MPB 8-K SEC Filing Analysis

Latest settled — T+20d

MPB ▼ -6.37% at T+20d

SHORT call ✓ call won +6.37% · α vs SPY +9.54% · entry $33.82 → $31.66

Next anchor: T+60d in 8w

Last close $32.35 (close May 22) · +4.33% from $33.82 entry (call sign-flipped)

Entry anchored
Apr 21, 03:59 PM ET
via Databento tick

T+1d

+0.99%

call -0.99% · α -1.38%

$34.15

settled 5w ago

T+5d

-0.64%

call +0.64% · α +0.69%

$33.60

settled 26d ago

T+20d

-6.37%

call +6.37% · α +9.54%

$31.66

settled 5d ago

T+60d

—

call — · α —

—

in 8w

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Executive Summary

Mid Penn Bancorp reported Q1 2026 earnings of $0.36 per share, missing consensus by $0.44, primarily due to $7.7M in merger-related expenses from the 1st Colonial and Cumberland Advisors acquisitions. Despite the GAAP miss, adjusted EPS of $0.64 beat consensus, and the company raised its buyback authorization by $50M.

Actionable Insight

Monitor upcoming quarters for cost synergies from the 1st Colonial and Cumberland Advisors acquisitions to see if the core efficiency ratio improves from its current elevated level of 63.52%.

Key Facts

Q1 2026 EPS of $0.36 missed consensus of $0.80 by $0.44
$7.7M in merger-related expenses from 1st Colonial and Cumberland Advisors acquisitions drove the GAAP miss
Adjusted EPS of $0.64 beat consensus, indicating strong underlying performance
Net interest margin improved to 3.80% (up 1 bp QoQ, 43 bps YoY)
Organic loan growth of $49.6M (4.1% annualized) and organic deposit growth of $9.3M (0.7% annualized)
Board reauthorized and expanded share repurchase program by $50M

Financial Impact

$7.7M in merger-related expenses impacted GAAP earnings, but adjusted results beat consensus

epsnet incomeefficiency ratio

Risk Factors

Integration risk from two recent acquisitions (1st Colonial Bancorp and Cumberland Advisors)
Elevated noninterest expense impacting profitability

Market Snapshot

Exchange

Nasdaq

Sector

State Commercial Banks

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

Document	Accession Number
8-K Filing (Primary)	0000879635-26-000030
Document: mpb-20260421.htm	0000879635-26-000030
Document: 0000879635-26-000030-index-headers.html	0000879635-26-000030
Document: 0000879635-26-000030-index.html	0000879635-26-000030
Document: 0000879635-26-000030.txt	0000879635-26-000030
8-K Data (Synthetic)	0000879635-26-000030

5 reports for MPB

T+1T+5T+20T+60

Filters

Reports for MPB — sortable, filterable
	Type				Now
May 12, 2026 11d ago	8-K NEUTRAL ★ 3/10	$31.74 $31.84	▲ +0.32%	▲ +0.24%	$32.35 (+1.92%)
Apr 21, 2026 4w ago	8-K BEARISH ★ 7/10	$33.82 $33.60	▲ +0.64%	▲ +0.69%	$32.35 (+4.33%)
Mar 31, 2026 7w ago	Insider Cluster NEUTRAL ★ 3/10	$31.95 $33.87	▲ +6.02%	▲ +2.07%	$32.35 (+1.26%)
Mar 31, 2026 7w ago	Insider Cluster NEUTRAL ★ 2/10	$31.95 $33.87	▲ +6.02%	▲ +2.07%	$32.35 (+1.26%)
Mar 6, 2026 11w ago	Insider Cluster NEUTRAL ★ 3/10	$31.31 $31.34	▲ +0.09%	▲ +1.62%	$32.35 (+3.32%)

US Market Status

Market Closed — Opens Tue (35h 16m)

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