NCPLW Netcapital Inc.

BEARISH Impact: 6/10 8-K
Horizon months Filed Jun 10, 2026 Processed 2d 18h ago SEC 0001493152-26-028135
Killer combo: Material agreement + unregistered equity (likely PIPE/convertible)

Price Chart

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Executive Summary

Netcapital Inc. entered into a securities purchase agreement with Labrys Fund II, L.P., issuing a $145,000 convertible promissory note (net proceeds $111,250) and a warrant to purchase 125,000 shares at $0.50 per share. The note carries a 12% interest charge, amortization payments starting December 2026, and converts at 75% of the lowest closing bid price over the prior 10 trading days (floor $0.10). This financing is highly dilutive and reflects the company's cash constraints, with potential dilution of up to 21.6% of outstanding common shares.

Key Financial Metrics

Offering Size
$125.0K
Dilution
21.6%

Actionable Insight

The heavily discounted conversion and amortization schedule raise default risk; monitor for registration statement filing (due within 60 days) and shareholder approval timeline. Failure could trigger a 150% acceleration penalty, further pressuring the stock and warrant value.

Key Facts

  • Issued $145,000 convertible note (purchase price $125,000, OID $20,000) to Labrys Fund II, L.P.
  • Net cash proceeds to company: $111,250
  • Warrant to purchase 125,000 shares at $0.50 per share, exercisable from Dec 3, 2026 to Jun 3, 2029
  • Conversion price set at 75% of lowest closing bid price over prior 10 trading days, floor $0.10 per share
  • Exchange cap of 1,569,579 shares applies unless shareholder approval obtained
  • Note requires amortization payments starting Dec 3, 2026 (first $81,200, then five monthly $13,533.33), final balance due Jun 3, 2027
  • Events of default include failure to register shares within 60 days, failure to become effective within 120 days; default amount = principal + accrued interest × 150%
  • Company previously issued a $290,000 note to same investor in May 2026

Financial Impact

Maximum dilution of approximately 21.6% of outstanding shares (1,694,579 shares vs 7,847,899 outstanding) upon full conversion and exercise, providing $111,250 net cash.

dilutiondebt

Risk Factors

  • Significant dilution risk due to low conversion price (75% of market) and warrant exercise
  • Potential default on amortization payments given limited cash position
  • Registration failure could trigger default and 150% penalty

Market Snapshot

Exchange
Nasdaq
Sector
Finance Services

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001493152-26-028135
Exhibit: ex4-1.htm0001493152-26-028135
Exhibit: ex4-2.htm0001493152-26-028135
Document: form8-k.htm0001493152-26-028135
Document: 0001493152-26-028135-index-headers.html0001493152-26-028135
Document: 0001493152-26-028135-index.html0001493152-26-028135
7 reports for NCPLW
Performance horizon

Track record builds as more directional reports settle.

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Reports for NCPLW — sortable, filterable
Type Now
Jun 10, 2026
2d ago
8-K
BEARISH ★ 7/10
$0.0230 awaiting T+1awaiting T+1$0.0230 (−0.00%)
Jun 10, 2026
2d ago
8-K
BEARISH ★ 6/10
$0.0230 awaiting T+1awaiting T+1$0.0230 (−0.00%)
Jun 8, 2026
4d ago
3
NEUTRAL ★ 2/10
$0.0295 awaiting T+1awaiting T+1$0.0230 (−22.03%)
Jun 4, 2026
9d ago
8-K
NEUTRAL ★ 5/10
$0.0230 $0.0302▲ +31.30%▲ +33.88%$0.0230 (+0.00%)
May 28, 2026
15d ago
8-K
MIXED ★ 5/10
$0.0230 $0.0230· 0.00%▼ −0.26%$0.0230 (+0.00%)
May 18, 2026
25d ago
8-K
BEARISH ★ 7/10
$0.0230 $0.0230· 0.00%▲ +1.04%$0.0230 (−0.00%)
Apr 14, 2026
8w ago
EFFECT
BEARISH ★ 8/10
$0.0230 $0.0230· 0.00%▲ +0.78%$0.0230 (−0.00%)
Showing 7 of 7

US Market Status

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