PRI Primerica, Inc.

BULLISH Impact: 7/10 8-K
Horizon immediate Filed May 6, 2026 Processed 1mo ago SEC 0001193125-26-209032
8-K Item 2.02: Earnings release
Latest settled — T+20d
PRI ▼ -6.65% at T+20d
LONG call ✗ call lost -6.65% · α vs SPY -9.78% · entry $273.26 → $255.10
Next anchor: T+60d in 7w
Last close $282.01 (close Jun 12) · +3.20% from $273.26 entry
Entry anchored
May 6, 2026
via day open
T+1d
+0.47%
call +0.47% · α -0.36%
$274.55
settled 6w ago
T+5d
-2.25%
call -2.25% · α -3.76%
$267.11
settled 5w ago
T+20d
-6.65%
call -6.65% · α -9.78%
$255.10
settled 11d ago
T+60d
call — · α —
in 7w

Price Chart

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Executive Summary

Primerica reported Q1 2026 diluted EPS of $5.97, beating consensus of $5.48 by 8.9%, and revenue of $872.7M, exceeding estimates of $854.2M by 2.2%. Record ISP sales of $4.3B (+22% YoY) and 15% growth in client asset values drove the beat, while term life policy issuance declined 14%.

Actionable Insight

The strong beat from record ISP momentum and asset growth supports the bullish case, but watch for continued erosion in term life sales force and policy issuance. Listen on the webcast for any commentary on sales force trends and guidance.

Key Facts

  • Diluted EPS $5.97 vs consensus $5.48 (beat by 8.9%)
  • Total revenue $872.7M vs consensus $854.2M (beat by 2.2%)
  • Record ISP sales $4.3B, up 22% YoY
  • Term Life policies issued down 14% YoY to 74,054
  • Life-licensed sales force declined 2% to 149,732
  • Net income $190.1M, up 12% YoY
  • Adjusted operating income before taxes $249.0M, up 13%

Financial Impact

EPS beat of $0.49 per share; revenue beat of $18.5M

revenueeps

Risk Factors

  • Declining life-licensed sales force (-2%) and new policies (-14%)
  • Potential market volatility affecting client asset values
  • Lower net inflows ($362M vs $542M prior year)

Market Snapshot

Exchange
NYSE
Sector
Life Insurance
Analyst Consensus
46% bullish (13 analysts)

Documents Analyzed

This report is based on 7 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001193125-26-209032
Document: pri-ex99_1.htm0001193125-26-209032
Document: pri-20260506.htm0001193125-26-209032
Document: 0001193125-26-209032-index-headers.html0001193125-26-209032
Document: 0001193125-26-209032-index.html0001193125-26-209032
Document: 0001193125-26-209032.txt0001193125-26-209032
8-K Data (Synthetic)0001193125-26-209032
3 reports for PRI
Performance horizon
Filters
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Reports for PRI — sortable, filterable
Type Now
Jun 2, 2026
12d ago
8-K
NEUTRAL ★ 3/10
$255.10 $257.87▲ +1.09%▲ +0.69%$282.01 (+10.55%)
May 6, 2026
5w ago
8-K
BULLISH ★ 7/10
$273.26 $274.55▲ +0.47%▼ −0.36%$282.01 (+3.20%)
Apr 2, 2026
10w ago
DEFA14A
NEUTRAL ★ 2/10
$253.85 $253.76▼ −0.04%▼ −0.51%$282.01 (+11.09%)
Showing 3 of 3

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