FOA Finance of America Companies Inc.

NEUTRAL Impact: 5/10 8-K
Horizon months Filed May 5, 2026 Processed 1mo ago SEC 0001628280-26-030481
8-K Item 1.01 + 5.02 (likely routine officer/director compensation agreement)
Latest settled — T+20d ⚠ clustered
FOA ▼ -9.14% at T+20d
NEUTRAL call ✗ call lost -9.14% · α vs SPY -11.92% · entry $21.01 → $19.09
Next anchor: T+60d in 7w
Currently $20.24 · -3.66% from $21.01 entry
Entry anchored
May 5, 2026
via day open
T+1d
+0.19%
call +0.19% · α +0.52%
$21.05
settled 5w ago
T+5d
-5.24%
call -5.24% · α -6.37%
$19.91
settled 5w ago
T+20d
-9.14%
call -9.14% · α -11.92%
$19.09
settled 10d ago
T+60d
call — · α —
in 7w

Price Chart

Loading chart...

Executive Summary

Finance of America Reverse LLC (a subsidiary of FOA) amended its agreement with Onity Mortgage Corporation to acquire mortgage servicing rights on approximately 20,000 HECM loans with an unpaid principal balance of $5.1 billion. The purchase price is based on estimated book value plus adjustments, with OMC continuing as subservicer under a three-year agreement. The transaction is subject to Ginnie Mae consent and expected to close by August 1, 2026.

Actionable Insight

Monitor for Ginnie Mae consent and closing by August 1. The acquisition significantly expands FOA's reverse mortgage servicing scale, potentially boosting future servicing fee income. Watch for any delays or regulatory hurdles.

Key Facts

  • Purchase of MSRs on ~20,000 HECM loans with $5.1 billion UPB
  • Purchase price based on estimated book value of assets (undisclosed amount)
  • OMC to subservice MSRs for three years with auto-renewal
  • Transaction subject to Ginnie Mae consent, closing by August 1, 2026

Financial Impact

UPB of $5.1 billion; purchase price undisclosed but based on book value

servicing portfolio sizerevenue from servicing fees

Risk Factors

  • Failure to obtain Ginnie Mae consent could block the transaction
  • Post-closing adjustments could affect final purchase price
  • Integration risks including employee assumption and servicing transition

Market Snapshot

Exchange
NYSE
Sector
Mortgage Bankers & Loan Correspondents
Analyst Consensus
80% bullish (5 analysts)

Documents Analyzed

This report is based on 4 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001628280-26-030481
Document: 0001628280-26-030481-index-headers.html0001628280-26-030481
Document: 0001628280-26-030481-index.html0001628280-26-030481
Document: 0001628280-26-030481.txt0001628280-26-030481
7 reports for FOA
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for FOA — sortable, filterable
Type Now
Jun 11, 2026
1d ago
Institutional Cluster
BULLISH ★ 5/10
$20.09 awaiting T+20awaiting T+20$20.24 (+0.75%)
May 5, 2026
5w ago
8-K
MIXED ★ 6/10
$21.01 $19.09▼ −9.14%▼ −11.92%$20.24 (−3.66%)
May 5, 2026
5w ago
8-K
NEUTRAL ★ 5/10
$21.01 $19.09▼ −9.14%▼ −11.92%$20.24 (−3.66%)
Apr 1, 2026
10w ago
Insider Cluster
NEUTRAL ★ 2/10
$17.20 $19.36▲ +12.56%▲ +2.84%$20.24 (+17.67%)
Mar 13, 2026
13w ago
Insider Cluster
MIXED ★ 5/10
$16.30 $20.04▲ +22.94%▲ +19.36%$20.24 (+24.17%)
Feb 27, 2026
15w ago
Insider Cluster
BEARISH ★ 7/10
$19.35 $16.35▲ +15.50%▲ +7.95%$20.24 (−4.60%)
Feb 26, 2026
15w ago
EFFECT
NEUTRAL ★ 4/10
$19.76 $16.70▼ −15.49%▼ −9.08%$20.24 (+2.43%)
Showing 7 of 7

US Market Status

Market Closed — Opens Mon (49h 28m)

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access