CACC
CREDIT ACCEPTANCE CORP
$544.71
-0.67%
$5.7B
No data for this timeframe.
Vol
Market Cap$5.7B
Cap SizeMid Cap
Analyst ConsensusSell (0%)
Inst. Holders8 funds
Inst. Value$303.9M
Inst. Activity1 buys / 2 sells
Insider Activity0B / 17S
Insider Net $-$16.4M
Reddit Sentiment67° Warm
SEC Reports14
Press Releases2
Recent Activity
Jun 2, 2026
SEC
Three CACC insiders, including the COO and a director, sold a combined $6.04M in open-market shares on May 29, 2026, at
CLUSTER — Impact 4/10
Jun 1, 2026
Insider
Elliott Nicholas J sold 59 shares
Chief Transformation Officer @ $575.25 ($33.9K)
Jun 1, 2026
Insider
Elliott Nicholas J sold 59 shares
Chief Transformation Officer @ $333.94 ($19.7K)
Jun 1, 2026
Insider
Elliott Nicholas J sold 59 shares
Chief Transformation Officer @ $0.00 ($0.00)
May 20, 2026
SEC
Five insiders at Credit Acceptance Corp sold a total of ~$3.66M in open-market shares over May 14-18, 2026, following a
CLUSTER — Impact 2/10
May 20, 2026
SEC
Two insiders at Credit Acceptance Corp. sold a total of ~$5.94M in shares over a week, including Director Kenneth Booth
CLUSTER — Impact 4/10
Inst.
FMR LLC — DOUBLED
98,348 shares ($43.6M)
Inst.
RENAISSANCE TECHNOLOGIES LLC — NEAR_EXIT
5,388 shares ($2.4M)
Price Targets
$536.67
-1.5% upside
Hold
Current $544.71
Low $500.00
Median $550.00
High $560.00
3 analysts
$500.00
$560.00
Analyst Ratings
0Strong Buy
0Buy
5Hold
1Sell
2Strong Sell
Recent Analyst Actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| May 6, 2026 | TD Cowen | MAINTAIN | Hold → Hold |
| Apr 17, 2026 | Stephens & Co. | MAINTAIN | Equal-Weight → Equal-Weight |
| Jan 30, 2026 | TD Cowen | MAINTAIN | Hold → Hold |
Earnings Estimates
| Period | EPS Est. | Range | Growth | # |
|---|---|---|---|---|
| Current Q | $12.00 ▲ +7.0% | $11.90 — $12.10 | 40% YoY | 2 |
| Next Q | $12.38 ▲ +15.1% | $12.04 — $12.71 | 20% YoY | 2 |
| Current FY | $47.73 ▲ +6.9% | $47.50 — $47.97 | 16% YoY | 2 |
| Next FY | $54.73 ▲ +6.3% | $54.00 — $55.47 | 15% YoY | 2 |
Latest Reports
NEUTRAL
CLUSTER
4/10
Three CACC insiders, including the COO and a director, sold a combined $6.04M in open-market shares on May 29, 2026, at
Jun 2, 2026
NEUTRAL
CLUSTER
2/10
Five insiders at Credit Acceptance Corp sold a total of ~$3.66M in open-market shares over May 14-18, 2026, following a
May 20, 2026
NEUTRAL
Press
2/10
Credit Acceptance Corporation announced the appointment of Robert Bourrier as Chief Sales Officer, effective immediately
Apr 27, 2026
Top Institutional Holders
| Fund | Value | Move |
|---|---|---|
| VANGUARD GROUP INC | $175.4M | — |
| FMR LLC | $43.6M | DOUBLED |
| CHARLES SCHWAB INVESTMENT MANAGEMENT | $38.5M | NEW |
| MORGAN STANLEY | $30.0M | ADD |
| BANK OF AMERICA CORP | $13.4M | DOUBLED |
Recent Insider Trades
| Date | Insider | Type | Value |
|---|---|---|---|
| Jun 1, 2026 | Elliott Nicholas | SELL | $33.9K |
| Jun 1, 2026 | Elliott Nicholas | M | $19.7K |
| Jun 1, 2026 | Elliott Nicholas | M | $0.00 |
| Jun 1, 2026 | KERBER ERIN | M | $20.4K |
| Jun 1, 2026 | KERBER ERIN | SELL | $35.1K |
Reddit Sentiment
67°
Warm
Bearish
Neutral
Bullish
8 institutional holders with $303.9M total value (685,256 shares) as of 2025-Q4. Top holders: VANGUARD, FMR, CHARLES. Net selling activity: 2 institutions trimmed/exited vs 1 added.
Top Institutional Holders — 2025-Q4
| # | Fund | Shares | Value | % of Tracked | Last Move |
|---|---|---|---|---|---|
| 1 | VANGUARD GROUP INC | 395,474 | $175.4M | 57.7% | — |
| 2 | FMR LLC | 98,348 | $43.6M | 14.4% | DOUBLED +5853.3% |
| 3 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 86,897 | $38.5M | 12.7% | NEW |
| 4 | MORGAN STANLEY | 67,650 | $30.0M | 9.9% | ADD +53.3% |
| 5 | BANK OF AMERICA CORP /DE/ | 30,147 | $13.4M | 4.4% | DOUBLED +115.9% |
| 6 | RENAISSANCE TECHNOLOGIES LLC | 5,388 | $2.4M | 0.8% | NEAR_EXIT -81.1% |
| 7 | TWO SIGMA INVESTMENTS, LP | 829 | $367.6K | 0.1% | NEAR_EXIT -82.6% |
| 8 | WELLS FARGO & COMPANY/MN | 523 | $231.9K | 0.1% | TRIM -33.8% |
Recent Position Changes
| Fund | Action | Prev Shares | Curr Shares | Change % | Value | Quarter |
|---|---|---|---|---|---|---|
| FMR LLC | DOUBLED | 1,652 | 98,348 | +5853.3% | $43.6M | 2025-Q4 |
| RENAISSANCE TECHNOLOGIES LLC | NEAR_EXIT | 28,488 | 5,388 | -81.1% | $2.4M | 2025-Q4 |
| TWO SIGMA INVESTMENTS, LP | NEAR_EXIT | 4,759 | 829 | -82.6% | $367.6K | 2025-Q4 |
| BANK OF AMERICA CORP /DE/ | DOUBLED | 14,000 | 30,229 | +115.9% | $14.1M | 2025-Q3 |
| TWO SIGMA INVESTMENTS, LP | TRIM | 15,745 | 4,759 | -69.8% | $2.2M | 2025-Q3 |
| MORGAN STANLEY | ADD | 43,455 | 66,626 | +53.3% | $33.9M | 2025-Q2 |
| RENAISSANCE TECHNOLOGIES LLC | DOUBLED | 1,500 | 27,488 | +1732.5% | $14.0M | 2025-Q2 |
| TWO SIGMA INVESTMENTS, LP | DOUBLED | 5,480 | 15,745 | +187.3% | $8.0M | 2025-Q2 |
| BANK OF AMERICA CORP /DE/ | ADD | 8,664 | 14,000 | +61.6% | $7.1M | 2025-Q2 |
| FMR LLC | TRIM | 2,294 | 1,496 | -34.8% | $761.9K | 2025-Q2 |
| UBS Group AG | ADD | 45,856 | 72,628 | +58.4% | $37.5M | 2025-Q1 |
| MORGAN STANLEY | TRIM | 66,855 | 43,455 | -35.0% | $22.4M | 2025-Q1 |
| CITADEL ADVISORS LLC | TRIM | 25,294 | 18,830 | -25.6% | $9.7M | 2025-Q1 |
| TWO SIGMA INVESTMENTS, LP | NEAR_EXIT | 25,144 | 5,480 | -78.2% | $2.8M | 2025-Q1 |
| FMR LLC | DOUBLED | 1,014 | 2,294 | +126.2% | $1.2M | 2025-Q1 |
| RENAISSANCE TECHNOLOGIES LLC | NEAR_EXIT | 7,188 | 1,500 | -79.1% | $774.5K | 2025-Q1 |
| UBS Group AG | DOUBLED | 18,935 | 45,856 | +142.2% | $21.5M | 2024-Q4 |
| CITADEL ADVISORS LLC | TRIM | 48,438 | 25,294 | -47.8% | $11.9M | 2024-Q4 |
| RENAISSANCE TECHNOLOGIES LLC | TRIM | 10,188 | 7,188 | -29.4% | $3.4M | 2024-Q4 |
| WELLS FARGO & COMPANY/MN | TRIM | 755 | 500 | -33.8% | $234.7K | 2024-Q4 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | NEW | — | 94,051 | — | $41.7M | 2024-Q3 |
6 unique insiders with 17 transactions. Net insider value: -$16.4M ($0.00 bought, $16.4M sold).
Insider Transactions
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Jun 1, 2026 | Elliott Nicholas J | Chief Transformation Officer | SELL | 59 | $575.25 | $33.9K |
| Jun 1, 2026 | Elliott Nicholas J | Chief Transformation Officer | M | 59 | $333.94 | $19.7K |
| Jun 1, 2026 | Elliott Nicholas J | Chief Transformation Officer | M | 59 | $0.00 | $0.00 |
| Jun 1, 2026 | KERBER ERIN J | Chief Legal Officer | M | 61 | $333.94 | $20.4K |
| Jun 1, 2026 | KERBER ERIN J | Chief Legal Officer | SELL | 61 | $575.25 | $35.1K |
| Jun 1, 2026 | KERBER ERIN J | Chief Legal Officer | M | 61 | $0.00 | $0.00 |
| May 29, 2026 | LUM JONATHAN | Chief Operating Officer | M | 5,000 | $0.00 | $0.00 |
| May 29, 2026 | LUM JONATHAN | Chief Operating Officer | M | 5,000 | $333.94 | $1.7M |
| May 29, 2026 | LUM JONATHAN | Chief Operating Officer | SELL | 5,000 | $575.00 | $2.9M |
| May 29, 2026 | Elliott Nicholas J | Chief Transformation Officer | M | 3,320 | $333.94 | $1.1M |
| May 29, 2026 | Elliott Nicholas J | Chief Transformation Officer | SELL | 1,508 | $575.40 | $867.7K |
| May 29, 2026 | Elliott Nicholas J | Chief Transformation Officer | M | 3,320 | $0.00 | $0.00 |
| May 29, 2026 | Booth Kenneth | Director | M | 4,000 | $333.94 | $1.3M |
| May 29, 2026 | KERBER ERIN J | Chief Legal Officer | SELL | 1,299 | $575.25 | $747.2K |
| May 29, 2026 | Booth Kenneth | Director | SELL | 4,000 | $574.00 | $2.3M |
| May 29, 2026 | Booth Kenneth | Director | M | 4,000 | $0.00 | $0.00 |
| May 29, 2026 | KERBER ERIN J | Chief Legal Officer | M | 3,485 | $333.94 | $1.2M |
| May 29, 2026 | KERBER ERIN J | Chief Legal Officer | M | 3,485 | $0.00 | $0.00 |
| May 19, 2026 | Booth Kenneth | Director | M | 4,000 | $0.00 | $0.00 |
| May 19, 2026 | Booth Kenneth | Director | M | 4,000 | $333.94 | $1.3M |
| May 19, 2026 | Booth Kenneth | Director | SELL | 4,000 | $554.00 | $2.2M |
| May 18, 2026 | Booth Kenneth | Director | SELL | 4,000 | $554.00 | $2.2M |
| May 18, 2026 | Booth Kenneth | Director | M | 4,000 | $333.94 | $1.3M |
| May 18, 2026 | Booth Kenneth | Director | M | 4,000 | $0.00 | $0.00 |
| May 18, 2026 | KERBER ERIN J | Chief Legal Officer | M | 1,903 | $333.94 | $635.5K |
| May 18, 2026 | KERBER ERIN J | Chief Legal Officer | SELL | 755 | $550.29 | $415.5K |
| May 18, 2026 | KERBER ERIN J | Chief Legal Officer | M | 1,903 | $0.00 | $0.00 |
| May 18, 2026 | Rummler Wendy A | Chief People Officer | M | 1,994 | $333.94 | $665.9K |
| May 18, 2026 | Rummler Wendy A | Chief People Officer | SELL | 751 | $550.28 | $413.3K |
| May 18, 2026 | Martin Jay D | Chief Financial Officer | M | 1,561 | $0.00 | $0.00 |
| May 18, 2026 | Rummler Wendy A | Chief People Officer | M | 1,994 | $0.00 | $0.00 |
| May 18, 2026 | Martin Jay D | Chief Financial Officer | M | 1,561 | $333.94 | $521.3K |
| May 18, 2026 | Martin Jay D | Chief Financial Officer | SELL | 498 | $550.01 | $273.9K |
| May 18, 2026 | Elliott Nicholas J | Chief Transformation Officer | M | 1,815 | $333.94 | $606.1K |
| May 18, 2026 | Elliott Nicholas J | Chief Transformation Officer | SELL | 616 | $550.19 | $338.9K |
| May 18, 2026 | Elliott Nicholas J | Chief Transformation Officer | M | 1,815 | $0.00 | $0.00 |
| May 14, 2026 | Booth Kenneth | Director | SELL | 2,000 | $544.00 | $1.1M |
| May 14, 2026 | Booth Kenneth | Director | M | 2,000 | $333.94 | $667.9K |
| May 14, 2026 | Booth Kenneth | Director | M | 2,000 | $0.00 | $0.00 |
| May 6, 2026 | KERBER ERIN J | Chief Legal Officer | M | 1,753 | $0.00 | $0.00 |
| May 6, 2026 | KERBER ERIN J | Chief Legal Officer | SELL | 1,032 | $550.27 | $567.9K |
| May 6, 2026 | KERBER ERIN J | Chief Legal Officer | M | 1,753 | $333.94 | $585.4K |
| May 6, 2026 | Elliott Nicholas J | Chief Transformation Officer | M | 1,672 | $0.00 | $0.00 |
| May 6, 2026 | Elliott Nicholas J | Chief Transformation Officer | SELL | 1,045 | $550.24 | $575.0K |
| May 6, 2026 | Elliott Nicholas J | Chief Transformation Officer | M | 1,672 | $333.94 | $558.3K |
| May 6, 2026 | Rummler Wendy A | Chief People Officer | M | 2,068 | $0.00 | $0.00 |
| May 6, 2026 | Rummler Wendy A | Chief People Officer | M | 2,068 | $333.94 | $690.6K |
| May 6, 2026 | Rummler Wendy A | Chief People Officer | SELL | 1,625 | $550.33 | $894.3K |
| May 6, 2026 | Martin Jay D | Chief Financial Officer | M | 1,439 | $0.00 | $0.00 |
| May 6, 2026 | Martin Jay D | Chief Financial Officer | SELL | 1,047 | $550.30 | $576.2K |
14 SEC filing reports analyzed. Sentiment: 1 bullish, 1 bearish, 1 mixed, 11 neutral. Avg impact: 3.8/10.
NEUTRAL
CLUSTER
4/10
Three CACC insiders, including the COO and a director, sold a combined $6.04M in open-market shares
Jun 2, 2026
NEUTRAL
CLUSTER
2/10
Five insiders at Credit Acceptance Corp sold a total of ~$3.66M in open-market shares over May 14-18
May 20, 2026
NEUTRAL
CLUSTER
4/10
Two insiders at Credit Acceptance Corp. sold a total of ~$5.94M in shares over a week, including Dir
May 20, 2026
NEUTRAL
CLUSTER
4/10
Seven CACC insiders, including the COO, CFO, and CLO, sold a total of $7.72M in open-market stock on
May 8, 2026
NEUTRAL
CLUSTER
4/10
Six insiders at Credit Acceptance Corp sold a total of $7.03M in open-market shares on May 6, 2026,
May 8, 2026
NEUTRAL
CLUSTER
3/10
Three insiders at Credit Acceptance Corp (CFO, COO, Director) collectively sold ~$4.99M worth of sha
May 8, 2026
MIXED
8-K
5/10
Credit Acceptance reported Q1 2026 GAAP EPS of $12.40 ($135.8M net income) vs $8.66 a year ago, and
May 5, 2026
NEUTRAL
COURT-RULING
2/10
The Ohio Court of Appeals affirmed a trial court order compelling arbitration in Credit Acceptance C
May 4, 2026
NEUTRAL
PRESS-RELEASE
2/10
Credit Acceptance Corporation announced the date for its Q1 2026 earnings release and conference cal
Apr 28, 2026
NEUTRAL
DEFA14A
2/10
Credit Acceptance Corp filed additional definitive proxy soliciting materials (DEFA14A) on April 28,
Apr 28, 2026
BEARISH
CLUSTER
7/10
Three C-suite executives at Credit Acceptance Corp (CACC) sold shares in the open market over a 4-da
Apr 22, 2026
NEUTRAL
CLUSTER
4/10
Two C-suite executives at Credit Acceptance Corp—CFO Jay Martin and Chief People Officer Wendy Rumml
Apr 21, 2026
NEUTRAL
144
3/10
Jonathan Lum, an officer of Credit Acceptance Corp (CACC), filed a Form 144 to notify intent to sell
Apr 20, 2026
BULLISH
8-K
7/10
Credit Acceptance disclosed its 2025 operating results and strategic priorities in a shareholder let
Apr 3, 2026
Current analyst consensus: Strong Sell (0% buy). Based on 8 analysts: 0 strong buy, 0 buy, 5 hold, 1 sell, 2 strong sell.
Analyst Price Targets
$536.67 mean target
-1.5% upside
Hold (3.00)
$500.00 Low
$560.00 High
| Metric | Value |
|---|---|
| Current Price | $544.71 |
| Target Low | $500.00 |
| Target Mean | $536.67 |
| Target Median | $550.00 |
| Target High | $560.00 |
| # Analysts | 3 |
| Recommendation | Hold (3.00) |
Earnings Estimates & Revisions
| Period | EPS Avg | EPS Low | EPS High | EPS Growth | 30d Rev. | Up/Down | Rev. Avg | Rev. Growth | Analysts |
|---|---|---|---|---|---|---|---|---|---|
| Current Q 2026-06-30 |
$12.00 | $11.90 | $12.10 | 40.2% | +7.0% | 1↑ 0↓ | $0.6B | 2.0% | 2 |
| Next Q 2026-09-30 |
$12.38 | $12.04 | $12.71 | 20.4% | +15.1% | 0↑ 1↓ | $0.6B | 4.3% | 2 |
| Current FY 2026-12-31 |
$47.73 | $47.50 | $47.97 | 16.3% | +6.9% | 1↑ 0↓ | $2.1B | -8.2% | 2 |
| Next FY 2027-12-31 |
$54.73 | $54.00 | $55.47 | 14.7% | +6.3% | 1↑ 0↓ | $2.3B | 6.0% | 2 |
Current Quarter EPS Revision History
| Timepoint | EPS Estimate | Change |
|---|---|---|
| Current | $12.000 | |
| 7d ago | $11.850 | +0.150 |
| 30d ago | $11.215 | +0.785 |
| 60d ago | $11.655 | +0.345 |
| 90d ago | $11.655 | +0.345 |
2 analyst firms have rated this stock: 0 upgrades, 0 downgrades, 0 initiations.
Individual Analyst Actions
| Date | Analyst Firm | Action | Previous Rating | New Rating |
|---|---|---|---|---|
| May 6, 2026 | TD Cowen | MAINTAIN | Hold | Hold |
| Apr 17, 2026 | Stephens & Co. | MAINTAIN | Equal-Weight | Equal-Weight |
| Jan 30, 2026 | TD Cowen | MAINTAIN | Hold | Hold |
Monthly Consensus History
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Jun 1, 2026 | 0 | 0 | 5 | 1 | 2 | 0% | |
| May 1, 2026 | 0 | 0 | 5 | 1 | 2 | 0% | |
| Apr 1, 2026 | 0 | 0 | 5 | 1 | 2 | 0% | |
| Mar 1, 2026 | 0 | 0 | 5 | 1 | 2 | 0% | |
| Feb 1, 2026 | 0 | 0 | 6 | 1 | 2 | 0% | |
| Jan 1, 2026 | 0 | 0 | 5 | 2 | 2 | 0% |
Strong BuyBuyHoldSellStrong Sell
No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.
67°
Warm
Bearish
Neutral
Bullish
2 mentions
2 bullish
0 bearish
2 time periods
Reddit Sentiment History
| Date | Mentions | Sentiment | Bullish | Bearish | Threads |
|---|---|---|---|---|---|
| Mar 10, 2026 | 1 | 60° Warm | 1 | 0 | 1 |
| Mar 10, 2026 | 1 | 60° Warm | 1 | 0 | 1 |
Recent Reddit Threads
Question to the US based CACC for a possible position
▲ 1
💬 0
⚡ 0.5
May 14, 2026
short_interest
FTD: CACC — 3,030 shares ($1.6M) failed to deliver
Settlement: 20260514, Price: $525.00, FTD Value: $1,590,750, CREDIT ACCEPTANCE CORP (MICH)
May 11, 2026
short_interest
FTD: CACC — 4,719 shares ($2.5M) failed to deliver
Settlement: 20260511, Price: $533.15, FTD Value: $2,515,934.85, CREDIT ACCEPTANCE CORP (MICH)
May 11, 2026
dark_pool
Dark Pool: CACC — 0.3M shares, 16,802 trades
Week starting 2026-05-11. Total ATS volume: 256,878 shares across 16,802 trades.
May 7, 2026
short_interest
FTD: CACC — 5,489 shares ($3.0M) failed to deliver
Settlement: 20260507, Price: $539.93, FTD Value: $2,963,675.77, CREDIT ACCEPTANCE CORP (MICH)
May 6, 2026
short_interest
FTD: CACC — 5,761 shares ($3.0M) failed to deliver
Settlement: 20260506, Price: $525.67, FTD Value: $3,028,384.87, CREDIT ACCEPTANCE CORP (MICH)
May 5, 2026
announcement
Credit Acceptance Announces Completion Of $450.0 Million Asset-Backed Financing
<p align="justify">Southfield, Michigan, May 05, 2026 (GLOBE NEWSWIRE) -- <b>Credit Acceptance Corporation (Nasdaq: CACC) </b>(referred to as the “C
May 5, 2026
earnings_calendar
CACC Q1 2026 Earnings After Market Close — 2026-05-05
May 4, 2026
earnings_calendar
CACC Q1 2026 Earnings After Market Close — 2026-05-04
May 4, 2026
dark_pool
Dark Pool: CACC — 0.3M shares, 17,428 trades
Week starting 2026-05-04. Total ATS volume: 283,011 shares across 17,428 trades.
May 4, 2026
Enforcement
Credit Acceptance Corp. v. Burson
Court ruling from Ohio Court of Appeals. Docket: 2025-T-0063
Apr 28, 2026
earnings
Credit Acceptance Announces Timing of First Quarter 2026 Earnings Release and Webcast
<p align="justify">Southfield, Michigan, April 28, 2026 (GLOBE NEWSWIRE) -- <b>Credit Acceptance Corporation (Nasdaq: CACC)</b> (referred to as the
Apr 28, 2026
earnings_calendar
CACC Q1 2026 Earnings After Market Close — 2026-04-28
Apr 27, 2026
announcement
Credit Acceptance Announces Robert Bourrier as Chief Sales Officer
<p align="justify">Southfield, Michigan, April 27, 2026 (GLOBE NEWSWIRE) -- <b>Credit Acceptance Corporation (Nasdaq: CACC) </b>(referred to as the
Apr 27, 2026
dark_pool
Dark Pool: CACC — 0.1M shares, 11,889 trades
Week starting 2026-04-27. Total ATS volume: 134,031 shares across 11,889 trades.
Apr 20, 2026
dark_pool
Dark Pool: CACC — 0.2M shares, 15,559 trades
Week starting 2026-04-20. Total ATS volume: 192,137 shares across 15,559 trades.
Apr 20, 2026
short_interest
FTD: CACC — 6,282 shares ($3.3M) failed to deliver
Settlement: 20260420, Price: $527.56, FTD Value: $3,314,131.92, CREDIT ACCEPTANCE CORP (MICH)