NP Neptune Insurance Holdings Inc.

BEARISH Impact: 5/10 EFFECT
Horizon days Filed May 14, 2026 Processed 1mo ago SEC 9999999995-26-001628
IPO/offering going effective
Latest settled — T+5d ⚠ clustered
NP ▼ -0.69% at T+5d
SHORT call ✓ call won +0.69% · α vs SPY -0.03% · entry $27.46 → $27.27
Next anchor: T+20d due 3d ago
Last close $27.40 (close Jun 12) · +0.22% from $27.46 entry (call sign-flipped)
Entry anchored
May 14, 2026
via day open
T+1d
+1.97%
call -1.97% · α -3.19%
$28.00
settled 4w ago
T+5d
-0.69%
call +0.69% · α -0.03%
$27.27
settled 25d ago
T+20d
call — · α —
due 3d ago
T+60d
call — · α —
in 8w

Price Chart

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Executive Summary

The SEC declared effective Neptune Insurance Holdings' S-1 registration (File No. 333-295765) on May 13, 2026, covering a secondary offering of 8,355,615 Class A shares by selling stockholders. The company will not receive proceeds but plans to repurchase 835,561 shares concurrently. This clears the path for insider monetization, creating potential near-term selling pressure.

Actionable Insight

The rapid effectiveness (2 days after S-1 filing) signals SEC clearance and likely imminent pricing. Watch for the final prospectus (424B4) to confirm pricing and underwriter details. The secondary nature means no capital infusion but creates overhang from insider selling; the concurrent buyback may cushion the impact. Monitor for any lock-up expiration details in the prospectus.

Key Facts

  • Effectiveness date: May 13, 2026
  • Registration covers 8,355,615 Class A shares in a secondary offering by selling stockholders (Bregal Sagemount, FTV Capital affiliates)
  • Company will not receive any proceeds from the offering
  • Company intends to repurchase 835,561 shares concurrently
  • S-1 filed May 11, 2026; effectiveness followed in 2 days
  • Dual-class structure concentrates ~84% voting power with CEO Trevor Burgess

Financial Impact

Secondary offering of 8.36M shares; no proceeds to company; concurrent repurchase of 0.84M shares provides partial offset. At current market cap of $3.9B, the offering represents approximately 5-7% of float.

dilutionshare countinsider selling

Risk Factors

  • Near-term selling pressure from insider secondary offering
  • No new capital raised for company operations
  • Potential for accelerated selling if lock-up provisions are limited

Market Snapshot

Exchange
NYSE
Sector
Insurance Agents, Brokers & Service
Analyst Consensus
76% bullish (21 analysts)

Documents Analyzed

This report is based on 3 SEC documents filed with EDGAR.

DocumentAccession Number
EFFECT Filing (Primary)9999999995-26-001628
Document: 9999999995-26-001628-index.html9999999995-26-001628
Document: 9999999995-26-001628.txt9999999995-26-001628
7 reports for NP
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for NP — sortable, filterable
Type Now
May 20, 2026
26d ago
Insider Cluster
BEARISH ★ 7/10
$27.78 $27.91▼ −0.47%▲ +1.33%$27.40 (+1.37%)
May 14, 2026
4w ago
424B4
BEARISH ★ 6/10
$28.00 $27.87▲ +0.46%▲ +1.43%$27.40 (+2.14%)
May 14, 2026
4w ago
EFFECT
BEARISH ★ 5/10
$27.46 $27.27▲ +0.69%▼ −0.03%$27.40 (+0.22%)
May 11, 2026
4w ago
S-1
NEUTRAL ★ 4/10
$28.54 $27.22▼ −4.63%▼ −4.70%$27.40 (−3.99%)
May 11, 2026
4w ago
DEFA14A
NEUTRAL ★ 2/10
$28.54 $27.22▼ −4.63%▼ −4.70%$27.40 (−3.99%)
Apr 22, 2026
7w ago
8-K
MIXED ★ 6/10
$27.18 $25.91▼ −4.67%▼ −6.15%$27.40 (+0.81%)
Apr 17, 2026
8w ago
DEFA14A
NEUTRAL ★ 2/10
$27.66 $26.81▼ −3.07%▼ −3.63%$27.40 (−0.94%)
Showing 7 of 7

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