financial Institutions Conference (May 4-6, 2026)
  • Q1 2026 net income of $4.0 million and diluted EPS of $0.51
  • Net interest margin of 4.11% as of Q1 2026
  • Nonperforming assets to total assets ratio of 0.27% as of March 31, 2026
  • Total assets of $2.09 billion, gross loans of $1.52 billion, deposits of $1.79 billion as of March 31, 2026
  • Tangible common equity ratio of 7.55% as of March 31, 2026

Financial Impact

No new financial guidance or material changes disclosed; presentation reiterates Q1 2026 results already on file.

net incomediluted EPSnet interest marginnonperforming assets ratio

Risk Factors

  • Forward-looking statements in the presentation are subject to risks including interest rate changes, credit quality deterioration, and economic conditions in Montana markets.
  • Deposit mix shows 26% in time certificates, which may pressure funding costs if rates remain elevated.

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
0% bullish (8 analysts)

Documents Analyzed

This report is based on 5 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001171843-26-002964
Document: f8k_050226.htm0001171843-26-002964
Document: 0001171843-26-002964-index-headers.html0001171843-26-002964
Document: 0001171843-26-002964-index.html0001171843-26-002964
Document: 0001171843-26-002964.txt0001171843-26-002964
3 reports for EBMT
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May 4, 2026
5w ago
8-K
NEUTRAL ★ 3/10
$22.37 $21.85▼ −2.32%▼ −7.97%$23.00 (+2.82%)
Apr 28, 2026
6w ago
8-K
BULLISH ★ 6/10
$22.76 $22.34▼ −1.85%▼ −7.31%$23.00 (+1.05%)
Apr 28, 2026
6w ago
Press Release
BULLISH ★ 6/10
$22.76 $22.34▼ −1.85%▼ −7.31%$23.00 (+1.05%)
Showing 3 of 3

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