OBK 8-K SEC Filing Analysis

Latest settled — T+20d ⚠ clustered

OBK ▲ +1.76% at T+20d

NEUTRAL call ✓ call won +1.76% · α vs SPY -2.87% · entry $46.56 → $47.38

Next anchor: T+60d in 5w

Currently $50.14 · +7.69% from $46.56 entry

Entry anchored
Apr 22, 03:59 PM ET
via Databento tick

T+1d

+0.15%

call +0.15% · α -0.63%

$46.63

settled 7w ago

T+5d

+0.75%

call +0.75% · α -0.73%

$46.91

settled 6w ago

T+20d

+1.76%

call +1.76% · α -2.87%

$47.38

settled 24d ago

T+60d

—

call — · α —

—

in 5w

Price Chart

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Executive Summary

Origin Bancorp reported Q1 2026 earnings with diluted EPS of $0.89, down from $0.95 in the prior quarter, driven by lower net interest income despite higher loan growth and a 5.4% deposit increase. The company also announced a 67% dividend increase to $0.25 per share, signaling confidence in balance sheet strength.

Actionable Insight

Monitor net interest margin trajectory in upcoming quarters as deposit costs decline slower than asset yields; the dividend hike suggests management confidence, but rising credit provisions warrant watch for potential asset quality deterioration.

Key Facts

Q1 2026 diluted EPS was $0.89, down from $0.95 in Q4 2025
Net interest income rose 0.6% to $87.2 million, a record high
Net interest margin (NIM-FTE) declined 2 basis points to 3.71%
Total loans grew 2.5% to $7.86 billion; deposits increased 5.4% to $8.76 billion
Board approved dividend increase from $0.15 to $0.25 per share (67% hike)
Provision for credit losses rose to $4.965 million from $3.158 million

Financial Impact

Net income decreased by $1.8 million sequentially; dividend payout will increase annual cash outflow by approximately $24 million based on current share count

epsnet_incomedividendsniinii

Risk Factors

Net interest margin compression due to asset-sensitive balance sheet in a lower-for-longer rate environment
Increase in nonperforming loans and provision expense may signal emerging credit stress

Market Snapshot

Exchange

NYSE

Sector

State Commercial Banks

Documents Analyzed

This report is based on 8 SEC documents filed with EDGAR.

Document	Accession Number
8-K Filing (Primary)	0001516912-26-000017
Document: a03_31x2026obkinvestorpr.htm	0001516912-26-000017
Document: obnk-20260422.htm	0001516912-26-000017
Document: a2q2026dividenddeclaration.htm	0001516912-26-000017
Document: 0001516912-26-000017-index-headers.html	0001516912-26-000017
Document: 0001516912-26-000017-index.html	0001516912-26-000017
Document: 0001516912-26-000017.txt	0001516912-26-000017
8-K Data (Synthetic)	0001516912-26-000017

8 reports for OBK

T+1T+5T+20T+60

Track record builds as more directional reports settle.

Filters

Reports for OBK — sortable, filterable
	Type				Now
Apr 30, 2026 6w ago	10-K/A NEUTRAL ★ 1/10	$46.82 $47.42	▲ +1.28%	▼ −3.69%	$50.14 (+7.09%)
Apr 22, 2026 7w ago	Press Release BEARISH ★ 6/10	$46.56 $47.38	▼ −1.76%	▲ +2.87%	$50.14 (−7.69%)
Apr 22, 2026 7w ago	8-K NEUTRAL ★ 5/10	$46.56 $47.38	▲ +1.76%	▼ −2.87%	$50.14 (+7.69%)
Apr 10, 2026 9w ago	Press Release BULLISH ★ 6/10	$44.80 $46.64	▲ +4.11%	▼ −4.42%	$50.14 (+11.92%)
Apr 10, 2026 9w ago	8-K NEUTRAL ★ 3/10	$44.80 $46.64	▲ +4.11%	▼ −4.42%	$50.14 (+11.92%)
Mar 13, 2026 13w ago	DEFA14A NEUTRAL ★ 3/10	$40.61 $45.03	▲ +10.88%	▲ +7.29%	$50.14 (+23.47%)
Feb 24, 2026 15w ago	Insider Cluster NEUTRAL ★ 3/10	$42.17 $40.85	▼ −3.13%	▲ +1.86%	$50.14 (+18.90%)
Feb 24, 2026 15w ago	Insider Cluster NEUTRAL ★ 3/10	$42.17 $40.85	▼ −3.13%	▲ +1.86%	$50.14 (+18.90%)

US Market Status

Market Closed — Opens Mon (49h 38m)

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