OPHC
OptimumBank Holdings, Inc.
$5.51
+0.18%
$67.5M
No data for this timeframe.
Vol
Market Cap$67.5M
Cap SizeMicro Cap
Analyst ConsensusStrong Buy (88%)
Inst. Holders6 funds
Inst. Value$2.6M
Inst. Activity0 buys / 2 sells
Insider Activity0B / 1S
Insider Net $-$185.9K
SEC Reports3
Recent Activity
May 5, 2026
SEC
CEO Timothy Terry retired on May 1, 2026, and Chairman Moishe Gubin was appointed as his replacement. Braden R. Smith wa
8-K — Impact 2/10
Apr 24, 2026
SEC
OptimumBank Holdings reported Q1 2026 earnings with diluted EPS of $0.20, missing consensus of $0.23 by 13%. Net interes
8-K — Impact 6/10
Apr 24, 2026
SEC
OptimumBank Holdings reported Q1 2026 diluted EPS of $0.20, missing the $0.23 consensus by 6.7%, despite strong loan and
PRESS-RELEASE — Impact 6/10
Feb 2, 2026
Insider
Terry Timothy sold 39,304 shares
PEO @ $4.73 ($185.9K)
Jan 27, 2026
Insider
Blisko Michael sold 65 shares
Director @ $0.00 ($0.00)
Jan 27, 2026
Insider
Blisko Michael sold 531,178 shares
Director @ $0.00 ($0.00)
Inst.
UBS Group AG — NEAR_EXIT
37 shares ($152.00)
Inst.
BANK OF AMERICA CORP — NEAR_EXIT
11 shares ($45.00)
Price Targets
$7.17
+30.3% upside
Strong Buy
Current $5.50
Low $6.50
Median $7.00
High $8.00
3 analysts
$6.50
$8.00
Analyst Ratings
3Strong Buy
4Buy
1Hold
0Sell
0Strong Sell
Recent Analyst Actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| May 13, 2026 | Compass Point | UPGRADE | Neutral → Buy |
| Apr 7, 2026 | Alliance Global Partners | INITIATE | Buy |
Earnings Estimates
| Period | EPS Est. | Range | Growth | # |
|---|---|---|---|---|
| Current Q | $0.23 | $0.20 — $0.27 | 2 | |
| Next Q | $0.25 | $0.22 — $0.28 | 2 | |
| Current FY | $0.98 | $0.85 — $1.11 | 2 | |
| Next FY | $1.06 | $1.00 — $1.12 | 8% YoY | 2 |
Latest Reports
NEUTRAL
8-K
2/10
CEO Timothy Terry retired on May 1, 2026, and Chairman Moishe Gubin was appointed as his replacement. Braden R. Smith wa
May 5, 2026
BEARISH
8-K
6/10
OptimumBank Holdings reported Q1 2026 earnings with diluted EPS of $0.20, missing consensus of $0.23 by 13%. Net interes
Apr 24, 2026
Top Institutional Holders
| Fund | Value | Move |
|---|---|---|
| VANGUARD GROUP INC | $1.6M | — |
| RENAISSANCE TECHNOLOGIES LLC | $468.4K | — |
| MORGAN STANLEY | $425.0K | — |
| WELLS FARGO & COMPANY/MN | $13.3K | DOUBLED |
| FMR LLC | $230.00 | — |
Recent Insider Trades
| Date | Insider | Type | Value |
|---|---|---|---|
| Feb 2, 2026 | Terry Timothy | SELL | $185.9K |
| Jan 27, 2026 | Blisko Michael | J | $0.00 |
| Jan 27, 2026 | Blisko Michael | J | $0.00 |
6 institutional holders with $2.6M total value (601,125 shares) as of 2025-Q4. Top holders: VANGUARD, RENAISSANCE, MORGAN.
Top Institutional Holders — 2025-Q4
| # | Fund | Shares | Value | % of Tracked | Last Move |
|---|---|---|---|---|---|
| 1 | VANGUARD GROUP INC | 387,733 | $1.6M | 64.5% | — |
| 2 | RENAISSANCE TECHNOLOGIES LLC | 110,200 | $468.4K | 18.3% | — |
| 3 | MORGAN STANLEY | 100,002 | $425.0K | 16.6% | — |
| 4 | WELLS FARGO & COMPANY/MN | 3,126 | $13.3K | 0.5% | DOUBLED +312500.0% |
| 5 | FMR LLC | 54 | $230.00 | 0.0% | — |
| 6 | BANK OF AMERICA CORP /DE/ | 10 | $42.00 | 0.0% | NEAR_EXIT -88.2% |
Recent Position Changes
| Fund | Action | Prev Shares | Curr Shares | Change % | Value | Quarter |
|---|---|---|---|---|---|---|
| UBS Group AG | NEAR_EXIT | 504 | 37 | -92.7% | $152.00 | 2025-Q3 |
| BANK OF AMERICA CORP /DE/ | NEAR_EXIT | 93 | 11 | -88.2% | $45.00 | 2025-Q3 |
| WELLS FARGO & COMPANY/MN | DOUBLED | 1 | 3,126 | +312500.0% | $14.0K | 2025-Q2 |
| UBS Group AG | TRIM | 1,644 | 504 | -69.3% | $2.3K | 2025-Q2 |
| UBS Group AG | ADD | 1,237 | 1,644 | +32.9% | $6.8K | 2025-Q1 |
| CITADEL ADVISORS LLC | EXIT | 10,545 | 0 | -100.0% | $0.00 | 2024-Q4 |
2 unique insiders with 1 transactions. Net insider value: -$185.9K ($0.00 bought, $185.9K sold).
Insider Transactions
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Feb 2, 2026 | Terry Timothy | PEO | SELL | 39,304 | $4.73 | $185.9K |
| Jan 27, 2026 | Blisko Michael | Director | J | 65 | $0.00 | $0.00 |
| Jan 27, 2026 | Blisko Michael | Director | J | 531,178 | $0.00 | $0.00 |
3 SEC filing reports analyzed. Sentiment: 0 bullish, 2 bearish, 0 mixed, 1 neutral. Avg impact: 4.7/10.
NEUTRAL
8-K
2/10
CEO Timothy Terry retired on May 1, 2026, and Chairman Moishe Gubin was appointed as his replacement
May 5, 2026
BEARISH
8-K
6/10
OptimumBank Holdings reported Q1 2026 earnings with diluted EPS of $0.20, missing consensus of $0.23
Apr 24, 2026
BEARISH
PRESS-RELEASE
6/10
OptimumBank Holdings reported Q1 2026 diluted EPS of $0.20, missing the $0.23 consensus by 6.7%, des
Apr 24, 2026
No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.
Current analyst consensus: Strong Buy (88% buy). Based on 8 analysts: 3 strong buy, 4 buy, 1 hold, 0 sell, 0 strong sell.
Analyst Price Targets
$7.17 mean target
+30.3% upside
Strong Buy (3.00)
$6.50 Low
$8.00 High
| Metric | Value |
|---|---|
| Current Price | $5.50 |
| Target Low | $6.50 |
| Target Mean | $7.17 |
| Target Median | $7.00 |
| Target High | $8.00 |
| # Analysts | 3 |
| Recommendation | Strong Buy (3.00) |
Earnings Estimates & Revisions
| Period | EPS Avg | EPS Low | EPS High | EPS Growth | 30d Rev. | Up/Down | Rev. Avg | Rev. Growth | Analysts |
|---|---|---|---|---|---|---|---|---|---|
| Current Q 2026-06-30 |
$0.23 | $0.20 | $0.27 | — | — | — | $0.0B | — | 2 |
| Next Q 2026-09-30 |
$0.25 | $0.22 | $0.28 | — | — | — | $0.0B | — | 2 |
| Current FY 2026-12-31 |
$0.98 | $0.85 | $1.11 | — | — | — | $0.0B | — | 2 |
| Next FY 2027-12-31 |
$1.06 | $1.00 | $1.12 | 8.2% | — | — | $0.0B | — | 2 |
Current Quarter EPS Revision History
| Timepoint | EPS Estimate | Change |
|---|---|---|
| Current | $0.235 | |
| 7d ago | $0.225 | +0.010 |
| 30d ago | $0.000 | +0.235 |
| 60d ago | $0.000 | +0.235 |
| 90d ago | $0.000 | +0.235 |
2 analyst firms have rated this stock: 1 upgrades, 0 downgrades, 1 initiations.
Individual Analyst Actions
| Date | Analyst Firm | Action | Previous Rating | New Rating |
|---|---|---|---|---|
| May 13, 2026 | Compass Point | UPGRADE | Neutral | Buy |
| Apr 7, 2026 | Alliance Global Partners | INITIATE | — | Buy |
Monthly Consensus History
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Jun 1, 2026 | 3 | 4 | 1 | 0 | 0 | 88% | |
| May 1, 2026 | 2 | 4 | 2 | 0 | 0 | 75% | |
| Apr 1, 2026 | 0 | 0 | 3 | 1 | 2 | 0% | |
| Mar 1, 2026 | 0 | 0 | 3 | 1 | 2 | 0% | |
| Feb 1, 2026 | 0 | 0 | 3 | 1 | 2 | 0% | |
| Jan 1, 2026 | 0 | 0 | 3 | 1 | 2 | 0% |
Strong BuyBuyHoldSellStrong Sell
No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.
No Reddit sentiment data available yet. Sentiment is analyzed from Reddit investment communities on a rolling basis.
Apr 24, 2026
earnings
OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2026
<p align="justify"><strong>Fort Lauderdale, FL, April 24, 2026 (GLOBE NEWSWIRE) -- </strong>OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “C
Mar 30, 2026
short_interest
FTD: OPHC — 199,957 shares ($1.0M) failed to deliver
Settlement: 20260330, Price: $5.23, FTD Value: $1,045,775.11, OPTIMUMBANK HLDGS INC COM STK