AFRM

Affirm Holdings, Inc.

Nasdaq · Personal Credit Institutions · Inc. NV · CIK 0001820953
$66.17 -0.48% $22.2B
26 New Institutional Positions24 Institutional Exits
Vol
Market Cap$22.2B
Cap SizeLarge Cap
Analyst ConsensusStrong Buy (76%)
Inst. Holders50 funds
Inst. Value$8.8B
Inst. Activity26 buys / 24 sells
Insider Activity0B / 2S
Insider Net $-$240.0K
Exchange Nasdaq·Sector Personal Credit Institutions·Inc. NV·CIK 0001820953·Prev Close $66.49

Recent Activity

Jun 11, 2026 short_volume
Short Volume: AFRM — 64.9% short (1.2M / 1.8M)
Short: 1,170,841 | Exempt: 266 | TRF Vol: 1,805,032 | Short Ratio: 64.9% | Off-exchange volume (dark
Jun 1, 2026 Insider
Michalek Libor surrendered for taxes 5,783 shares
President @ $72.91 ($421.6K)
Jun 1, 2026 Insider
Adkins Katherine acquired via exercise 10,590 shares
Chief Legal Officer
Jun 1, 2026 Insider
Michalek Libor acquired via exercise 11,363 shares
President
Inst.
FMR LLC — ADD
17,294,381 shares ($792.4M)
Inst.
Durable Capital Partners LP — ADD
5,649,434 shares ($258.9M)

Price Targets

$83.15 +25.7% upside Strong Buy
Current $66.17 Low $55.10 Median $85.00 High $100.00 27 analysts
$55.10 $100.00

Analyst Ratings

Buy76% buy · 38 analysts
8Strong Buy
21Buy
9Hold
0Sell
0Strong Sell
Recent Analyst Actions
DateFirmActionRating
May 28, 2026 Truist Securities MAINTAIN Buy → Buy
May 14, 2026 Mizuho MAINTAIN Outperform → Outperform
May 13, 2026 Needham REITERATE Buy → Buy
May 11, 2026 B of A Securities MAINTAIN Buy → Buy
May 8, 2026 JP Morgan MAINTAIN Overweight → Overweight

Earnings Estimates

PeriodEPS Est.RangeGrowth#
Current Q $0.83 ▼ -6.1% $0.67 — $0.93 57% YoY 7
Next Q $0.87 ▼ -10.7% $0.72 — $0.97 44% YoY 5
Current FY $3.10 ▼ -0.9% $2.58 — $3.58 78% YoY 8
Next FY $3.78 $2.94 — $4.54 22% YoY 8

Top Institutional Holders

FundValueMove
Capital Research Global Investors$1.1B
Capital World Investors$1.0B
MORGAN STANLEY$995.0M
BlackRock, Inc.$858.3M
FMR LLC$792.4MADD

Recent Insider Trades

DateInsiderTypeValue
Jun 1, 2026Michalek LiborF$421.6K
Jun 1, 2026Adkins KatherineM$0.00
Jun 1, 2026Michalek LiborM$0.00
Jun 1, 2026Jiyane SipheleleM$0.00
Jun 1, 2026Michalek LiborM$0.00
50 institutional holders with $8.8B total value (191,971,137 shares) as of 2026-Q1. Top holders: Capital, Capital, MORGAN. Net buying activity: 26 institutions added/increased vs 24 reduced.

Top Institutional Holders — 2026-Q1

#FundSharesValue% of TrackedLast Move
1Capital Research Global Investors24,592,033$1.1B12.8%
2Capital World Investors22,512,923$1.0B11.7%
3MORGAN STANLEY21,715,982$995.0M11.3%
4BlackRock, Inc.18,732,493$858.3M9.7%
5FMR LLC17,294,381$792.4M9.0%ADD +26.5%
6VANGUARD CAPITAL MANAGEMENT LLC12,152,375$556.8M6.3%
7VANGUARD PORTFOLIO MANAGEMENT LLC11,599,993$531.5M6.0%
8STATE STREET CORP6,031,141$276.3M3.1%
9Durable Capital Partners LP5,649,434$258.9M2.9%ADD +53.5%
10BAILLIE GIFFORD & CO5,302,297$243.0M2.8%
11CITADEL ADVISORS LLC4,071,115$186.5M2.1%
12SUSQUEHANNA INTERNATIONAL GROUP, LLP3,291,100$150.8M1.7%
13BANK OF AMERICA CORP /DE/2,774,298$127.1M1.4%ADD +28.8%
14WELLINGTON MANAGEMENT GROUP LLP2,742,715$125.7M1.4%ADD +82.3%
15MARSHALL WACE, LLP2,707,974$124.1M1.4%TRIM -37.5%
16SUSQUEHANNA INTERNATIONAL GROUP, LLP2,372,900$108.7M1.2%
17D1 Capital Partners L.P.1,936,900$88.7M1.0%DOUBLED +136.2%
18VANGUARD FIDUCIARY TRUST CO1,813,121$83.1M0.9%
19CITADEL ADVISORS LLC1,734,100$79.5M0.9%
20DIMENSIONAL FUND ADVISORS LP1,574,660$72.1M0.8%

Recent Position Changes

FundActionPrev SharesCurr SharesChange %ValueQuarter
FMR LLCADD13,675,83817,294,381+26.5%$792.4M2026-Q1
Durable Capital Partners LPADD3,681,1735,649,434+53.5%$258.9M2026-Q1
BANK OF AMERICA CORP /DE/ADD2,153,7302,774,298+28.8%$127.1M2026-Q1
WELLINGTON MANAGEMENT GROUP LLPADD1,504,7092,742,715+82.3%$125.7M2026-Q1
MARSHALL WACE, LLPTRIM4,333,7522,707,974-37.5%$124.1M2026-Q1
D1 Capital Partners L.P.DOUBLED820,0001,936,900+136.2%$88.7M2026-Q1
TREMBLANT CAPITAL GROUPADD1,060,4401,397,248+31.8%$64.0M2026-Q1
BALYASNY ASSET MANAGEMENT L.P.DOUBLED227,1431,149,661+406.1%$52.7M2026-Q1
Invesco Ltd.NEAR_EXIT4,071,571497,346-87.8%$22.8M2026-Q1
LOS ANGELES CAPITAL MANAGEMENT LLCDOUBLED21,419496,394+2217.5%$22.7M2026-Q1
Neuberger Berman Group LLCTRIM1,104,068447,622-59.5%$20.5M2026-Q1
ENVESTNET ASSET MANAGEMENT INCADD237,176341,771+44.1%$15.7M2026-Q1
PEAK6 LLCNEW277,468$12.7M2026-Q1
NORDEA INVESTMENT MANAGEMENT ABDOUBLED27,470282,114+927.0%$12.4M2026-Q1
SEI INVESTMENTS COTRIM381,596220,818-42.1%$10.1M2026-Q1
Gotham Asset Management, LLCADD122,915187,216+52.3%$8.6M2026-Q1
FIL LtdDOUBLED254177,885+69933.5%$8.2M2026-Q1
AMERIPRISE FINANCIAL INCTRIM649,584165,537-74.5%$7.6M2026-Q1
Allianz Asset Management GmbHTRIM242,948164,078-32.5%$7.5M2026-Q1
HSBC HOLDINGS PLCADD88,341164,780+86.5%$7.5M2026-Q1
FIRST TRUST ADVISORS LPTRIM338,771151,910-55.2%$7.0M2026-Q1
BNP Paribas Asset Management Holding S.A.DOUBLED61,236151,301+147.1%$6.9M2026-Q1
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.TRIM163,242109,330-33.0%$5.0M2026-Q1
FJARDE AP-FONDEN /FOURTH SWEDISH NATIONAL PENSION FUNDADD62,00097,650+57.5%$4.5M2026-Q1
Clear Street Group Inc.ADD63,47894,529+48.9%$4.3M2026-Q1
7 unique insiders with 49 transactions. Net insider value: -$240.0K ($0.00 bought, $240.0K sold).

Insider Transactions

DateInsiderTitleTypeSharesPriceValue
Jun 1, 2026Michalek LiborPresidentTAX W/H5,783$72.91$421.6K
Jun 1, 2026Adkins KatherineChief Legal OfficerEXERCISE10,590
Jun 1, 2026Michalek LiborPresidentEXERCISE11,363
Jun 1, 2026Jiyane SipheleleChief Accounting OfficerEXERCISE11,547
Jun 1, 2026Michalek LiborPresidentEXERCISE2,335
Jun 1, 2026Adkins KatherineChief Legal OfficerTAX W/H4,793$72.91$349.5K
Jun 1, 2026Adkins KatherineChief Legal OfficerEXERCISE1,401
Jun 1, 2026Jiyane SipheleleChief Accounting OfficerTAX W/H4,546$72.91$331.4K
Jun 1, 2026Jiyane SipheleleChief Accounting OfficerEXERCISE1,667
Jun 1, 2026O'Hare RobertChief Financial OfficerEXERCISE3,031
Jun 1, 2026O'Hare RobertChief Financial OfficerEXERCISE16,416
Jun 1, 2026O'Hare RobertChief Financial OfficerTAX W/H8,355$72.91$609.2K
May 13, 2026Watson Noel BertramDirectorSELL2,000$65.00$130.0K
May 1, 2026Linford MichaelChief Operating OfficerEXERCISE2,336
May 1, 2026Linford MichaelChief Operating OfficerTAX W/H974$67.54$65.8K
May 1, 2026Michalek LiborPresidentEXERCISE2,336
May 1, 2026Michalek LiborPresidentTAX W/H1,089$67.54$73.6K
May 1, 2026Adkins KatherineChief Legal OfficerEXERCISE1,401
May 1, 2026Adkins KatherineChief Legal OfficerTAX W/H634$67.54$42.8K
Apr 14, 2026Watson Noel BertramDirectorSELL2,000$55.00$110.0K
Apr 7, 2026Quarles Christa SDirectorJ53,697
Apr 2, 2026Quarles Christa SDirectorCONVERT60,445
Apr 2, 2026Quarles Christa SDirectorCONVERT60,445
Apr 2, 2026Quarles Christa SDirectorJ60,445
Apr 1, 2026Linford MichaelChief Operating OfficerEXERCISE2,335
Apr 1, 2026Linford MichaelChief Operating OfficerTAX W/H975$45.54$44.4K
Apr 1, 2026Adkins KatherineChief Legal OfficerEXERCISE1,401
Apr 1, 2026Michalek LiborPresidentEXERCISE2,335
Apr 1, 2026Adkins KatherineChief Legal OfficerTAX W/H634$45.54$28.9K
Apr 1, 2026Michalek LiborPresidentTAX W/H838$45.54$38.2K
Apr 1, 2026Quarles Christa SDirectorJ3,462
Mar 1, 2026O'Hare RobertChief Financial OfficerEXERCISE18,430
Mar 1, 2026Michalek LiborPresidentEXERCISE11,362
Mar 1, 2026Michalek LiborPresidentEXERCISE2,336
Mar 1, 2026Adkins KatherineChief Legal OfficerEXERCISE1,402
Mar 1, 2026Linford MichaelChief Operating OfficerEXERCISE2,336
Mar 1, 2026O'Hare RobertChief Financial OfficerEXERCISE499
Mar 1, 2026Jiyane SipheleleChief Accounting OfficerEXERCISE11,547
Mar 1, 2026Jiyane SipheleleChief Accounting OfficerEXERCISE1,667
Mar 1, 2026Adkins KatherineChief Legal OfficerEXERCISE10,593
Mar 1, 2026Linford MichaelChief Operating OfficerEXERCISE11,717
Feb 9, 2026Linford MichaelChief Operating OfficerEXERCISE20,000$49.00$980.0K
Feb 1, 2026Adkins KatherineChief Legal OfficerEXERCISE1,401
Feb 1, 2026Adkins KatherineChief Legal OfficerTAX W/H648$60.30$39.1K
Feb 1, 2026Linford MichaelChief Operating OfficerEXERCISE2,335
Feb 1, 2026Linford MichaelChief Operating OfficerTAX W/H628$60.30$37.9K
Feb 1, 2026Michalek LiborPresidentEXERCISE2,335
Feb 1, 2026Michalek LiborPresidentTAX W/H838$60.30$50.5K
Jan 30, 2026Linford MichaelChief Operating OfficerEXERCISE20,000$49.00$980.0K

No SEC filing reports analyzed yet. Reports are generated when new filings are detected and processed by the LLM pipeline.

No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.

Current analyst consensus: Buy (76% buy). Based on 38 analysts: 8 strong buy, 21 buy, 9 hold, 0 sell, 0 strong sell.

Analyst Price Targets

$83.15 mean target +25.7% upside Strong Buy (1.65)
$55.10 Low $100.00 High
MetricValue
Current Price$66.17
Target Low$55.10
Target Mean$83.15
Target Median$85.00
Target High$100.00
# Analysts27
RecommendationStrong Buy (1.65)

Earnings Estimates & Revisions

PeriodEPS AvgEPS LowEPS HighEPS Growth30d Rev.Up/DownRev. AvgRev. GrowthAnalysts
Current Q
2026-06-30
$0.83 $0.67 $0.93 57.1% -6.1% 3↑ 1↓ $1.1B 26.0% 7
Next Q
2026-09-30
$0.87 $0.72 $0.97 43.6% -10.7% 1↑ 3↓ $1.2B 24.3% 5
Current FY
2026-06-30
$3.10 $2.58 $3.58 77.6% -0.9% 5↑ 1↓ $4.2B 30.3% 8
Next FY
2027-06-30
$3.78 $2.94 $4.54 21.7% +0.5% 4↑ 2↓ $5.3B 25.2% 8

Current Quarter EPS Revision History

TimepointEPS EstimateChange
Current$0.827
7d ago$0.829-0.001
30d ago$0.881-0.054
60d ago$0.839-0.012
90d ago$0.839-0.012
14 analyst firms have rated this stock: 2 upgrades, 0 downgrades, 2 initiations.

Individual Analyst Actions

DateAnalyst FirmActionPrevious RatingNew Rating
May 28, 2026 Truist Securities MAINTAIN Buy Buy
May 14, 2026 Mizuho MAINTAIN Outperform Outperform
May 13, 2026 Needham REITERATE Buy Buy
May 11, 2026 B of A Securities MAINTAIN Buy Buy
May 8, 2026 JP Morgan MAINTAIN Overweight Overweight
May 8, 2026 RBC Capital MAINTAIN Sector Perform Sector Perform
May 8, 2026 Stephens & Co. MAINTAIN Equal-Weight Equal-Weight
May 8, 2026 Needham MAINTAIN Buy Buy
Apr 24, 2026 Truist Securities MAINTAIN Buy Buy
Apr 21, 2026 Evercore ISI Group MAINTAIN Outperform Outperformer
Apr 21, 2026 Cantor Fitzgerald MAINTAIN Overweight Overweight
Apr 17, 2026 Citizens MAINTAIN Market Outperform Market Outperform
Feb 20, 2026 Truist Securities MAINTAIN Buy Buy
Feb 20, 2026 Baird INITIATE Neutral
Feb 9, 2026 Cantor Fitzgerald REITERATE Overweight Overweight
Feb 9, 2026 Mizuho MAINTAIN Outperform Outperform
Feb 6, 2026 JP Morgan MAINTAIN Overweight Overweight
Feb 6, 2026 RBC Capital MAINTAIN Sector Perform Sector Perform
Feb 6, 2026 Oppenheimer MAINTAIN Outperform Outperform
Feb 6, 2026 Stephens & Co. MAINTAIN Equal-Weight Equal-Weight
Feb 6, 2026 Needham MAINTAIN Buy Buy
Feb 3, 2026 Morgan Stanley UPGRADE Equal-Weight Overweight
Jan 27, 2026 Needham UPGRADE Hold Buy
Jan 27, 2026 Cantor Fitzgerald INITIATE Overweight
Jan 8, 2026 TD Cowen MAINTAIN Buy Buy

Monthly Consensus History

PeriodStrong BuyBuyHoldSellStrong SellBuy %Distribution
Jun 1, 202682190076%
May 1, 202682190076%
Apr 1, 202682090076%
Mar 1, 202682090076%
Feb 1, 202671890074%
Jan 1, 202671890074%
Strong BuyBuyHoldSellStrong Sell

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

Recent Reddit Threads

r/stocks Neutral 18d 6h ago
Can Affirm (AFRM) become visa/mastercard?
▲ 1 💬 0 ⚡ 0.5
r/wallstreetbets Neutral 18d 7h ago
Can affirm (AFRM) become the next visa or mastercard?
▲ 1 💬 0 ⚡ 0.5
Jun 11, 2026
short_volume
Short Volume: AFRM — 64.9% short (1.2M / 1.8M)
Short: 1,170,841 | Exempt: 266 | TRF Vol: 1,805,032 | Short Ratio: 64.9% | Off-exchange volume (dark pool + OTC)
Jun 10, 2026
short_volume
Short Volume: AFRM — 59.1% short (0.8M / 1.3M)
Short: 794,915 | Exempt: 8,031 | TRF Vol: 1,344,804 | Short Ratio: 59.1% | Off-exchange volume (dark pool + OTC)
Jun 9, 2026
short_volume
Short Volume: AFRM — 64.2% short (0.9M / 1.3M)
Short: 850,125 | Exempt: 1,674 | TRF Vol: 1,324,585 | Short Ratio: 64.2% | Off-exchange volume (dark pool + OTC)
Jun 8, 2026
short_volume
Short Volume: AFRM — 67.5% short (1.2M / 1.7M)
Short: 1,171,822 | Exempt: 1,218 | TRF Vol: 1,737,218 | Short Ratio: 67.5% | Off-exchange volume (dark pool + OTC)
Jun 5, 2026
short_volume
Short Volume: AFRM — 58.8% short (1.1M / 1.9M)
Short: 1,087,978 | Exempt: 1,063 | TRF Vol: 1,851,283 | Short Ratio: 58.8% | Off-exchange volume (dark pool + OTC)
Jun 4, 2026
short_volume
Short Volume: AFRM — 59.7% short (1.3M / 2.1M)
Short: 1,265,805 | Exempt: 923 | TRF Vol: 2,121,790 | Short Ratio: 59.7% | Off-exchange volume (dark pool + OTC)
Jun 3, 2026
short_volume
Short Volume: AFRM — 56.5% short (1.4M / 2.5M)
Short: 1,434,133 | Exempt: 2,780 | TRF Vol: 2,538,961 | Short Ratio: 56.5% | Off-exchange volume (dark pool + OTC)
May 28, 2026
short_volume
Short Volume: AFRM — 63.3% short (1.4M / 2.1M)
Short: 1,350,324 | Exempt: 427 | TRF Vol: 2,132,243 | Short Ratio: 63.3% | Off-exchange volume (dark pool + OTC)
May 27, 2026
short_volume
Short Volume: AFRM — 57.6% short (1.5M / 2.5M)
Short: 1,451,578 | Exempt: 4,896 | TRF Vol: 2,518,673 | Short Ratio: 57.6% | Off-exchange volume (dark pool + OTC)
May 26, 2026
short_volume
Short Volume: AFRM — 55.8% short (1.3M / 2.4M)
Short: 1,325,446 | Exempt: 3,169 | TRF Vol: 2,375,392 | Short Ratio: 55.8% | Off-exchange volume (dark pool + OTC)
May 21, 2026
short_volume
Short Volume: AFRM — 59.1% short (0.9M / 1.6M)
Short: 941,910 | Exempt: 544 | TRF Vol: 1,593,933 | Short Ratio: 59.1% | Off-exchange volume (dark pool + OTC)
May 20, 2026
short_volume
Short Volume: AFRM — 67.3% short (1.6M / 2.4M)
Short: 1,631,988 | Exempt: 559 | TRF Vol: 2,426,197 | Short Ratio: 67.3% | Off-exchange volume (dark pool + OTC)
May 18, 2026
dark_pool
Dark Pool: AFRM — 6.5M shares, 100,926 trades
Week starting 2026-05-18. Total ATS volume: 6,480,146 shares across 100,926 trades.
May 14, 2026
short_volume
Short Volume: AFRM — 58.1% short (1.1M / 1.9M)
Short: 1,127,820 | Exempt: 2,274 | TRF Vol: 1,941,143 | Short Ratio: 58.1% | Off-exchange volume (dark pool + OTC)
May 13, 2026
short_volume
Short Volume: AFRM — 67.8% short (2.2M / 3.2M)
Short: 2,167,329 | Exempt: 2,879 | TRF Vol: 3,195,195 | Short Ratio: 67.8% | Off-exchange volume (dark pool + OTC)