FSBW PRESS-RELEASE SEC Filing Analysis

Latest settled — T+20d ⚠ clustered

FSBW ▼ -3.43% at T+20d

NEUTRAL call ✗ call lost -3.43% · α vs SPY -6.59% · entry $41.11 → $39.70

Next anchor: T+60d in 4w

Last close $42.67 (close Jun 12) · +3.80% from $41.11 entry

Entry anchored
Apr 21, 03:59 PM ET
via Databento tick

T+1d

-0.27%

call -0.27% · α +0.13%

$41.00

settled 8w ago

T+5d

+1.44%

call +1.44% · α +1.38%

$41.70

settled 7w ago

T+20d

-3.43%

call -3.43% · α -6.59%

$39.70

settled 27d ago

T+60d

—

call — · α —

—

in 4w

Price Chart

Loading chart...

Executive Summary

FS Bancorp reported Q1 2026 net income of $7.8 million, or $1.02 per diluted share, missing consensus EPS of $1.01 by $0.02 (diluted EPS $1.02 vs. expected $1.01). Revenue of $37.9 million (net interest income + noninterest income) beat estimates of $37.1 million. Pre-tax income grew 4.6% YoY, driven by net interest growth and strong Home Lending results, but net income declined due to a prior-period $1.0M BOLI benefit. The company announced a record book value per share of $42.42 and a $0.29 quarterly dividend.

Actionable Insight

Despite a slight EPS miss, revenue and pre-tax income growth, record book value, and strong Home Lending momentum may support investor confidence. Monitor nonperforming loan trends and merger integration with Pacific West Bancorp for forward risks.

Key Facts

EPS: $1.02 (diluted), missing $1.01 consensus by $0.01
Revenue: $37.9 million (net interest income $32.5M + noninterest income $5.4M), above $37.1M estimate
Net income: $7.8 million, down from $8.0M YoY and $8.4M sequentially
Pre-tax income: $9.9 million, up 4.6% YoY
Book value per share: $42.42 (record high)
Dividend: $0.29 per share (53rd consecutive quarterly dividend)
Home Lending production: $207.5M, up 42.7% YoY
Nonperforming loans: $18.3M, up $3.8M YoY

Financial Impact

EPS miss of $0.01, revenue beat of $0.8M, pre-tax income up 4.6% YoY

epsrevenuepreTaxIncomebookValuedividendnonperformingLoans

Risk Factors

Elevated nonperforming loans, particularly in consumer and CRE portfolios
Merger execution risk with Pacific West Bancomp

Market Snapshot

Exchange

Nasdaq

Sector

Savings Institutions, Not Federally Chartered

Documents Analyzed

This report is based on 1 press release from GlobeNewswire.

Document	Accession Number
PRESS-RELEASE Data (Synthetic)	press-3278482

5 reports for FSBW

T+1T+5T+20T+60

Filters

Reports for FSBW — sortable, filterable
	Type				Now
Jun 1, 2026 13d ago	8-K NEUTRAL ★ 2/10	$40.72 $40.89	▲ +0.42%	▲ +3.17%	$42.67 (+4.79%)
Jun 1, 2026 13d ago	Press Release NEUTRAL ★ 2/10	$40.72 $40.89	▲ +0.42%	▲ +3.17%	$42.67 (+4.79%)
May 4, 2026 5w ago	8-K NEUTRAL ★ 2/10	$40.02 $39.96	▼ −0.14%	▼ −3.08%	$42.67 (+6.63%)
Apr 22, 2026 7w ago	8-K NEUTRAL ★ 4/10	$41.11 $41.70	▲ +1.44%	▲ +1.38%	$42.67 (+3.80%)
Apr 21, 2026 7w ago	Press Release MIXED ★ 5/10	$41.11 $41.70	▲ +1.44%	▲ +1.38%	$42.67 (+3.80%)

US Market Status

Market Closed — Opens in 3h 18m

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access