FRAF FRANKLIN FINANCIAL SERVICES CORP /PA/

NEUTRAL Impact: 3/10 Insider Cluster (3 insiders)
Horizon weeks Filed Jun 1, 2026 Processed 10d 17h ago
Insider cluster: 2 insiders, $82K total
Latest settled — T+5d ⚠ clustered
FRAF ▲ +3.00% at T+5d
NEUTRAL call ✓ call won +3.00% · α vs SPY +5.75% · entry $57.02 → $58.73
Next anchor: T+20d in 17d
Currently $60.82 · +6.66% from $57.02 entry
Entry anchored
Jun 1, 12:12 PM ET
via Databento tick
T+1d
-0.61%
call -0.61% · α -0.76%
$56.67
settled 11d ago
T+5d
+3.00%
call +3.00% · α +5.75%
$58.73
settled 5d ago
T+20d
call — · α —
in 17d
T+60d
call — · α —
in 2mo

Price Chart

Loading chart...

Executive Summary

FRAF insider cluster shows mixed signals: an EVP sold $81K worth of shares, while a small director buy ($1K) was nearly offset by equity awards to the CEO. The net dollar value is modest (~0.03% of market cap) and the EVP sale may reflect routine portfolio diversification rather than a bearish view. The cluster alone is not material enough to change the outlook.

Key Financial Metrics

Direction
mixed
Total Value
$82.0K
Insiders
3

Actionable Insight

The EVP sale is below the materiality threshold and may be liquidity-driven. The director buy is negligible. No strong directional signal — monitor upcoming quarterly filing for earnings quality and credit metrics. The historical calibration shows this ticker's prior insider-related calls performed well (+1.74% avg T+20), but this particular cluster lacks the dollar weight to trigger conviction.

Key Facts

  • EVP Butz sold 1,400 shares at $57.73 for $81K on 2026-05-26
  • Director Duffey bought 17 shares at $58.88 for $1K on 2026-05-27
  • CEO Best received a grant of 246 restricted shares valued at ~$11,687 on 2026-06-01 (non-cash event)
  • Total cluster value ~$82K, representing ~0.03% of FRAF's $256M market cap

Financial Impact

Net insider selling of ~$80K (EVP sale minus director buy), roughly 0.03% of market cap

insider ownership drift

Risk Factors

  • EVP sale could precede broader insider selling if future cash needs arise
  • No C-suite open-market buying to signal confidence
  • Regional bank sector headwinds may pressure valuation independently of insider activity

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
86% bullish (7 analysts)

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-FRAF-1780412235231
5 reports for FRAF
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for FRAF — sortable, filterable
Type Now
Jun 1, 2026
11d ago
Insider Cluster
NEUTRAL ★ 3/10
$57.02 $58.73▲ +3.00%▲ +5.75%$60.82 (+6.66%)
Jun 1, 2026
11d ago
Insider Cluster
NEUTRAL ★ 3/10
$57.02 $58.73▲ +3.00%▲ +5.75%$60.82 (+6.66%)
May 1, 2026
6w ago
8-K
BULLISH ★ 6/10
$56.12 $55.96▼ −0.29%▼ −3.22%$60.82 (+8.37%)
Apr 23, 2026
7w ago
8-K
BULLISH ★ 8/10
$55.69 $56.35▲ +1.18%▲ +0.27%$60.82 (+9.21%)
Apr 13, 2026
8w ago
8-K
NEUTRAL ★ 3/10
$56.80 $56.59▼ −0.36%▼ −1.76%$60.82 (+7.09%)
Showing 5 of 5

US Market Status

Market Closed — Opens Mon (53h 8m)

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access