HQY

HEALTHEQUITY, INC.

Nasdaq · Services-Business Services, NEC · Inc. DE · CIK 0001428336
$88.34 -0.70% $7.4B
Insider Selling Cluster (3 insiders)High Impact Filing (7/10)19 New Institutional Positions19 Institutional Exits
Vol
Market Cap$7.4B
Cap SizeMid Cap
Analyst ConsensusStrong Buy (90%)
Inst. Holders50 funds
Inst. Value$4.6B
Inst. Activity19 buys / 19 sells
Insider Activity0B / 3S
Insider Net $-$1.2M
Reddit Sentiment67° Warm
SEC Reports4
Press Releases1
Exchange Nasdaq·Sector Services-Business Services, NEC·Inc. DE·CIK 0001428336·Prev Close $88.96

Recent Activity

Jun 8, 2026 other
One in Three Americans Delay Medical Care Due to Cost, HealthEquity Research Finds
Healthcare Cost Pressures Drive Workplace Productivity Losses; HSA Holders Report Stronger Confidenc
Jun 5, 2026 SEC
HealthEquity (HQY) reported FQ1 2026 revenue of $354.6M (+7% YoY) and non-GAAP EPS of $1.24, beating consensus estimates
8-K — Impact 7/10
Jun 2, 2026 SEC
Three HQY insiders (EVP General Counsel, EVP Chief Commercial Officer, and a Director) sold a total of ~$1.19M in open-m
CLUSTER — Impact 5/10
May 29, 2026 Insider
Fiore Michael Henry sold 3,142 shares
EVP, CHIEF COMMERCIAL OFFICER @ $95.00 ($298.5K)
May 28, 2026 SEC
HealthEquity reported Q1 FY2027 revenue of $354.6M (+7% YoY), beating the $352.2M consensus, but GAAP EPS of $0.82 misse
PRESS-RELEASE — Impact 6/10
May 28, 2026 Insider
Ladd Delano sold 7,500 shares
EVP, General Counsel @ $90.00 ($675.0K)
May 28, 2026 Insider
Wellborn Gayle Furgurson sold 2,439 shares
Director @ $90.00 ($219.5K)
Inst.
MORGAN STANLEY — ADD
2,485,913 shares ($207.7M)

Price Targets

$114.63 +29.8% upside Strong Buy
Current $88.34 Low $88.00 Median $110.50 High $135.00 16 analysts
$88.00 $135.00

Analyst Ratings

Strong Buy90% buy · 20 analysts
7Strong Buy
11Buy
1Hold
1Sell
0Strong Sell
Recent Analyst Actions
DateFirmActionRating
Jun 3, 2026 RBC Capital REITERATE Outperform → Outperform
Jun 1, 2026 Citizens MAINTAIN Market Outperform → Market Outperform
May 29, 2026 RBC Capital MAINTAIN Outperform → Outperform
May 22, 2026 Barrington Research MAINTAIN Outperform → Outperform
Apr 9, 2026 BMO Capital UPGRADE Market Perform → Outperform

Earnings Estimates

PeriodEPS Est.RangeGrowth#
Current Q $1.19 $1.14 — $1.23 10% YoY 15
Next Q $1.16 ▼ -0.6% $1.11 — $1.23 15% YoY 15
Current FY $4.72 ▲ +2.1% $4.55 — $4.93 18% YoY 15
Next FY $5.48 ▲ +2.6% $5.10 — $6.28 16% YoY 15

Top Institutional Holders

FundValueMove
BlackRock, Inc.$880.2M
WASATCH ADVISORS LP$601.9M
VANGUARD PORTFOLIO MANAGEMENT LLC$348.0M
VANGUARD CAPITAL MANAGEMENT LLC$319.6M
STATE STREET CORP$259.1M

Recent Insider Trades

DateInsiderTypeValue
May 29, 2026Fiore MichaelSELL$298.5K
May 28, 2026Ladd DelanoSELL$675.0K
May 28, 2026Wellborn GayleSELL$219.5K
May 28, 2026Wellborn GayleM$115.1K
Apr 6, 2026Cutler ScottF$413.4K

Reddit Sentiment

67°
Warm
Bearish Neutral Bullish
2 mentions 2 bullish 0 bearish
50 institutional holders with $4.6B total value (54,902,363 shares) as of 2026-Q1. Top holders: BlackRock,, WASATCH, VANGUARD.

Top Institutional Holders — 2026-Q1

#FundSharesValue% of TrackedLast Move
1BlackRock, Inc.10,532,394$880.2M19.2%
2WASATCH ADVISORS LP7,202,934$601.9M13.1%
3VANGUARD PORTFOLIO MANAGEMENT LLC4,163,593$348.0M7.6%
4VANGUARD CAPITAL MANAGEMENT LLC3,823,804$319.6M7.0%
5STATE STREET CORP3,099,897$259.1M5.6%
6MORGAN STANLEY2,485,913$207.7M4.5%ADD +67.3%
7WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC1,659,616$138.7M3.0%NEW
8DIMENSIONAL FUND ADVISORS LP1,627,039$136.0M3.0%
9Clearbridge Investments, LLC1,309,972$109.5M2.4%
10MACKENZIE FINANCIAL CORP1,281,657$107.1M2.3%
11CHARLES SCHWAB INVESTMENT MANAGEMENT INC1,175,339$98.2M2.1%
12FMR LLC1,134,933$94.8M2.1%TRIM -44.7%
13LOOMIS SAYLES & CO L P931,906$77.9M1.7%
14BANK OF AMERICA CORP /DE/862,008$72.0M1.6%ADD +43.5%
15JANUS HENDERSON GROUP PLC850,411$71.1M1.5%
16BALYASNY ASSET MANAGEMENT L.P.835,072$69.8M1.5%DOUBLED +196.5%
17GOLDMAN SACHS GROUP INC800,818$66.9M1.5%
18BAMCO INC /NY/750,025$62.7M1.4%
19Swedbank AB706,300$59.0M1.3%ADD +61.5%
20Nuveen, LLC680,462$56.9M1.2%

Recent Position Changes

FundActionPrev SharesCurr SharesChange %ValueQuarter
MORGAN STANLEYADD1,486,0572,485,913+67.3%$207.7M2026-Q1
FMR LLCTRIM2,052,5711,134,933-44.7%$94.8M2026-Q1
BANK OF AMERICA CORP /DE/ADD600,858862,008+43.5%$72.0M2026-Q1
BALYASNY ASSET MANAGEMENT L.P.DOUBLED281,631835,072+196.5%$69.8M2026-Q1
Swedbank ABADD437,300706,300+61.5%$59.0M2026-Q1
WELLINGTON MANAGEMENT GROUP LLPTRIM767,391497,520-35.2%$41.6M2026-Q1
Invesco Ltd.TRIM871,802452,743-48.1%$37.8M2026-Q1
Artisan Partners Limited PartnershipTRIM542,216270,942-50.0%$22.6M2026-Q1
Allspring Global Investments Holdings, LLCTRIM729,510266,615-63.5%$22.2M2026-Q1
FRONTIER CAPITAL MANAGEMENT CO LLCADD127,646192,400+50.7%$16.1M2026-Q1
CANADA PENSION PLAN INVESTMENT BOARDADD102,000141,900+39.1%$11.9M2026-Q1
ENVESTNET ASSET MANAGEMENT INCADD107,761138,868+28.9%$11.6M2026-Q1
Mariner, LLCADD49,60469,068+39.2%$5.8M2026-Q1
AmundiDOUBLED3,03067,592+2130.8%$5.6M2026-Q1
HighTower Advisors, LLCTRIM89,04848,835-45.2%$4.1M2026-Q1
STRS OHIOTRIM64,40033,200-48.4%$2.8M2026-Q1
MARSHALL WACE, LLPNEAR_EXIT450,32231,536-93.0%$2.6M2026-Q1
PEAK6 LLCDOUBLED5,04128,909+473.5%$2.4M2026-Q1
HSBC HOLDINGS PLCDOUBLED5,95128,181+373.6%$2.4M2026-Q1
Baird Financial Group, Inc.TRIM38,23127,569-27.9%$2.3M2026-Q1
M&T BANK CORPDOUBLED6,48827,124+318.1%$2.3M2026-Q1
FIFTH THIRD BANCORPDOUBLED1,02025,200+2370.6%$2.1M2026-Q1
Gotham Asset Management, LLCDOUBLED5,28516,872+219.2%$1.4M2026-Q1
CWM, LLCADD7,40512,988+75.4%$1.1M2026-Q1
WEALTH ENHANCEMENT ADVISORY SERVICES, LLCDOUBLED9,01018,744+108.0%$1.0M2026-Q1
10 unique insiders with 22 transactions. Net insider value: -$1.2M ($0.00 bought, $1.2M sold).

Insider Transactions

DateInsiderTitleTypeSharesPriceValue
May 29, 2026Fiore Michael HenryEVP, CHIEF COMMERCIAL OFFICERSELL3,142$95.00$298.5K
May 28, 2026Ladd DelanoEVP, General CounselSELL7,500$90.00$675.0K
May 28, 2026Wellborn Gayle FurgursonDirectorSELL2,439$90.00$219.5K
May 28, 2026Wellborn Gayle FurgursonDirectorEXERCISE2,439$47.21$115.1K
Apr 6, 2026Cutler ScottPresident and CEOTAX W/H4,931$83.84$413.4K
Apr 6, 2026Lucania James MEVP & CFOTAX W/H4,393$83.84$368.3K
Apr 6, 2026Rosner ElimelechEVP, CHIEF TECHNOLOGY OFFICERTAX W/H4,768$83.84$399.7K
Apr 6, 2026Fiore Michael HenryEVP, CHIEF COMMERCIAL OFFICERTAX W/H3,378$83.84$283.2K
Apr 6, 2026Ladd DelanoEVP, General CounselTAX W/H2,481$83.84$208.0K
Apr 6, 2026Neeleman StephenFOUNDER AND VICE CHAIRMANTAX W/H2,559$83.84$214.5K
Mar 31, 2026Ladd DelanoEVP, General CounselTAX W/H7,726$82.53$637.6K
Mar 31, 2026Rosner ElimelechEVP, CHIEF TECHNOLOGY OFFICERTAX W/H18,010$82.53$1.5M
Mar 31, 2026Neeleman StephenFOUNDER AND VICE CHAIRMANTAX W/H9,292$82.53$766.8K
Mar 25, 2026Gathright MichaelChief Customer OfficerAWARD15,157
Mar 25, 2026Ladd DelanoEVP, General CounselAWARD15,157
Mar 25, 2026Cutler ScottPresident and CEOAWARD72,754
Mar 25, 2026Lucania James MEVP & CFOAWARD27,283
Mar 25, 2026Fiore Michael HenryEVP, CHIEF COMMERCIAL OFFICERAWARD17,582
Mar 25, 2026Rosner ElimelechEVP, CHIEF TECHNOLOGY OFFICERAWARD19,704
Mar 25, 2026Neeleman StephenFOUNDER AND VICE CHAIRMANAWARD15,915
Feb 2, 2026Natarajan RajeshDirectorAWARD976
Feb 2, 2026Parker Stuart B.DirectorAWARD1,263
Current analyst consensus: Strong Buy (90% buy). Based on 20 analysts: 7 strong buy, 11 buy, 1 hold, 1 sell, 0 strong sell.

Analyst Price Targets

$114.63 mean target +29.8% upside Strong Buy (1.56)
$88.00 Low $135.00 High
MetricValue
Current Price$88.34
Target Low$88.00
Target Mean$114.63
Target Median$110.50
Target High$135.00
# Analysts16
RecommendationStrong Buy (1.56)

Earnings Estimates & Revisions

PeriodEPS AvgEPS LowEPS HighEPS Growth30d Rev.Up/DownRev. AvgRev. GrowthAnalysts
Current Q
2026-07-31
$1.19 $1.14 $1.23 10.2% +0.0% 6↑ 6↓ $0.3B 7.0% 15
Next Q
2026-10-31
$1.16 $1.11 $1.23 14.7% -0.6% 5↑ 7↓ $0.3B 7.6% 15
Current FY
2027-01-31
$4.72 $4.55 $4.93 18.1% +2.1% 14↑ 0↓ $1.4B 7.7% 15
Next FY
2028-01-31
$5.48 $5.10 $6.28 16.1% +2.6% 13↑ 0↓ $1.5B 7.9% 15

Current Quarter EPS Revision History

TimepointEPS EstimateChange
Current$1.190
7d ago$1.190
30d ago$1.190+0.000
60d ago$1.190+0.000
90d ago$1.156+0.034
10 analyst firms have rated this stock: 1 upgrades, 1 downgrades, 0 initiations.

Individual Analyst Actions

DateAnalyst FirmActionPrevious RatingNew Rating
Jun 3, 2026 RBC Capital REITERATE Outperform Outperform
Jun 1, 2026 Citizens MAINTAIN Market Outperform Market Outperform
May 29, 2026 RBC Capital MAINTAIN Outperform Outperform
May 22, 2026 Barrington Research MAINTAIN Outperform Outperform
Apr 9, 2026 BMO Capital UPGRADE Market Perform Outperform
Mar 19, 2026 Deutsche Bank MAINTAIN Buy Buy
Mar 18, 2026 Barrington Research MAINTAIN Outperform Outperform
Mar 18, 2026 JP Morgan MAINTAIN Overweight Overweight
Mar 18, 2026 RBC Capital MAINTAIN Outperform Outperform
Feb 18, 2026 Barclays MAINTAIN Overweight Overweight
Feb 17, 2026 BTIG MAINTAIN Buy Buy
Jan 9, 2026 Goldman Sachs DOWNGRADE Neutral Sell
Jan 8, 2026 Keybanc MAINTAIN Overweight Overweight

Monthly Consensus History

PeriodStrong BuyBuyHoldSellStrong SellBuy %Distribution
Jun 1, 202671111090%
May 1, 202671111090%
Apr 1, 202671021085%
Mar 1, 202671021085%
Feb 1, 202671021085%
Jan 1, 202671030085%
Strong BuyBuyHoldSellStrong Sell

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

67°
Warm
Bearish Neutral Bullish
2 mentions 2 bullish 0 bearish 2 time periods

Reddit Sentiment History

DateMentionsSentimentBullishBearishThreads
May 26, 2026160° Warm101
May 26, 2026160° Warm101

Recent Reddit Threads

Jun 8, 2026
other
One in Three Americans Delay Medical Care Due to Cost, HealthEquity Research Finds
Healthcare Cost Pressures Drive Workplace Productivity Losses; HSA Holders Report Stronger Confidence and Control <pre>Healthcare Cost Pressures Drive
May 29, 2026
short_volume
Short Volume: HQY — 73.7% short (0.8M / 1.1M)
Short: 777,602 | Exempt: 104 | TRF Vol: 1,054,866 | Short Ratio: 73.7% | Off-exchange volume (dark pool + OTC)
May 28, 2026
earnings
HealthEquity Reports First Quarter Ended April 30, 2026 Financial Results; Raises Guidance
<p align="center"><strong>Increases Repurchase Program by $1.0 Billion</strong></p>
May 28, 2026
earnings_calendar
HQY Q1 2027 Earnings Scheduled — 2026-05-28
May 5, 2026
earnings
HealthEquity Announces First Quarter Earnings Release Date and Investor Conference Schedule
<p>DRAPER, Utah, May 05, 2026 (GLOBE NEWSWIRE) -- HealthEquity, Inc. (NASDAQ: HQY) (“HealthEquity” or the “Company”), the largest independent health
Apr 29, 2026
short_interest
FTD: HQY — 36,610 shares ($3.0M) failed to deliver
Settlement: 20260429, Price: $81.18, FTD Value: $2,971,999.8, HEALTHEQUITY INC COM STK
Mar 30, 2026
leadership
HealthEquity Appoints Sanford Health CEO Bill Gassen to Board of Directors
<p>DRAPER, Utah, March 30, 2026 (GLOBE NEWSWIRE) -- HealthEquity, Inc. (NASDAQ: HQY) (“HealthEquity” or the “Company”), the largest independent heal
Mar 17, 2026
earnings
HealthEquity Reports Record Revenue, Earnings and New HSAs From Sales for Fourth Quarter and Year Ended January 31, 2026, Resulting in Raised Fiscal 2027 Outlook
<p><strong>Highlights of the fiscal year include:</strong></p>
Mar 17, 2026
earnings_calendar
HQY Q4 2026 Earnings After Market Close — 2026-03-17