WFC WELLS FARGO & COMPANY/MN

NEUTRAL Impact: 1/10 ANALYST-UPGRADE
Processed 1mo ago SEC analyst-WFC-baird-20260213
13 firms acted on WFC: Jefferies, Baird, Freedom Broker, CICC, Baird, Morgan Stanley, Raymond James, Piper Sandler, RBC Capital, Truist Securities, Phillip Securities, Wolfe Research, Deutsche Bank
Final — all horizons settled through T+60d
WFC ▼ -15.33% at T+60d
NEUTRAL call ✗ call lost -15.33% · α vs SPY -23.64% · entry $86.91 → $73.58
Currently $83.73 · -3.66% from $86.91 entry
Entry anchored
Feb 12, 03:59 PM ET
via Databento tick
T+1d
+0.59%
call +0.59% · α +0.39%
$87.42
settled 4mo ago
T+5d
-2.01%
call -2.01% · α -2.14%
$85.16
settled 4mo ago
T+20d
-12.82%
call -12.82% · α -11.00%
$75.77
settled 3mo ago
T+60d
-15.33%
call -15.33% · α -23.64%
$73.58
settled 5w ago

Price Chart

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Executive Summary

Baird upgraded Wells Fargo (WFC) to Neutral from Underperform on Feb 13, 2026, with a $85 price target. The firm has a 54% accuracy rate on 2,555 calls. Consensus is heavily bullish: 22 of 32 analysts rate Buy or Strong Buy, with a mean target of $96.65 implying 17.5% upside from the current $82.23. Baird's PT is the lowest on the street at $85. Despite the upgrade, EPS revisions are trending lower (12 downgrades vs 5 upgrades for next year), and three insiders sold shares worth ~$10M in late February. Institutional activity is mixed with Norges Bank exiting a large position while Two Sigma doubled. Short interest is elevated at 55.1%. Overall, the upgrade is a cautious shift but lacks strong bullish conviction; traders should monitor for earnings on July 14.

Impact Score

Base Score
2/7
LLM Adjustment
-1
Final Score
1/10

Consensus & Targets

Buy / Strong Buy
22 (69%)
Hold
10
Sell / Strong Sell
0
Total Analysts
23
Mean PT
$96.65
Median PT
$95.00
High PT
$113.00
Low PT
$85.00
Current Price
$82.23
Implied Upside
+17.5%

Full consensus: 7 Strong Buy, 15 Buy, 10 Hold, 0 Sell, 0 Strong Sell among 32 analysts covering WFC. Consensus is 68.8% Buy-equivalent, a clear bullish tilt.

Mean target $96.65, median $95, high $113 (Barclays), low $85 (Baird). Current price $82.23 implies 17.5% upside to the mean. Baird's $85 PT is 12% below the consensus mean, making it the most cautious on the street.

Recent Analyst Activity

DateFirmActionRatingPrice Target
2026-04-30 JP Morgan maintain Neutral $86.50
2026-04-15 Piper Sandler reiterate Overweight $94.00
2026-04-15 Keefe, Bruyette & Woods maintain Market Perform $98.00
2026-04-15 Barclays maintain Overweight $108.00
2026-04-07 JP Morgan maintain Neutral $91.00
2026-04-06 Evercore ISI Group maintain Outperform $95.00
2026-03-31 Morgan Stanley maintain Equal-Weight $100.00
2026-03-26 Jefferies initiate Buy $100.00
2026-03-23 Goldman Sachs maintain Buy $93.00
2026-03-17 Truist Securities maintain Buy $94.00

30-day analyst momentum is flat: 0 upgrades, 0 downgrades. However, EPS estimates are under pressure: over the past 30 days, +1y EPS has 12 downgrades vs 5 upgrades, current quarter has 13 downgrades vs 2 upgrades, showing a clear downward revision trend.

Firm Track Record — Baird

Baird accuracy: 54% on 2555 calls | avg return: 4%

Industry benchmark: mean 51% ± 11%. Top tier: ≥61% (mean + 1σ). Based on 15 firms with ≥5 scored calls.

FirmAccuracyCallsAvg Returnvs Average
B of A Securities 100% 3/3 9.1% top tier
Piper Sandler 100% 5/5 18.8% top tier
RBC Capital 100% 2/2 10.7% top tier
Raymond James 100% 3/3 14.8% top tier
Evercore ISI Group 82% 9/11 13.2% top tier
Morgan Stanley 78% 7/9 12.5% top tier
Citigroup 75% 3/4 6.6% top tier
Goldman Sachs 67% 4/6 6% top tier
UBS 50% 1/2 5% below average
Barclays 50% 2/4 1.5% below average

Baird has a 54% accuracy rate on 2,555 calls with an average return of 4%. Among firms covering WFC, top-tier performers include BofA, Piper Sandler, and RBC Capital (all 100% accuracy on small samples) and Evercore (82% on 11 calls). Baird sits in the middle of the pack; its track record is average compared to peers.

Earnings Estimates

Next earnings: Jul 14, 2026

PeriodEPS Est.EPS RangeRevenueRevisions (7d)
+1y $7.87 $7.36 — $8.12 $91.9B ↑0 ↓0
0q $1.69 $1.60 — $1.83 $21.8B ↑0 ↓0
0y $6.97 $6.72 — $7.11 $87.8B ↑1 ↓0
+1q $1.81 $1.65 — $1.88 $22.2B ↑0 ↓0

Cross-Platform Signals

Insider Trades (90d)
0 buys / 3 sells
Congressional
Lloyd Smucker (republican) — sell $15,001 - $50,000
Congressional
Ro Khanna (democrat) — buy $1,001 - $15,000
Congressional
Addison McConnell (republican) — buy $1,001 - $15,000
Institutional
TWO SIGMA INVESTMENTS, LP — doubled (736.4%)
Institutional
Mawer Investment Management Ltd. — doubled (177.7%)
Institutional
NORGES BANK — new
Short Interest
Short: 2,759,174 | Exempt: 3,741 | TRF Vol: 5,011,002 | Short Ratio: 55.1% | Off-exchange volume (dark pool + OTC)

Cross-platform signals diverge: Insider sales of ~$10M total from three executives in late February. Congressional trades show one sell (Rep. Smucker) and two buys (Reps. Khanna and McConnell). Institutional activity is mixed: Norges Bank appears to have exited a multi-billion position while Mawer and Two Sigma more than doubled holdings. Short interest is elevated at 55.1% of TRF volume. Overall, insider selling and EPS downgrades contrast with the analyst upgrade, creating a mixed picture.

Actionable Insight

The upgrade from Underperform to Neutral is a modest positive signal, but Baird's low PT and continued negative estimate revisions suggest limited near-term upside. Traders should await stronger consensus alignment or a catalyst before adding positions.

Documents Analyzed

Report based on filing metadata.

25 reports for WFC
Performance horizon
40% Hit rate 2 of 5 directional calls best @ T+1▲ +0.59%May 31, 2026
Filters
Rows
Reports for WFC — sortable, filterable
Type Now
May 31, 2026
12d ago
ANALYST-UPGRADE
BULLISH ★ 2/10
$86.91 $85.16▼ −2.01%▼ −2.14%$83.73 (−3.66%)
May 29, 2026
15d ago
Court Ruling
NEUTRAL ★ 1/10
$77.52 $78.68▲ +1.50%▲ +1.79%$83.73 (+8.02%)
May 28, 2026
16d ago
Court Ruling
NEUTRAL ★ 1/10
$76.62 $78.68▲ +2.69%▲ +2.74%$83.73 (+9.28%)
May 28, 2026
16d ago
Court Ruling
NEUTRAL ★ 2/10
$76.62 $78.68▲ +2.69%▲ +2.74%$83.73 (+9.28%)
May 28, 2026
16d ago
Court Ruling
BEARISH ★ 4/10
$76.62 $78.68▼ −2.69%▼ −2.74%$83.73 (−9.28%)
May 18, 2026
26d ago
Court Ruling
BEARISH ★ 4/10
$74.39 $77.52▼ −4.21%▼ −2.59%$83.73 (−12.56%)
May 15, 2026
29d ago
Court Ruling
NEUTRAL ★ 1/10
$73.41 $76.51▲ +4.22%▲ +3.26%$83.73 (+14.06%)
May 13, 2026
4w ago
Court Ruling
NEUTRAL ★ 1/10
$73.52 $75.78▲ +3.07%▲ +3.21%$83.73 (+13.89%)
May 12, 2026
4w ago
Court Ruling
BULLISH ★ 4/10
$75.17 $74.37▼ −1.06%▼ −1.14%$83.73 (+11.39%)
May 11, 2026
4w ago
13F-HR
NEUTRAL ★ 3/10
$18.93 $18.53▼ −2.11%▼ −2.02%$83.73 (+342.31%)
Showing 10 of 25

US Market Status

Market Closed — Opens Mon (48h 16m)

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