RNST 8-K SEC Filing Analysis

Latest settled — T+20d ⚠ clustered

RNST ▲ +2.16% at T+20d

LONG call ✓ call won +2.16% · α vs SPY -3.89% · entry $39.82 → $40.68

Next anchor: T+60d in 5w

Last close $42.81 (close Jun 12) · +7.51% from $39.82 entry

Entry anchored
Apr 28, 2026
via day open

T+1d

+0.18%

call +0.18% · α -0.85%

$39.89

settled 7w ago

T+5d

+2.03%

call +2.03% · α -1.08%

$40.63

settled 6w ago

T+20d

+2.16%

call +2.16% · α -3.89%

$40.68

settled 19d ago

T+60d

—

call — · α —

—

in 5w

Price Chart

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Executive Summary

Renasant Corp reported Q1 2026 adjusted diluted EPS of $0.93, beating consensus of $0.84 by 10.7%, driven by margin expansion and cost savings from the First Bancshares integration. Net income more than doubled YoY to $88.2M, and the board increased the quarterly dividend by $0.01 to $0.24 per share and expanded the buyback authorization by $100M.

Actionable Insight

The strong Q1 beat and dividend increase confirm positive post-merger momentum. Monitor loan growth and NIM stability in coming quarters; aggressive buyback suggests management confidence. The stock likely reacts positively to the earnings beat and capital return news.

Key Facts

Adjusted diluted EPS $0.93 vs consensus $0.84 (beat by 10.7%)
Net income $88.2M, up 112% YoY from $41.5M
Quarterly dividend increased to $0.24 per share from $0.23
Stock repurchases totaled $75M in Q1 2026 plus $25M in April; authorization increased by $100M to $136.8M remaining
ROA improved to 1.33% from 0.94% a year ago; efficiency ratio improved to 55.73% from 65.51%
Net interest margin 3.87%, down 2 bps linked quarter; loans declined 1.5% annualized
Nonperforming loans to total loans increased to 1.06% from 0.92% linked quarter

Financial Impact

Adjusted EPS beat consensus by ~$0.09 (10.7%); net income more than doubled YoY

epsnet incomedividendbuyback

Risk Factors

Loan portfolio declined 1.5% annualized, indicating muted organic growth
Net interest margin compressed 2 bps linked quarter; further compression could pressure earnings
Nonperforming loans increased 14 bps to 1.06% of total loans; credit quality warrants monitoring

Market Snapshot

Exchange

NYSE

Sector

State Commercial Banks

Analyst Consensus

85% bullish (13 analysts)

Documents Analyzed

This report is based on 5 SEC documents filed with EDGAR.

Document	Accession Number
8-K Filing (Primary)	0000715072-26-000036
Document: 0000715072-26-000036-index-headers.html	0000715072-26-000036
Document: 0000715072-26-000036-index.html	0000715072-26-000036
Document: 0000715072-26-000036.txt	0000715072-26-000036
8-K Data (Synthetic)	0000715072-26-000036

8 reports for RNST

T+1T+5T+20T+60

Track record builds as more directional reports settle.

Filters

Reports for RNST — sortable, filterable
	Type				Now
May 21, 2026 24d ago	Insider Cluster NEUTRAL ★ 2/10	$41.17 $40.68	▼ −1.19%	▼ −2.79%	$42.81 (+3.98%)
May 15, 2026 4w ago	8-K MIXED ★ 5/10	$39.79 $41.42	▲ +4.10%	▲ +2.48%	$42.81 (+7.59%)
May 7, 2026 5w ago	8-K NEUTRAL ★ 4/10	$40.19 $39.62	▼ −1.42%	▼ −2.88%	$42.81 (+6.52%)
May 5, 2026 5w ago	424B5 MIXED ★ 6/10	$40.63 $39.60	▼ −2.54%	▼ −3.67%	$42.81 (+5.37%)
May 4, 2026 5w ago	424B5 NEUTRAL ★ 4/10	$39.41 $39.77	▲ +0.91%	▼ −2.02%	$42.81 (+8.63%)
Apr 28, 2026 6w ago	8-K BULLISH ★ 7/10	$39.82 $40.63	▲ +2.03%	▼ −1.08%	$42.81 (+7.51%)
Apr 28, 2026 6w ago	Press Release BULLISH ★ 6/10	$39.82 $40.63	▲ +2.03%	▼ −1.08%	$42.81 (+7.51%)
Mar 18, 2026 12w ago	DEFA14A NEUTRAL ★ 3/10	$34.39 $36.02	▲ +4.74%	▲ +5.45%	$42.81 (+24.48%)

US Market Status

Market Closed — Opens in 4h 38m

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