UPST 144 SEC Filing Analysis

Latest settled — T+5d

UPST ▲ +13.31% at T+5d

NEUTRAL call ✓ call won +13.31% · α vs SPY +11.71% · entry $28.85 → $32.69

Next anchor: T+20d in 5d

Currently $30.50 · +5.72% from $28.85 entry

Entry anchored
May 20, 04:02 PM ET
via Databento tick

T+1d

-1.01%

call -1.01% · α -1.45%

$28.56

settled 23d ago

T+5d

+13.31%

call +13.31% · α +11.71%

$32.69

settled 16d ago

T+20d

—

call — · α —

—

in 5d

T+60d

—

call — · α —

—

in 2mo

Price Chart

Loading chart...

Executive Summary

Insider (officer) Scott Darling filed Form 144 on May 20, 2026, indicating intent to sell 6,634 shares of Upstart Holdings common stock, valued at approximately $190,912. The sale is explicitly for covering tax obligations from the settlement of vested restricted stock units (RSUs). This is a routine, non-discretionary transaction with no bearish signal.

Actionable Insight

This is a routine tax-motivated sale with no material impact. Traders should not read into this as a negative signal. Monitor for any subsequent Form 4 filings showing larger non-tax sales by insiders.

Key Facts

Insider: Officer Scott Darling
Shares to be sold: 6,634 common shares
Approximate value: $190,912
Reason: Tax withholding on vested RSUs (non-discretionary)
Prior similar sale on May 15, 2026 (727 shares for taxes)

Financial Impact

~$191K sale, represents less than 0.01% of UPST's $2.7B market cap

insider_holdingsdilution

Risk Factors

None material from this filing alone

Market Snapshot

Exchange

Nasdaq

Sector

Finance Services

Analyst Consensus

62% bullish (21 analysts)

Documents Analyzed

This report is based on 3 SEC documents filed with EDGAR.

Document	Accession Number
144 Filing (Primary)	0001921094-26-000531
Document: 0001921094-26-000531-index.html	0001921094-26-000531
Document: 0001921094-26-000531.txt	0001921094-26-000531

8 reports for UPST

T+1T+5T+20T+60

100% Hit rate 3 of 3 directional calls best @ T+20▲ +11.30%Feb 20, 2026

Filters

Reports for UPST — sortable, filterable
	Type				Now
May 27, 2026 16d ago	Insider Cluster NEUTRAL ★ 2/10	$32.69 $32.27	▼ −1.28%	▼ −1.60%	$30.50 (−6.70%)
May 20, 2026 23d ago	144 NEUTRAL ★ 2/10	$28.85 $32.69	▲ +13.31%	▲ +11.71%	$30.50 (+5.72%)
May 19, 2026 24d ago	8-K NEUTRAL ★ 3/10	$28.08 $30.45	▲ +8.44%	▲ +6.19%	$30.50 (+8.62%)
May 18, 2026 25d ago	Insider Cluster BULLISH ★ 6/10	$28.08 $30.45	▲ +8.44%	▲ +6.19%	$30.50 (+8.62%)
May 15, 2026 28d ago	144 NEUTRAL ★ 2/10	$27.94 $30.62	▲ +9.59%	▲ +7.97%	$30.50 (+9.16%)
May 7, 2026 5w ago	Insider Cluster BULLISH ★ 6/10	$29.00 $29.71	▲ +2.45%	▲ +0.15%	$30.50 (+5.17%)
Feb 20, 2026 16w ago	Insider Cluster NEUTRAL ★ 3/10	$29.29 $27.23	▼ −7.03%	▼ −6.58%	$30.50 (+4.13%)
Feb 20, 2026 16w ago	Insider Cluster BEARISH ★ 7/10	$29.29 $27.23	▲ +7.03%	▲ +6.58%	$30.50 (−4.13%)

US Market Status

Market Closed — Opens Mon (49h 31m)

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access