HAFC HANMI FINANCIAL CORP
Price Chart
Executive Summary
Hanmi Financial reported Q1 2026 earnings with $0.75 diluted EPS, beating consensus of $0.70 by 7.1%, driven by net interest margin expansion and higher SBA loan sale gains. The company raised its capital return program to $13.4M and strengthened capital ratios, while asset quality improved with nonperforming assets falling to 0.16% of total assets.
Actionable Insight
The combination of margin expansion, improved asset quality, and strong capital return suggests sustainable momentum; monitor next quarter's loan production and margin trends for continuation of this positive trajectory.
Key Facts
- EPS of $0.75 beat consensus of $0.70 by $0.05 (7.1% beat)
- Net interest margin expanded 10 basis points to 3.38% due to lower deposit costs
- Deposits grew 1.8% to $6.80 billion with noninterest-bearing deposits stable at 29.9%
- Asset quality improved with nonperforming assets falling to 0.16% of total assets
- Company returned $13.4 million to shareholders through dividends and share repurchases
Financial Impact
$22.6 million net income, $0.75 EPS, 3.38% net interest margin
Risk Factors
- Credit loss expense increased 48.8% to $2.9 million, primarily from a $3.2 million provision for loan losses
- Criticized loans rose to 1.78% of total loans, driven by a $21.2 million commercial real estate loan downgrade
Market Snapshot
Documents Analyzed
This report is based on 7 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001171843-26-002616 |
| Exhibit: exh_992.htm | 0001171843-26-002616 |
| Document: f8k_042126.htm | 0001171843-26-002616 |
| Document: 0001171843-26-002616-index-headers.html | 0001171843-26-002616 |
| Document: 0001171843-26-002616-index.html | 0001171843-26-002616 |
| Document: 0001171843-26-002616.txt | 0001171843-26-002616 |
| 8-K Data (Synthetic) | 0001171843-26-002616 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
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Apr 29, 2026
6w ago
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DEFA14A
| $29.63 $30.12 | ▲ +1.65% | ▼ −3.58% | $31.75 (+7.15%) |
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Apr 23, 2026
7w ago
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8-K
| $29.47 $30.08 | ▲ +2.06% | ▼ −2.58% | $31.75 (+7.72%) |
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Apr 21, 2026
7w ago
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8-K
| $29.30 $29.44 | ▲ +0.49% | ▼ −2.67% | $31.75 (+8.38%) |
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Apr 21, 2026
7w ago
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Press Release
| $29.30 $29.44 | ▲ +0.49% | ▼ −2.67% | $31.75 (+8.38%) |
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Apr 15, 2026
8w ago
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DEFA14A
| $27.24 $29.05 | ▲ +6.63% | ▲ +0.81% | $31.75 (+16.54%) |
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Apr 7, 2026
9w ago
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Press Release
| $27.37 $30.14 | ▲ +10.11% | ▲ +1.56% | $31.75 (+15.99%) |
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Apr 3, 2026
10w ago
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S-3ASR
| $26.61 $29.48 | ▲ +10.78% | ▲ +1.80% | $31.75 (+19.31%) |
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Feb 24, 2026
15w ago
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8-K
| $26.75 $26.18 | ▼ −2.13% | ▲ +3.11% | $31.75 (+18.69%) |
US Market Status
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