NBTB

NBT BANCORP INC

Nasdaq · National Commercial Banks · Inc. DE · CIK 0000790359
$48.18 +1.07% $2.5B
Insider Selling Cluster (4 insiders)12 New Institutional Positions9 Institutional Exits
Vol
Market Cap$2.5B
Cap SizeMid Cap
Analyst ConsensusBuy (62%)
Inst. Holders50 funds
Inst. Value$1.1B
Inst. Activity12 buys / 9 sells
Insider Activity1B / 5S
Insider Net $-$509.7K
SEC Reports5
Exchange Nasdaq·Sector National Commercial Banks·Inc. DE·CIK 0000790359·Prev Close $47.67

Recent Activity

Jun 12, 2026 SEC
Four NBTB insiders sold a combined $1.39M in open-market transactions over an 8-day window, led by Director John Watt ($
CLUSTER — Impact 3/10
Jun 12, 2026 Insider
Sparks Martin Randolph sold 1,200 shares
EVP,General Counsel,Secretary @ $48.04 ($57.7K)
Jun 12, 2026 Insider
Hoeller Heidi M sold 2,100 shares
Director @ $48.04 ($100.9K)
Jun 10, 2026 SEC
Two NBTB insiders (a Director and an EVP) sold a combined $1.23M in open-market transactions over a 7-day window. The to
CLUSTER — Impact 2/10
Jun 9, 2026 Insider
WATT JOHN H JR sold 21,000 shares
Director @ $47.42 ($995.8K)
Apr 23, 2026 SEC
NBT Bancorp reported Q1 2026 EPS of $0.98, missing consensus of $1.05 by 6.7%. Net interest margin expanded to 3.72%, bu
8-K — Impact 6/10
Inst.
MANUFACTURERS LIFE INSURANCE COMPANY, — ADD
560,259 shares ($23.9M)
Inst.
Nuveen, LLC — ADD
372,060 shares ($15.8M)

Price Targets

$48.92 +1.5% upside Hold
Current $48.18 Low $46.50 Median $49.00 High $52.00 6 analysts
$46.50 $52.00

Analyst Ratings

Buy62% buy · 13 analysts
3Strong Buy
5Buy
5Hold
0Sell
0Strong Sell
Recent Analyst Actions
DateFirmActionRating
Apr 27, 2026 DA Davidson MAINTAIN Buy → Buy
Feb 25, 2026 DA Davidson INITIATE Buy

Earnings Estimates

PeriodEPS Est.RangeGrowth#
Current Q $1.02 ▼ -0.8% $0.97 — $1.07 16% YoY 7
Next Q $1.09 $1.06 — $1.15 4% YoY 7
Current FY $4.17 $4.10 — $4.32 9% YoY 6
Next FY $4.54 ▼ -1.0% $4.25 — $4.90 9% YoY 7

Latest Reports

NEUTRAL CLUSTER 3/10
Four NBTB insiders sold a combined $1.39M in open-market transactions over an 8-day window, led by Director John Watt ($
Jun 12, 2026
NEUTRAL CLUSTER 2/10
Two NBTB insiders (a Director and an EVP) sold a combined $1.23M in open-market transactions over a 7-day window. The to
Jun 10, 2026

Top Institutional Holders

FundValueMove
BlackRock, Inc.$315.1M—
VANGUARD PORTFOLIO MANAGEMENT LLC$148.0M—
STATE STREET CORP$105.9M—
DIMENSIONAL FUND ADVISORS LP$99.3M—
VANGUARD CAPITAL MANAGEMENT LLC$95.9M—

Recent Insider Trades

DateInsiderTypeValue
Jun 12, 2026Sparks MartinSELL$57.7K
Jun 12, 2026Hoeller HeidiSELL$100.9K
Jun 9, 2026WATT JOHNSELL$995.8K
Jun 5, 2026Mahoney RuthSELL$233.0K
May 21, 2026Kowalczyk AndrewA$51.7K
50 institutional holders with $1.1B total value (25,545,060 shares) as of 2026-Q1. Top holders: BlackRock,, VANGUARD, STATE. Net buying activity: 12 institutions added/increased vs 9 reduced.

Top Institutional Holders — 2026-Q1

#FundSharesValue% of TrackedLast Move
1BlackRock, Inc.7,400,090$315.1M29.0%—
2VANGUARD PORTFOLIO MANAGEMENT LLC3,475,187$148.0M13.6%—
3STATE STREET CORP2,486,293$105.9M9.7%—
4DIMENSIONAL FUND ADVISORS LP2,330,975$99.3M9.1%—
5VANGUARD CAPITAL MANAGEMENT LLC2,253,115$95.9M8.8%—
6SILVERCREST ASSET MANAGEMENT GROUP LLC692,782$29.5M2.7%—
7VICTORY CAPITAL MANAGEMENT INC669,852$28.5M2.6%—
8CHARLES SCHWAB INVESTMENT MANAGEMENT INC615,587$26.2M2.4%—
9MANUFACTURERS LIFE INSURANCE COMPANY, THE560,259$23.9M2.2%ADD +29.7%
10MORGAN STANLEY443,598$18.9M1.7%—
11RAYMOND JAMES FINANCIAL INC437,760$18.5M1.7%—
12FULLER & THALER ASSET MANAGEMENT, INC.403,497$17.2M1.6%—
13Nuveen, LLC372,060$15.8M1.5%ADD +30.0%
14VANGUARD FIDUCIARY TRUST CO337,226$14.4M1.3%—
15GOLDMAN SACHS GROUP INC260,916$11.1M1.0%—
16CITADEL ADVISORS LLC247,948$10.6M1.0%—
17PUBLIC SECTOR PENSION INVESTMENT BOARD187,142$8.0M0.7%—
18BANK OF AMERICA CORP /DE/161,740$6.9M0.6%ADD +32.5%
19Invesco Ltd.161,012$6.9M0.6%ADD +28.3%
20TWO SIGMA INVESTMENTS, LP155,796$6.6M0.6%ADD +34.6%

Recent Position Changes

FundActionPrev SharesCurr SharesChange %ValueQuarter
MANUFACTURERS LIFE INSURANCE COMPANY, THEADD431,943560,259+29.7%$23.9M2026-Q1
Nuveen, LLCADD286,107372,060+30.0%$15.8M2026-Q1
BANK OF AMERICA CORP /DE/ADD122,075161,740+32.5%$6.9M2026-Q1
FMR LLCDOUBLED45,924130,492+184.1%$5.6M2026-Q1
FIRST TRUST ADVISORS LPADD78,056112,671+44.3%$4.8M2026-Q1
ExodusPoint Capital Management, LPADD37,25261,064+63.9%$2.6M2026-Q1
ARROWSTREET CAPITAL, LIMITED PARTNERSHIPADD44,94557,719+28.4%$2.5M2026-Q1
RENAISSANCE TECHNOLOGIES LLCTRIM61,77333,473-45.8%$1.4M2026-Q1
FRANKLIN RESOURCES INCTRIM62,57033,372-46.7%$1.4M2026-Q1
TUDOR INVESTMENT CORP ET ALNEAR_EXIT114,67728,027-75.6%$1.2M2026-Q1
Connor, Clark & Lunn Investment Management Ltd.ADD19,75225,090+27.0%$1.1M2026-Q1
Horizon Investments, LLCADD14,34322,067+53.9%$939.6K2026-Q1
Mariner, LLCADD10,42413,032+25.0%$554.8K2026-Q1
FIFTH THIRD BANCORPDOUBLED4911,668+23712.2%$496.8K2026-Q1
SEI INVESTMENTS COTRIM22,30711,310-49.3%$481.7K2026-Q1
State of Tennessee, Department of TreasuryTRIM13,1169,794-25.3%$417.0K2026-Q1
M&T BANK CORPTRIM17,2109,040-47.5%$384.9K2026-Q1
Point72 Asset Management, L.P.NEAR_EXIT44,4768,464-81.0%$360.4K2026-Q1
Russell Investments Group, Ltd.NEAR_EXIT106,3846,200-94.2%$264.0K2026-Q1
BNP Paribas Asset Management Holding S.A.ADD674947+40.5%$40.3K2026-Q1
ASSETMARK, INCTRIM717219-69.5%$9.3K2026-Q1
Nuveen, LLCDOUBLED105,579286,107+171.0%$11.9M2025-Q4
FRANKLIN RESOURCES INCTRIM86,25962,570-27.5%$2.6M2025-Q4
TWO SIGMA INVESTMENTS, LPADD41,48955,838+34.6%$2.3M2025-Q4
ExodusPoint Capital Management, LPTRIM66,68237,252-44.1%$1.5M2025-Q4
20 unique insiders with 41 transactions. Net insider value: -$509.7K ($976.7K bought, $1.5M sold).

Insider Transactions

DateInsiderTitleTypeSharesPriceValue
Jun 12, 2026Sparks Martin RandolphEVP,General Counsel,SecretarySELL1,200$48.04$57.7K
Jun 12, 2026Hoeller Heidi MDirectorSELL2,100$48.04$100.9K
Jun 9, 2026WATT JOHN H JRDirectorSELL21,000$47.42$995.8K
Jun 5, 2026Mahoney Ruth HEVP/President of Wealth MgmtSELL5,000$46.60$233.0K
May 21, 2026Kowalczyk Andrew S IIIDirectorAWARD1,128.434$45.86$51.7K
May 19, 2026Ames Johanna RDirectorAWARD1,050——
May 19, 2026Kowalczyk Andrew S IIIDirectorAWARD1,050——
May 19, 2026WATT JOHN H JRDirectorAWARD1,050——
May 19, 2026DIETRICH MARTIN ADirectorAWARD1,050——
May 19, 2026Brown Jason DavidDirectorAWARD1,050——
May 19, 2026NASCA DAVID JDirectorAWARD1,050——
May 19, 2026Robinson V Daniel IIDirectorAWARD1,050——
May 19, 2026Hoeller Heidi MDirectorAWARD1,050——
May 19, 2026Salanger Matthew JDirectorAWARD1,050——
May 19, 2026CANTELE RICHARD J JRDirectorAWARD1,050——
May 19, 2026DELANEY TIMOTHY EDirectorAWARD1,050——
May 15, 2026Wiles AmyEVP, Chief Risk and CreditTAX W/H2,453$44.09$108.2K
May 15, 2026Smaniotto Cynthia AEVP, Chief HR OfficerTAX W/H285$44.09$12.6K
May 15, 2026Sparks Martin RandolphEVP,General Counsel,SecretaryTAX W/H361$44.09$15.9K
May 11, 2026Halliday Sarah AEVP/Chief Comm Innovation OffI4,015.748$44.82$180.0K
Mar 23, 2026Kingsley Scott AllenPresident & CEO NBT BancorpAWARD9,125——
Mar 23, 2026Wiles AmyEVP, Chief Risk and CreditTAX W/H114$41.99$4.8K
Mar 23, 2026Stagliano Joseph RSEVP & President of NBT BankAWARD4,528——
Mar 23, 2026Mahoney Ruth HEVP/President of Wealth MgmtAWARD2,961——
Mar 23, 2026Smaniotto Cynthia ASVP, Chief HR OfficerAWARD2,042——
Mar 23, 2026Burns Annette LEVP & Chief Financial OfficerTAX W/H21$41.99$881.79
Mar 23, 2026Burns Annette LEVP & Chief Financial OfficerAWARD3,275——
Mar 23, 2026Smaniotto Cynthia ASVP, Chief HR OfficerTAX W/H15$41.99$629.85
Mar 23, 2026Sparks Martin RandolphEVP,General Counsel,SecretaryTAX W/H236$41.99$9.9K
Mar 23, 2026Mahoney Ruth HEVP/President of Wealth MgmtTAX W/H215$41.99$9.0K
Mar 23, 2026Halliday Sarah AEVP/Chief Comm Innovation OffTAX W/H221$41.99$9.3K
Mar 23, 2026Stagliano Joseph RSEVP & President of NBT BankTAX W/H246$41.99$10.3K
Mar 23, 2026Wiles AmyEVP, Chief Risk and CreditAWARD5,656——
Mar 23, 2026Sparks Martin RandolphEVP,General Counsel,SecretaryAWARD2,919——
Mar 23, 2026Kingsley Scott AllenPresident & CEO NBT BancorpTAX W/H125$41.99$5.2K
Mar 23, 2026Hyle ShaunastarEVP, Retail Community BankingTAX W/H191$41.99$8.0K
Mar 23, 2026Hyle ShaunastarEVP, Retail Community BankingAWARD2,751——
Mar 23, 2026Halliday Sarah AEVP/Chief Comm Innovation OffAWARD2,777——
Mar 13, 2026Sparks Martin RandolphEVP,General Counsel,SecretarySELL2,400$41.30$99.1K
Mar 6, 2026Stagliano Joseph RSEVP & President of NBT BankAWARD2,642.325$41.63$110.0K
Jan 28, 2026DELANEY TIMOTHY EDirectorBUY22,730$42.97$976.7K
5 SEC filing reports analyzed. Sentiment: 0 bullish, 2 bearish, 0 mixed, 3 neutral. Avg impact: 4.0/10.
NEUTRAL CLUSTER 3/10
Four NBTB insiders sold a combined $1.39M in open-market transactions over an 8-day window, led by D
Jun 12, 2026
NEUTRAL CLUSTER 2/10
Two NBTB insiders (a Director and an EVP) sold a combined $1.23M in open-market transactions over a
Jun 10, 2026
BEARISH 8-K 6/10
NBT Bancorp reported Q1 2026 EPS of $0.98, missing consensus of $1.05 by 6.7%. Net interest margin e
Apr 23, 2026
BEARISH PRESS-RELEASE 6/10
NBT Bancorp reported Q1 2026 EPS of $0.98, missing the $1.05 consensus estimate by 6.7%, with revenu
Apr 23, 2026
NEUTRAL DEFA14A 3/10
NBT Bancorp Inc. filed a definitive proxy statement for its annual shareholder meeting, which includ
Apr 6, 2026
∅

No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.

Current analyst consensus: Buy (62% buy). Based on 13 analysts: 3 strong buy, 5 buy, 5 hold, 0 sell, 0 strong sell.

Analyst Price Targets

$48.92 mean target +1.5% upside Hold (3.00)
$46.50 Low $52.00 High
MetricValue
Current Price$48.18
Target Low$46.50
Target Mean$48.92
Target Median$49.00
Target High$52.00
# Analysts6
RecommendationHold (3.00)

Earnings Estimates & Revisions

PeriodEPS AvgEPS LowEPS HighEPS Growth30d Rev.Up/DownRev. AvgRev. GrowthAnalysts
Current Q
2026-06-30
 $1.02 $0.97 $1.07 15.6% -0.8% 3↑ 4↓ $0.2B 10.2% 7
Next Q
2026-09-30
 $1.09 $1.06 $1.15 3.7% -0.4% 2↑ 3↓ $0.2B 4.7% 7
Current FY
2026-12-31
 $4.17 $4.10 $4.32 9.3% -0.4% 3↑ 3↓ $0.8B 9.2% 6
Next FY
2027-12-31
 $4.54 $4.25 $4.90 8.8% -1.0% 2↑ 4↓ $0.8B 5.3% 7

Current Quarter EPS Revision History

TimepointEPS EstimateChange
Current$1.017
7d ago$1.013+0.004
30d ago$1.026-0.009
60d ago$1.026-0.009
90d ago$1.028-0.011
1 analyst firms have rated this stock: 0 upgrades, 0 downgrades, 1 initiations.

Individual Analyst Actions

DateAnalyst FirmActionPrevious RatingNew Rating
Apr 27, 2026 DA Davidson MAINTAIN Buy Buy
Feb 25, 2026 DA Davidson INITIATE — Buy

Monthly Consensus History

PeriodStrong BuyBuyHoldSellStrong SellBuy %Distribution
Jun 1, 20263550062%
May 1, 20263550062%
Apr 1, 20263550062%
Mar 1, 20263550062%
Feb 1, 20264440067%
Jan 1, 20264440067%
Strong BuyBuyHoldSellStrong Sell
∅

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

∅

No Reddit sentiment data available yet. Sentiment is analyzed from Reddit investment communities on a rolling basis.

May 19, 2026
dividend
NBT Bancorp Inc. Announces Cash Dividend
<p align="justify">NORWICH, N.Y., May 19, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB
Apr 23, 2026
earnings
NBT Bancorp Inc. Announces First Quarter 2026 Results
NBT BANCORP INC. ANNOUNCES FIRST QUARTER 2026 RESULTS
Apr 23, 2026
earnings_calendar
NBTB Q1 2026 Earnings Scheduled — 2026-04-23