PICS

PicS N.V.

Nasdaq · Personal Credit Institutions · Inc. P7 · CIK 0001841644
$10.82 0.00% $1.4B
Insider Buying Cluster (3 insiders)High Impact Filing (7/10)
Vol
Market Cap$1.4B
Cap SizeSmall Cap
Analyst ConsensusStrong Buy (92%)
Insider Activity11B / 0S
Insider Net $$4.0M
Reddit Sentiment50° Neutral
SEC Reports9
Exchange Nasdaq·Sector Personal Credit Institutions·Inc. P7·CIK 0001841644·Prev Close $10.82

Recent Activity

Jun 12, 2026 SEC
Three PicS N.V. insiders, including the IR, Strategy and M&A Officer and two directors, made open-market purchases total
CLUSTER — Impact 4/10
Jun 11, 2026 Insider
Augusto Cazotto Andre bought 49,500 shares
IR, Strategy and M&A Officer @ $9.41 ($465.8K)
Jun 10, 2026 SEC
Two directors at PicS N.V. purchased a combined $430K in open-market stock over a 1-week window, with the largest buy at
CLUSTER — Impact 5/10
Jun 10, 2026 SEC
PicS N.V. (PICS) saw a cluster of open-market purchases totaling $827K over the past 30 days with 2 directors buying in
CLUSTER — Impact 5/10
Jun 10, 2026 Insider
Batista Costa Jose Antonio bought 18,500 shares
Director @ $9.47 ($175.2K)
Jun 9, 2026 Insider
Batista Costa Jose Antonio bought 20,800 shares
Director @ $9.73 ($202.4K)
Jun 3, 2026 short_volume
Short Volume: PICS — 72.8% short (0.6M / 0.8M)
Short: 609,756 | Exempt: 25,128 | TRF Vol: 837,661 | Short Ratio: 72.8% | Off-exchange volume (dark

Price Targets

$20.92 +93.4% upside Strong Buy
Current $10.82 Low $14.87 Median $19.83 High $29.00 9 analysts
$14.87 $29.00

Analyst Ratings

Strong Buy92% buy · 12 analysts
5Strong Buy
6Buy
1Hold
0Sell
0Strong Sell
Recent Analyst Actions
DateFirmActionRating
Jun 3, 2026 RBC Capital MAINTAIN Outperform → Outperform
Apr 7, 2026 Banco Bradesco BBI S.A INITIATE Outperform
Apr 6, 2026 RBC Capital MAINTAIN Outperform → Outperform
Mar 20, 2026 Mizuho MAINTAIN Outperform → Outperform
Feb 23, 2026 Mizuho INITIATE Outperform

Earnings Estimates

PeriodEPS Est.RangeGrowth#
Current Q $1.91 ▲ +17.4% $1.71 — $2.13 3
Next Q $1.97 ▲ +3.5% $1.71 — $2.25 3
Current FY $7.61 ▲ +6.7% $7.03 — $8.74 39% YoY 4
Next FY $16.08 ▼ -2.2% $12.98 — $18.93 111% YoY 7

Latest Reports

NEUTRAL CLUSTER 4/10
Three PicS N.V. insiders, including the IR, Strategy and M&A Officer and two directors, made open-market purchases total
Jun 12, 2026
BULLISH CLUSTER 5/10
Two directors at PicS N.V. purchased a combined $430K in open-market stock over a 1-week window, with the largest buy at
Jun 10, 2026

Recent Insider Trades

DateInsiderTypeValue
Jun 11, 2026Augusto CazottoBUY$465.8K
Jun 10, 2026Batista CostaBUY$175.2K
Jun 9, 2026Batista CostaBUY$202.4K
Jun 8, 2026Batista CostaBUY$199.0K
Jun 5, 2026Pruett WilliamBUY$227.5K

Reddit Sentiment

50°
Neutral
Bearish Neutral Bullish
2 mentions 0 bullish 0 bearish
∅

No institutional holding data available yet. Data is sourced from 13F filings which are filed quarterly.

4 unique insiders with 11 transactions. Net insider value: $4.0M ($4.0M bought, $0.00 sold).

Insider Transactions

DateInsiderTitleTypeSharesPriceValue
Jun 11, 2026Augusto Cazotto AndreIR, Strategy and M&A OfficerBUY49,500$9.41$465.8K
Jun 10, 2026Batista Costa Jose AntonioDirectorBUY18,500$9.47$175.2K
Jun 9, 2026Batista Costa Jose AntonioDirectorBUY20,800$9.73$202.4K
Jun 8, 2026Batista Costa Jose AntonioDirectorBUY21,130$9.42$199.0K
Jun 5, 2026Pruett William RodneyDirectorBUY25,000$9.10$227.5K
Jun 5, 2026Batista Costa Jose AntonioDirectorBUY21,833$9.16$200.0K
Jun 4, 2026Batista Costa Jose AntonioDirectorBUY22,000$9.09$200.0K
Mar 31, 2026Augusto Cazotto AndreIR, Strategy and M&A OfficerBUY1,700$10.69$18.2K
Mar 26, 2026Chedid Simoes EduardoChief Executive OfficerBUY87,505$11.52$1.0M
Mar 25, 2026Augusto Cazotto AndreIR, Strategy and M&A OfficerBUY6,500$11.55$75.1K
Mar 23, 2026Pruett William RodneyDirectorBUY100,000$11.80$1.2M
9 SEC filing reports analyzed. Sentiment: 5 bullish, 0 bearish, 0 mixed, 4 neutral. Avg impact: 5.2/10.
NEUTRAL CLUSTER 4/10
Three PicS N.V. insiders, including the IR, Strategy and M&A Officer and two directors, made open-ma
Jun 12, 2026
BULLISH CLUSTER 5/10
Two directors at PicS N.V. purchased a combined $430K in open-market stock over a 1-week window, wit
Jun 10, 2026
BULLISH CLUSTER 5/10
PicS N.V. (PICS) saw a cluster of open-market purchases totaling $827K over the past 30 days with 2
Jun 10, 2026
NEUTRAL CLUSTER 3/10
Two directors of PicS N.V. (PICS) have made open-market purchases totaling $427K over two days, with
Jun 8, 2026
NEUTRAL 6-K 4/10
PicS N.V. filed its 2025 statutory annual accounts via 6-K, showing a BRL 47.2M net loss at the Dutc
Jun 5, 2026
BULLISH 6-K 7/10
PicS N.V. (PICS) reported Q1 2026 results that exceeded guidance across all key metrics, with total
Jun 3, 2026
NEUTRAL 20-F 5/10
PicS N.V. (PICS) filed its 20-F annual report for FY2025, reporting a tripling of net profit to R$1,
Apr 30, 2026
BULLISH CLUSTER 7/10
Three PicS N.V. insiders, including the CEO and a director, collectively purchased $2.26 million in
Mar 27, 2026
BULLISH CLUSTER 7/10
Two insiders at PicS N.V. purchased shares in the open market within the last seven days, totaling $
Mar 26, 2026
∅

No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.

Current analyst consensus: Strong Buy (92% buy). Based on 12 analysts: 5 strong buy, 6 buy, 1 hold, 0 sell, 0 strong sell.

Analyst Price Targets

$20.92 mean target +93.4% upside Strong Buy (1.22)
$14.87 Low $29.00 High
MetricValue
Current Price$10.82
Target Low$14.87
Target Mean$20.92
Target Median$19.83
Target High$29.00
# Analysts9
RecommendationStrong Buy (1.22)

Earnings Estimates & Revisions

PeriodEPS AvgEPS LowEPS HighEPS Growth30d Rev.Up/DownRev. AvgRev. GrowthAnalysts
Current Q
2026-06-30
 $1.91 $1.71 $2.13 — +17.4% 2↑ 0↓ $3.6B — 3
Next Q
2026-09-30
 $1.97 $1.71 $2.25 — +3.5% 1↑ 1↓ $3.9B — 3
Current FY
2026-12-31
 $7.61 $7.03 $8.74 39.5% +6.7% 2↑ 1↓ $14.9B 45.1% 4
Next FY
2027-12-31
 $16.08 $12.98 $18.93 111.3% -2.2% 0↑ 2↓ $20.5B 37.6% 7

Current Quarter EPS Revision History

TimepointEPS EstimateChange
Current$1.912
7d ago$1.629+0.283
30d ago$1.629+0.283
60d ago$1.689+0.223
90d ago$1.644+0.268
5 analyst firms have rated this stock: 0 upgrades, 0 downgrades, 5 initiations.

Individual Analyst Actions

DateAnalyst FirmActionPrevious RatingNew Rating
Jun 3, 2026 RBC Capital MAINTAIN Outperform Outperform
Apr 7, 2026 Banco Bradesco BBI S.A INITIATE — Outperform
Apr 6, 2026 RBC Capital MAINTAIN Outperform Outperform
Mar 20, 2026 Mizuho MAINTAIN Outperform Outperform
Feb 23, 2026 Mizuho INITIATE — Outperform
Feb 23, 2026 Citigroup INITIATE — Buy
Feb 23, 2026 RBC Capital INITIATE — Outperform
Feb 19, 2026 HSBC INITIATE — Buy

Monthly Consensus History

PeriodStrong BuyBuyHoldSellStrong SellBuy %Distribution
Jun 1, 20265610092%
May 1, 20265610092%
Apr 1, 20265610092%
Mar 1, 20264610091%
Strong BuyBuyHoldSellStrong Sell
∅

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

50°
Neutral
Bearish Neutral Bullish
2 mentions 0 bullish 0 bearish 2 time periods

Reddit Sentiment History

DateMentionsSentimentBullishBearishThreads
May 13, 2026156° Neutral001
May 13, 2026156° Neutral001
Jun 3, 2026
short_volume
Short Volume: PICS — 72.8% short (0.6M / 0.8M)
Short: 609,756 | Exempt: 25,128 | TRF Vol: 837,661 | Short Ratio: 72.8% | Off-exchange volume (dark pool + OTC)
Jun 2, 2026
earnings_calendar
PICS Q1 2026 Earnings Scheduled — 2026-06-02
Feb 5, 2026
short_interest
FTD: PICS — 89,365 shares ($1.5M) failed to deliver
Settlement: 20260205, Price: $16.97, FTD Value: $1,516,524.05, PICS N V COM CL A (NLD)
Feb 4, 2026
short_interest
FTD: PICS — 120,017 shares ($2.1M) failed to deliver
Settlement: 20260204, Price: $17.35, FTD Value: $2,082,294.95, PICS N V COM CL A (NLD)
Feb 3, 2026
short_interest
FTD: PICS — 62,257 shares ($1.1M) failed to deliver
Settlement: 20260203, Price: $17.54, FTD Value: $1,091,987.78, PICS N V COM CL A (NLD)
Feb 2, 2026
short_interest
FTD: PICS — 406,528 shares ($7.3M) failed to deliver
Settlement: 20260202, Price: $18.00, FTD Value: $7,317,504, PICS N V COM CL A (NLD)