MNSBP MainStreet Bancshares, Inc.
NEUTRAL
Impact: 4/10
8-K
8-K Item 2.02: Earnings release
Latest settled — T+20d
MNSBP ▼ -0.92% at T+20d
NEUTRAL call ✗ call lost -0.92% · α vs SPY -5.12% · entry $25.03 → $24.80
Currently $25.17 · +0.55% from $25.03 entry
T+1d
0.00%
call 0.00% · α +0.65%
$25.03
settled 8w ago
T+5d
+0.48%
call +0.48% · α -0.43%
$25.15
settled 7w ago
T+20d
-0.92%
call -0.92% · α -5.12%
$24.80
settled 26d ago
T+60d
—
call — · α —
—
in 5w
Price Chart
Loading chart...
Executive Summary
MainStreet Bancshares reported Q1 2026 earnings with $4.1M net income ($0.48 EPS), a 9 basis point expansion in net interest margin to 3.47%, and a $273,448 share buyback. The bank remains strongly capitalized.
Actionable Insight
Monitor next quarter's earnings for trends in net interest margin expansion and nonperforming assets, as the current 2.47% ratio is elevated compared to the prior year's 0.97%.
Key Facts
- Net income of $4.1 million ($0.48 EPS) for Q1 2026
- Net interest margin expanded 9 basis points to 3.47%
- Executed a share buyback of 273,448 shares
- Book value per common share ended the quarter at $25.63
- Nonperforming assets as a percentage of total assets settled at 2.47%
Financial Impact
Net interest margin expanded 9 basis points to 3.47% due to consistent loan pricing and lower funding costs
net interest marginnet incomebook valuenonperforming assets
Risk Factors
- Elevated nonperforming assets ratio of 2.47% compared to 0.97% in the prior year
- Potential for margin compression if interest rates change
Market Snapshot
Exchange
Nasdaq
Sector
State Commercial Banks
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001437749-26-012768 |
| Document: main20260220_8k.htm | 0001437749-26-012768 |
| Document: 0001437749-26-012768-index-headers.html | 0001437749-26-012768 |
| Document: 0001437749-26-012768-index.html | 0001437749-26-012768 |
| Document: 0001437749-26-012768.txt | 0001437749-26-012768 |
| 8-K Data (Synthetic) | 0001437749-26-012768 |
9 reports for MNSBP
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
|
Jun 3, 2026
9d ago
|
S-3/A
| $24.85 $25.00 | ▲ +0.60% | ▲ +0.20% | $25.17 (+1.28%) |
|
May 26, 2026
17d ago
|
8-K
| $25.09 $25.04 | ▼ −0.21% | ▼ −0.17% | $25.17 (+0.31%) |
|
May 22, 2026
21d ago
|
8-K
| $25.05 $25.09 | ▲ +0.18% | ▼ −0.41% | $25.17 (+0.49%) |
|
May 15, 2026
28d ago
|
S-3
| $25.10 $24.80 | ▼ −1.20% | ▼ −1.13% | $25.17 (+0.27%) |
|
Apr 24, 2026
7w ago
|
8-K
| $25.15 $25.15 | · 0.00% | ▼ −0.16% | $25.17 (+0.07%) |
|
Apr 21, 2026
7w ago
|
8-K
| $25.03 $25.00 | ▼ −0.12% | ▼ −1.14% | $25.17 (+0.55%) |
|
Apr 20, 2026
7w ago
|
8-K
| $25.03 $25.03 | · 0.00% | ▲ +0.65% | $25.17 (+0.55%) |
|
Apr 13, 2026
8w ago
|
8-K
| $25.00 $25.12 | ▲ +0.48% | ▼ −0.73% | $25.17 (+0.67%) |
|
Apr 6, 2026
9w ago
|
8-K
| $25.14 $25.07 | ▼ −0.28% | ▼ −0.34% | $25.17 (+0.11%) |
Showing 9 of 9
US Market Status
Market Closed — Opens Mon (49h 29m)
Subscribe to SecBot
Get Real-Time SEC Filing Intelligence
Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.
Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access