EZPW 8-K SEC Filing Analysis

Latest settled — T+20d ⚠ clustered

EZPW ▼ -3.16% at T+20d

LONG call ✗ call lost -3.16% · α vs SPY -6.30% · entry $32.88 → $31.84

Next anchor: T+60d in 7w

Currently $31.25 · -4.96% from $32.88 entry

Entry anchored
May 6, 03:59 PM ET
via Databento tick

T+1d

0.00%

call 0.00% · α -0.83%

$32.88

settled 5w ago

T+5d

+0.33%

call +0.33% · α -1.17%

$32.99

settled 4w ago

T+20d

-3.16%

call -3.16% · α -6.30%

$31.84

settled 9d ago

T+60d

—

call — · α —

—

in 7w

Price Chart

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Executive Summary

EZCORP reported record Q2 FY2026 results, with revenue up 46% YoY to $446.9M and diluted EPS of $0.61, significantly exceeding the Street consensus of $0.36. The beat was driven by strong organic growth across U.S. and Latin America pawn segments, favorable gold prices, and the first full quarter contribution from the SMG acquisition. Net income attributable to EZCORP surged 93% to $49.1M.

Key Financial Metrics

Gross Margin

58.2%

Actionable Insight

The strong beat and raised trajectory (record PLO, revenue, and earnings) reinforce EZCORP's growth story. Traders should watch for upward analyst revisions and potential near-term momentum. The SMG integration will be key; any further M&A or store growth announcements could provide additional catalysts.

Key Facts

Revenue increased 46% YoY to $446.9M, a record high
Diluted EPS of $0.61 beat consensus of $0.36 by 69%
Net income attributable to EZCORP rose 93% to $49.1M
Adjusted EBITDA grew 76% to $76.9M
Pawn loans outstanding (PLO) rose 33% to $349.4M
Added 123 stores in the quarter, including the SMG acquisition (105 stores)
U.S. Pawn segment contribution up 59% to $78.1M
Merchandise sales gross margin improved 200bps to 36%

Financial Impact

Revenue $446.9M, EPS $0.61 vs estimate $0.36, Net income $49.1M, Gross profit $260.0M

revenueepsnet incomegross marginebitda

Risk Factors

Gold price volatility could impact jewelry scrap sales margins
Integration risk from the SMG acquisition (105 stores)
Foreign exchange headwinds in Latin America (Mexican peso, Guatemalan quetzal)
Inflation and minimum wage increases in Latin America may pressure store expenses

Market Snapshot

Exchange

Nasdaq

Sector

Retail-Miscellaneous Retail

Analyst Consensus

77% bullish (13 analysts)

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

Document	Accession Number
8-K Filing (Primary)	0000876523-26-000046
Document: ezpw-20260506.htm	0000876523-26-000046
Document: 0000876523-26-000046-index-headers.html	0000876523-26-000046
Document: 0000876523-26-000046-index.html	0000876523-26-000046
Document: 0000876523-26-000046.txt	0000876523-26-000046
8-K Data (Synthetic)	0000876523-26-000046

6 reports for EZPW

T+1T+5T+20T+60

Track record builds as more directional reports settle.

Filters

Reports for EZPW — sortable, filterable
	Type				Now
Jun 12, 2026 today	Institutional Cluster BEARISH ★ 5/10	$30.74 awaiting T+5	awaiting T+5	—	$31.25 (−1.68%)
May 18, 2026 25d ago	8-K NEUTRAL ★ 4/10	$33.37 $34.62	▲ +3.75%	▲ +2.13%	$31.25 (−6.35%)
May 6, 2026 5w ago	8-K BULLISH ★ 8/10	$32.88 $32.99	▲ +0.33%	▼ −1.17%	$31.25 (−4.96%)
May 6, 2026 5w ago	Press Release BULLISH ★ 8/10	$32.88 $32.99	▲ +0.33%	▼ −1.17%	$31.25 (−4.96%)
May 4, 2026 5w ago	Press Release NEUTRAL ★ 2/10	$33.41 $33.57	▲ +0.48%	▼ −1.51%	$31.25 (−6.47%)
Feb 23, 2026 15w ago	Insider Cluster NEUTRAL ★ 4/10	$25.12 $27.17	▲ +8.16%	▲ +7.54%	$31.25 (+24.40%)

US Market Status

Market Closed — Opens Mon (49h 37m)

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