HBCP HOME BANCORP, INC.
BULLISH
Impact: 7/10
8-K
8-K Item 2.02: Earnings release
Latest settled — T+20d
HBCP ▲ +0.81% at T+20d
LONG call ✓ call won +0.81% · α vs SPY -4.10% · entry $62.70 → $63.21
Currently $68.08 · +8.58% from $62.70 entry
T+1d
+0.52%
call +0.52% · α -0.49%
$63.03
settled 8w ago
T+5d
+1.10%
call +1.10% · α +0.01%
$63.39
settled 7w ago
T+20d
+0.81%
call +0.81% · α -4.10%
$63.21
settled 26d ago
T+60d
—
call — · α —
—
in 5w
Price Chart
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Executive Summary
Home Bancorp reported Q1 2026 earnings of $1.45 diluted EPS, beating consensus of $1.39 by 4.5%, driven by a 10 basis point expansion in net interest margin to 4.16% and strong deposit growth. The company increased its loan loss provision to $922k due to rising nonperforming assets, which rose to 1.12% of total assets.
Actionable Insight
Monitor for sustained NIM expansion and whether rising credit costs persist in the next quarter; the dividend was maintained at $0.31 per share.
Key Facts
- Q1 2026 net income: $11.4 million, or $1.45 diluted EPS
- Beat consensus EPS estimate of $1.39 by 4.5%
- Net interest margin expanded 10 basis points to 4.16%
- Deposits grew $54 million to $3.0 billion
- Nonperforming assets increased to $39.9 million (1.12% of total assets)
- Provision for loan losses increased to $922k from $480k in prior quarter
Financial Impact
EPS beat consensus by 4.5%, NIM expanded 10 basis points
epsnetInterestMarginprovisionForLoanLossesnonperformingAssets
Risk Factors
- Rising nonperforming assets and increased loan loss provision indicate potential credit quality deterioration
- Loan portfolio declined $15.9 million, signaling continued softness in loan demand
Market Snapshot
Exchange
Nasdaq
Sector
Savings Institutions, Not Federally Chartered
Documents Analyzed
This report is based on 7 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001628280-26-026028 |
| Document: investorpresentationq120.htm | 0001628280-26-026028 |
| Document: hbcp-20260420.htm | 0001628280-26-026028 |
| Document: 0001628280-26-026028-index-headers.html | 0001628280-26-026028 |
| Document: 0001628280-26-026028-index.html | 0001628280-26-026028 |
| Document: 0001628280-26-026028.txt | 0001628280-26-026028 |
| 8-K Data (Synthetic) | 0001628280-26-026028 |
5 reports for HBCP
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
|
May 22, 2026
21d ago
|
8-K
| $64.97 $64.06 | ▼ −1.40% | ▼ −3.06% | $68.08 (+4.79%) |
|
May 11, 2026
4w ago
|
Insider Cluster
| $64.09 $63.21 | ▼ −1.37% | ▼ −1.29% | $68.08 (+6.23%) |
|
Apr 28, 2026
6w ago
|
Insider Cluster
| $63.08 $63.59 | ▲ +0.81% | ▼ −0.88% | $68.08 (+7.93%) |
|
Apr 20, 2026
7w ago
|
8-K
| $62.70 $63.39 | ▲ +1.10% | ▲ +0.01% | $68.08 (+8.58%) |
|
Apr 2, 2026
10w ago
|
DEFA14A
| $61.09 $64.88 | ▲ +6.21% | ▲ +2.59% | $68.08 (+11.44%) |
Showing 5 of 5
US Market Status
Market Closed — Opens Mon (49h 31m)
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