JCAP
Jefferson Capital, Inc. / DE
$15.69
-3.39%
$897.2M
No data for this timeframe.
Vol
Market Cap$897.2M
Cap SizeSmall Cap
Inst. Holders9 funds
Inst. Value$24.9M
Inst. Activity3 buys / 1 sells
SEC Reports2
Press Releases3
Exchange Nasdaq·Sector Short-Term Business Credit Institutions·Inc. DE·CIK 0002046042·Prev Close $16.24
Recent Activity
May 20, 2026
SEC
This is a routine debt-collection appeal involving Jefferson Capital Systems, LLC (a subsidiary of Jefferson Capital, In
COURT-RULING — Impact 1/10
May 14, 2026
SEC
JCAP reported Q1 2026 GAAP EPS of $0.61, missing consensus of $0.80 by 23.8%, while revenue grew 13.9% to a record $176.
8-K — Impact 7/10
Mar 18, 2026
Insider
Zellmann Mark Joseph sold 12,500 shares
President US Business Lines @ $20.13 ($251.6K)
Mar 11, 2026
Insider
OROS JOHN J sold 25,000 shares
Director @ $20.78 ($519.5K)
Inst.
MORGAN STANLEY — DOUBLED
133,669 shares ($3.0M)
Inst.
RENAISSANCE TECHNOLOGIES LLC — ADD
95,600 shares ($2.1M)
May 19, 2026
Event
Jefferson Capital Sys., L.L.C. v. Darko
Court ruling from Ohio Court of Appeals. Docket: 25AP-775
May 14, 2026
earnings_calendar
JCAP Q1 2026 Earnings Scheduled — 2026-05-14
Price Targets
Historical data — last covering-analyst action Dec 2025. No current recommendation available.
$26.00 (Dec 2025)
Current $16.19
Low $21.00
Median $26.00
High $29.00
5 analysts
$21.00
$29.00
Analyst Ratings
4Strong Buy
8Buy
1Hold
0Sell
0Strong Sell
Historical Analyst Actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| Dec 24, 2025 | Keefe, Bruyette & Woods | REITERATE | Outperform → Outperform |
Earnings Estimates
| Period | EPS Est. | Range | Growth | # |
|---|---|---|---|---|
| Current Q | $0.70 | $0.66 — $0.77 | -13% YoY | 4 |
| Next Q | $0.71 | $0.67 — $0.78 | -10% YoY | 4 |
| Current FY | $2.88 ▲ +1.4% | $2.73 — $3.07 | -57% YoY | 4 |
| Next FY | $2.91 ▲ +0.9% | $2.74 — $3.18 | 1% YoY | 4 |
Latest Reports
NEUTRAL
COURT-RULING
1/10
This is a routine debt-collection appeal involving Jefferson Capital Systems, LLC (a subsidiary of Jefferson Capital, In
May 20, 2026
BEARISH
8-K
7/10
JCAP reported Q1 2026 GAAP EPS of $0.61, missing consensus of $0.80 by 23.8%, while revenue grew 13.9% to a record $176.
May 14, 2026
NEUTRAL
Press
2/10
Jefferson Capital announced it will release Q1 2026 financial results after market close on May 14, 2026, followed by a
Apr 30, 2026
Top Institutional Holders
| Fund | Value | Move |
|---|---|---|
| VANGUARD GROUP INC | $12.8M | DOUBLED |
| TWO SIGMA INVESTMENTS, LP | $3.7M | DOUBLED |
| MORGAN STANLEY | $3.0M | DOUBLED |
| RENAISSANCE TECHNOLOGIES LLC | $2.1M | ADD |
| CHARLES SCHWAB INVESTMENT MANAGEMENT | $1.7M | NEW |
Recent Insider Trades
| Date | Insider | Type | Value |
|---|---|---|---|
| Mar 18, 2026 | Zellmann Mark | A | $251.6K |
| Mar 11, 2026 | OROS JOHN | A | $519.5K |
9 institutional holders with $24.9M total value (1,112,973 shares) as of 2025-Q4. Top holders: VANGUARD, TWO, MORGAN. Net buying activity: 3 institutions added/increased vs 1 reduced.
Top Institutional Holders — 2025-Q4
| # | Fund | Shares | Value | % of Tracked | Last Move |
|---|---|---|---|---|---|
| 1 | VANGUARD GROUP INC | 572,714 | $12.8M | 51.5% | DOUBLED +665.2% |
| 2 | TWO SIGMA INVESTMENTS, LP | 164,303 | $3.7M | 14.8% | DOUBLED +1186.7% |
| 3 | MORGAN STANLEY | 133,669 | $3.0M | 12.0% | DOUBLED +252.1% |
| 4 | RENAISSANCE TECHNOLOGIES LLC | 95,600 | $2.1M | 8.6% | ADD +49.4% |
| 5 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 77,812 | $1.7M | 7.0% | NEW |
| 6 | BANK OF AMERICA CORP /DE/ | 30,044 | $671.2K | 2.7% | TRIM -25.0% |
| 7 | NORGES BANK | 30,000 | $670.2K | 2.7% | NEW |
| 8 | WELLS FARGO & COMPANY/MN | 8,779 | $196.1K | 0.8% | NEW |
| 9 | FMR LLC | 52 | $1.2K | 0.0% | — |
Recent Position Changes
| Fund | Action | Prev Shares | Curr Shares | Change % | Value | Quarter |
|---|---|---|---|---|---|---|
| MORGAN STANLEY | DOUBLED | 37,968 | 133,669 | +252.1% | $3.0M | 2025-Q4 |
| RENAISSANCE TECHNOLOGIES LLC | ADD | 64,000 | 95,600 | +49.4% | $2.1M | 2025-Q4 |
| BANK OF AMERICA CORP /DE/ | TRIM | 40,060 | 30,044 | -25.0% | $671.2K | 2025-Q4 |
| NORGES BANK | NEW | — | 30,000 | — | $670.2K | 2025-Q4 |
| VANGUARD GROUP INC | DOUBLED | 75,000 | 573,931 | +665.2% | $9.9M | 2025-Q3 |
| TWO SIGMA INVESTMENTS, LP | DOUBLED | 13,500 | 173,704 | +1186.7% | $3.0M | 2025-Q3 |
| UBS Group AG | DOUBLED | 2,500 | 99,975 | +3899.0% | $1.7M | 2025-Q3 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | NEW | — | 87,104 | — | $1.5M | 2025-Q3 |
| RENAISSANCE TECHNOLOGIES LLC | NEW | — | 64,000 | — | $1.1M | 2025-Q3 |
| BANK OF AMERICA CORP /DE/ | ADD | 22,827 | 40,060 | +75.5% | $691.4K | 2025-Q3 |
| MORGAN STANLEY | DOUBLED | 5,957 | 37,968 | +537.4% | $655.3K | 2025-Q3 |
| WELLS FARGO & COMPANY/MN | NEW | — | 8,339 | — | $143.9K | 2025-Q3 |
| NORGES BANK | EXIT | 30,000 | 0 | -100.0% | $0.00 | 2025-Q3 |
| VANGUARD GROUP INC | NEW | — | 75,000 | — | $1.4M | 2025-Q2 |
| NORGES BANK | NEW | — | 30,000 | — | $553.5K | 2025-Q2 |
| BANK OF AMERICA CORP /DE/ | NEW | — | 22,827 | — | $421.2K | 2025-Q2 |
| TWO SIGMA INVESTMENTS, LP | NEW | — | 13,500 | — | $249.1K | 2025-Q2 |
| MORGAN STANLEY | NEW | — | 5,957 | — | $109.9K | 2025-Q2 |
| UBS Group AG | NEW | — | 2,500 | — | $46.1K | 2025-Q2 |
2 unique insiders with 0 transactions. Net insider value: $0.00 ($0.00 bought, $0.00 sold).
Insider Transactions
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Mar 18, 2026 | Zellmann Mark Joseph | President US Business Lines | A | 12,500 | $20.13 | $251.6K |
| Mar 11, 2026 | OROS JOHN J | Director | A | 25,000 | $20.78 | $519.5K |
2 SEC filing reports analyzed. Sentiment: 0 bullish, 1 bearish, 0 mixed, 1 neutral. Avg impact: 4.0/10.
NEUTRAL
2/10
Jefferson Capital announced it will release Q1 2026 financial results after market close on May 14,
Apr 30, 2026
NEUTRAL
3/10
Jefferson Capital announced the appointment of Susan Atkins and James Pierce to its Board of Directo
Mar 18, 2026
BULLISH
8/10
Jefferson Capital reported strong fourth quarter and full-year 2025 results, driven by record collec
Mar 12, 2026
Historical analyst distribution (last covering-analyst action Dec 2025): 92% buy across 13 analysts — 4 strong buy, 8 buy, 1 hold, 0 sell, 0 strong sell. No current recommendation available.
Analyst Price Targets
Historical data — last covering-analyst action Dec 2025. No current recommendation available.
$26.00 mean target (Dec 2025)
$21.00 Low
$29.00 High
| Metric | Value |
|---|---|
| Current Price | $16.19 |
| Target Low | $21.00 |
| Target Mean | $26.00 |
| Target Median | $26.00 |
| Target High | $29.00 |
| # Analysts | 5 |
| Recommendation | — (no recent coverage) |
Earnings Estimates & Revisions
| Period | EPS Avg | EPS Low | EPS High | EPS Growth | 30d Rev. | Up/Down | Rev. Avg | Rev. Growth | Analysts |
|---|---|---|---|---|---|---|---|---|---|
| Current Q 2026-06-30 |
$0.70 | $0.66 | $0.77 | -13.0% | -0.4% | 1↑ 1↓ | $0.2B | 11.5% | 4 |
| Next Q 2026-09-30 |
$0.71 | $0.67 | $0.78 | -10.3% | -0.3% | 1↑ 2↓ | $0.2B | 13.7% | 4 |
| Current FY 2026-12-31 |
$2.88 | $2.73 | $3.07 | -57.4% | +1.4% | 3↑ 1↓ | $0.7B | 12.5% | 4 |
| Next FY 2027-12-31 |
$2.91 | $2.74 | $3.18 | 1.0% | +0.9% | 3↑ 0↓ | $0.7B | 3.3% | 4 |
Current Quarter EPS Revision History
| Timepoint | EPS Estimate | Change |
|---|---|---|
| Current | $0.705 | |
| 7d ago | $0.708 | -0.003 |
| 30d ago | $0.708 | -0.003 |
| 60d ago | $0.708 | -0.003 |
| 90d ago | $0.710 | -0.005 |
1 analyst firms have rated this stock: 0 upgrades, 0 downgrades, 0 initiations.
Historical Analyst Actions
| Date | Analyst Firm | Action | Previous Rating | New Rating |
|---|---|---|---|---|
| Dec 24, 2025 | Keefe, Bruyette & Woods | REITERATE | Outperform | Outperform |
Monthly Consensus History
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Jun 1, 2026 | 4 | 8 | 1 | 0 | 0 | 92% | |
| May 1, 2026 | 4 | 8 | 1 | 0 | 0 | 92% | |
| Apr 1, 2026 | 4 | 8 | 1 | 0 | 0 | 92% | |
| Mar 1, 2026 | 4 | 8 | 1 | 0 | 0 | 92% | |
| Feb 1, 2026 | 4 | 7 | 1 | 0 | 0 | 92% | |
| Jan 1, 2026 | 4 | 7 | 1 | 0 | 0 | 92% |
Strong BuyBuyHoldSellStrong Sell
No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.
No Reddit sentiment data available yet. Sentiment is analyzed from Reddit investment communities on a rolling basis.
May 19, 2026
Enforcement
Jefferson Capital Sys., L.L.C. v. Darko
Court ruling from Ohio Court of Appeals. Docket: 25AP-775
May 14, 2026
earnings_calendar
JCAP Q1 2026 Earnings Scheduled — 2026-05-14
Apr 30, 2026
bankruptcy
Jefferson Capital to Announce First Quarter 2026 Results
<p align="justify">MINNEAPOLIS, April 30, 2026 (GLOBE NEWSWIRE) -- <strong>Jefferson Capital, Inc. (NASDAQ: JCAP) (“Jefferson Capital”)</strong>, a
Apr 23, 2026
other
Jefferson Capital Secures Credit Facility Expansion
<p align="center"><em>– Financial Flexibility Enhanced with Facility Expansion to $1.15 Billion –</em></p>
Mar 18, 2026
bankruptcy
Jefferson Capital Appoints Two New Independent Directors
<p align="justify">MINNEAPOLIS, March 18, 2026 (GLOBE NEWSWIRE) -- <strong>Jefferson Capital, Inc. (NASDAQ: JCAP) (“Jefferson Capital”)</strong>, a
Mar 12, 2026
earnings
Jefferson Capital Reports Fourth Quarter and Full Year 2025 Results
<p align="center"><strong><em>Record Quarterly Collections Grow 41% to $245.3 Million and Record Deployments Grow 6% to $380.5 Million</em></strong><b
Mar 12, 2026
earnings_calendar
JCAP Q4 2025 Earnings Scheduled — 2026-03-12