TOST Toast, Inc.

BULLISH Impact: 8/10 8-K
Horizon days Filed May 7, 2026 Processed 1mo ago SEC 0001650164-26-000113
8-K Item 2.02: Earnings release
Latest settled — T+20d
TOST ▼ -1.64% at T+20d
LONG call ✗ call lost -1.64% · α vs SPY -1.66% · entry $25.05 → $24.64
Next anchor: T+60d in 8w
Last close $24.10 (close Jun 8) · -3.79% from $25.05 entry
Entry anchored
May 7, 03:59 PM ET
via Databento tick
T+1d
-3.43%
call -3.43% · α -3.67%
$24.19
settled 5w ago
T+5d
-7.90%
call -7.90% · α -9.37%
$23.07
settled 27d ago
T+20d
-1.64%
call -1.64% · α -1.66%
$24.64
settled 5d ago
T+60d
call — · α —
in 8w

Price Chart

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Executive Summary

Toast reported Q1 2026 results with diluted EPS of $0.20, 25% above the $0.16 consensus, and revenue of $1.63B in line with estimates. The company raised its full-year 2026 guidance (Non-GAAP subscription/Finserv gross profit growth to 21%-23% from 20%-22%, Adjusted EBITDA to $790M-$810M from $775M-$795M), reflecting accelerating momentum from 26% ARR growth and 22% location growth.

Key Financial Metrics

Free Cash Flow
$115.0M

Actionable Insight

The strong beat and raised guidance reinforce Toast's growth trajectory; watch for continued location additions and ARR acceleration. Consider adding long exposure ahead of Q2 2026 results.

Key Facts

  • GAAP diluted EPS $0.20 vs consensus $0.16 (+25% beat)
  • Total revenue $1.63B in line with consensus, up 22% YoY
  • ARR grew 26% YoY to $2.2B as of March 31, 2026
  • Full-year 2026 guidance raised: subscription/Finserv gross profit growth to 21%-23% (from 20%-22%), Adjusted EBITDA to $790M-$810M
  • Operating cash flow $132M, free cash flow $115M in Q1 2026

Financial Impact

EPS beat of $0.04 vs consensus, 25% positive surprise; guidance raised by ~2% for full-year Adjusted EBITDA midpoint

epsrevenuearrguidance

Risk Factors

  • Macroeconomic slowdown impacting restaurant/hospitality spending
  • Increased competition from legacy POS providers or new entrants
  • Execution risk on enterprise market expansion (drive-thru, retail)

Market Snapshot

Exchange
NYSE
Sector
Services-Computer Processing & Data Preparation
Analyst Consensus
67% bullish (36 analysts)

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001650164-26-000113
Document: tost-20260507.htm0001650164-26-000113
Document: 0001650164-26-000113-index-headers.html0001650164-26-000113
Document: 0001650164-26-000113-index.html0001650164-26-000113
Document: 0001650164-26-000113.txt0001650164-26-000113
8-K Data (Synthetic)0001650164-26-000113
4 reports for TOST
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for TOST — sortable, filterable
Type Now
May 29, 2026
11d ago
144
NEUTRAL ★ 3/10
$27.74 $24.64▼ −11.18%▼ −8.43%$24.10 (−13.12%)
May 7, 2026
4w ago
8-K
BULLISH ★ 8/10
$25.05 $23.07▼ −7.90%▼ −9.37%$24.10 (−3.79%)
Apr 2, 2026
9w ago
Insider Cluster
BEARISH ★ 5/10
$26.47 $25.40▲ +4.04%▲ +7.66%$24.10 (+8.95%)
Feb 28, 2026
14w ago
Institutional Cluster
MIXED ★ 6/10
$27.57 $29.49▲ +6.96%▲ +8.17%$24.10 (−12.59%)
Showing 4 of 4

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