SOFI

SoFi Technologies, Inc.

Nasdaq · Finance Services · Inc. DE · CIK 0001818874
$16.03 -6.53% $22.0B
Insider Buying Cluster (2 insiders)High Impact Filing (7/10)3 New Institutional Positions
Vol
Market Cap$22.0B
Cap SizeLarge Cap
Analyst ConsensusHold (45%)
Inst. Holders8 funds
Inst. Value$4.7B
Inst. Activity3 buys / 1 sells
Insider Activity6B / 6S
Insider Net $-$2.1M
Reddit Sentiment52° Neutral
SEC Reports5
Exchange Nasdaq·Sector Finance Services·Inc. DE·CIK 0001818874·Prev Close $17.15

Recent Activity

Jul 27, 2026 earnings_calendar
SOFI Q2 2026 Earnings Before Market Open — 2026-07-27
EPS est: $0.14 | Rev est: $1.2B
May 29, 2026 SEC
The Texas Court of Appeals reversed a jury verdict in favor of SoFi Lending Corp. (acting for the SoFi Professional Loan
COURT-RULING — Impact 1/10
May 28, 2026 Event
Joshua Holman v. Sofi Lending Corp. as Attorney in Fact for Wilmington Trust, National Association, Trustee of Sofi Professional Loan Program Grantor Trust 2018-A
Court ruling from Texas Court of Appeals. Docket: 10-24-00275-CV
May 20, 2026 Insider
Keough Kelli sold 10,037 shares
EVP, GBUL, SIPS @ $15.53 ($155.9K)
May 15, 2026 Insider
Pinto Arun sold 24,805 shares
Chief Risk Officer @ $15.49 ($384.3K)
May 15, 2026 Insider
Schuppenhauer Eric sold 22,542 shares
EVP GBUL Borrow @ $15.49 ($349.2K)
Apr 29, 2026 SEC
SoFi reported Q1 2026 results with record GAAP net revenue of $1.10B (+43% YoY), $167M net income (+134% YoY), and dilut
8-K — Impact 7/10
Mar 20, 2026 SEC
A cluster of insider transactions at SoFi occurred over the past week, primarily tied to option exercises and tax withho
CLUSTER — Impact 4/10

Price Targets

$21.00 +31.0% upside Strong Buy
Current $16.03 Low $12.00 Median $18.00 High $31.00 20 analysts
$12.00 $31.00

Analyst Ratings

Hold45% buy · 31 analysts
6Strong Buy
8Buy
13Hold
3Sell
1Strong Sell
Recent Analyst Actions
DateFirmActionRating
May 12, 2026 Truist Securities MAINTAIN Hold → Hold
May 4, 2026 Citigroup MAINTAIN Buy → Buy
Apr 30, 2026 UBS MAINTAIN Neutral → Neutral
Apr 30, 2026 TD Cowen MAINTAIN Hold → Hold
Apr 30, 2026 Stephens & Co. MAINTAIN Overweight → Overweight

Earnings Estimates

PeriodEPS Est.RangeGrowth#
Current Q $0.11 ▼ -5.8% $0.10 — $0.11 27% YoY 6
Next Q $0.17 ▲ +1.0% $0.16 — $0.18 68% YoY 6
Current FY $0.58 ▼ -0.7% $0.52 — $0.61 55% YoY 9
Next FY $0.78 ▼ -0.8% $0.56 — $0.86 35% YoY 8

Top Institutional Holders

FundValueMove
VANGUARD GROUP INC$2.9B
BANK OF AMERICA CORP$351.0MTRIM
MORGAN STANLEY$348.8MADD
NORGES BANK$321.5MNEW
TWO SIGMA INVESTMENTS, LP$312.3MADD

Recent Insider Trades

DateInsiderTypeValue
May 20, 2026Keough KelliSELL$155.9K
May 15, 2026Pinto ArunF$384.3K
May 15, 2026Schuppenhauer EricF$349.2K
May 14, 2026Pinto ArunM$0.00
May 14, 2026Pinto ArunM$0.00

Reddit Sentiment

52°
Neutral
Bearish Neutral Bullish
39 mentions 10 bullish 8 bearish
8 institutional holders with $4.7B total value (178,116,790 shares) as of 2025-Q4. Top holders: VANGUARD, BANK, MORGAN. Net buying activity: 3 institutions added/increased vs 1 reduced.

Top Institutional Holders — 2025-Q4

#FundSharesValue% of TrackedLast Move
1VANGUARD GROUP INC111,003,107$2.9B62.3%
2BANK OF AMERICA CORP /DE/13,405,363$351.0M7.5%TRIM -47.2%
3MORGAN STANLEY13,323,366$348.8M7.5%ADD +33.6%
4NORGES BANK12,280,945$321.5M6.9%NEW
5TWO SIGMA INVESTMENTS, LP11,928,703$312.3M6.7%ADD +33.4%
6CHARLES SCHWAB INVESTMENT MANAGEMENT INC6,038,530$158.1M3.4%NEW
7WELLS FARGO & COMPANY/MN5,840,757$152.9M3.3%TRIM -31.7%
8FMR LLC4,296,019$112.5M2.4%DOUBLED +755.1%

Recent Position Changes

FundActionPrev SharesCurr SharesChange %ValueQuarter
MORGAN STANLEYADD9,973,10813,323,366+33.6%$348.8M2025-Q4
NORGES BANKNEW12,280,945$321.5M2025-Q4
TWO SIGMA INVESTMENTS, LPADD8,943,90611,928,703+33.4%$312.3M2025-Q4
RENAISSANCE TECHNOLOGIES LLCEXIT1,776,8000-100.0%$0.002025-Q4
UBS Group AGTRIM45,422,13232,711,312-28.0%$864.2M2025-Q3
BANK OF AMERICA CORP /DE/TRIM26,043,70513,747,502-47.2%$363.2M2025-Q3
MORGAN STANLEYTRIM13,696,7699,973,108-27.2%$263.5M2025-Q3
TWO SIGMA INVESTMENTS, LPTRIM14,241,5858,943,906-37.2%$236.3M2025-Q3
WELLS FARGO & COMPANY/MNTRIM7,590,1495,182,049-31.7%$136.9M2025-Q3
FMR LLCDOUBLED538,2964,603,108+755.1%$121.6M2025-Q3
RENAISSANCE TECHNOLOGIES LLCTRIM5,526,7001,776,800-67.9%$46.9M2025-Q3
NORGES BANKEXIT9,009,7530-100.0%$0.002025-Q3
UBS Group AGADD28,866,99745,422,132+57.3%$827.1M2025-Q2
BANK OF AMERICA CORP /DE/ADD13,729,78426,043,705+89.7%$474.3M2025-Q2
TWO SIGMA INVESTMENTS, LPADD9,501,39214,241,585+49.9%$259.3M2025-Q2
NORGES BANKNEW9,009,753$164.1M2025-Q2
RENAISSANCE TECHNOLOGIES LLCTRIM11,102,3005,526,700-50.2%$100.6M2025-Q2
FMR LLCTRIM1,341,269538,296-59.9%$9.8M2025-Q2
RENAISSANCE TECHNOLOGIES LLCADD6,642,70011,102,300+67.1%$129.1M2025-Q1
TWO SIGMA INVESTMENTS, LPTRIM18,959,6559,501,392-49.9%$110.5M2025-Q1
WELLS FARGO & COMPANY/MNTRIM10,178,6137,454,345-26.8%$86.7M2025-Q1
FMR LLCADD997,0151,341,269+34.5%$15.6M2025-Q1
NORGES BANKEXIT6,732,3600-100.0%$0.002025-Q1
UBS Group AGADD15,380,83525,344,392+64.8%$390.3M2024-Q4
WELLS FARGO & COMPANY/MNADD5,493,22510,178,613+85.3%$156.8M2024-Q4
9 unique insiders with 12 transactions. Net insider value: -$2.1M ($2.2M bought, $4.3M sold).

Insider Transactions

DateInsiderTitleTypeSharesPriceValue
May 20, 2026Keough KelliEVP, GBUL, SIPSSELL10,037$15.53$155.9K
May 15, 2026Pinto ArunChief Risk OfficerF24,805$15.49$384.3K
May 15, 2026Schuppenhauer EricEVP GBUL BorrowF22,542$15.49$349.2K
May 14, 2026Pinto ArunChief Risk OfficerM45,388$0.00$0.00
May 14, 2026Pinto ArunChief Risk OfficerM45,388$0.00$0.00
May 14, 2026Schuppenhauer EricEVP GBUL BorrowM55,731$0.00$0.00
May 14, 2026Schuppenhauer EricEVP GBUL BorrowM55,731$0.00$0.00
May 11, 2026Noto AnthonyChief Executive OfficerBUY15,545$16.00$248.8K
May 8, 2026Noto AnthonyChief Executive OfficerBUY15,878$15.73$249.8K
Apr 21, 2026Keough KelliEVP, GBUL, SIPSSELL9,742$19.25$187.6K
Mar 31, 2026Borden William A.DirectorA1,191$0.00$0.00
Mar 20, 2026Keough KelliEVP, GBUL, SIPSSELL9,742$16.94$165.1K
Mar 18, 2026Rishel JeremyChief Technology OfficerSELL94,958$17.43$1.7M
Mar 17, 2026Noto AnthonyChief Executive OfficerBUY28,900$17.32$500.5K
Mar 17, 2026Pinto ArunChief Risk OfficerF6,375$17.62$112.3K
Mar 17, 2026Lavet Robert SGeneral CounselF16,669$17.62$293.7K
Mar 17, 2026Keough KelliEVP, GBUL, SIPSF63,145$17.62$1.1M
Mar 17, 2026Rishel JeremyChief Technology OfficerF160,500$17.62$2.8M
Mar 16, 2026Lapointe ChristopherCFO and PAOM119,318$0.00$0.00
Mar 16, 2026Lapointe ChristopherCFO and PAOM119,318$0.00$0.00
Mar 16, 2026Lavet Robert SGeneral CounselM36,057$0.00$0.00
Mar 16, 2026Noto AnthonyChief Executive OfficerF249,004$17.76$4.4M
Mar 16, 2026Noto AnthonyChief Executive OfficerM305,651$0.00$0.00
Mar 16, 2026Lavet Robert SGeneral CounselM36,057$0.00$0.00
Mar 16, 2026Noto AnthonyChief Executive OfficerM305,651$0.00$0.00
Mar 16, 2026Keough KelliEVP, GBUL, SIPSM82,643$0.00$0.00
Mar 16, 2026Keough KelliEVP, GBUL, SIPSM82,643$0.00$0.00
Mar 16, 2026Pinto ArunChief Risk OfficerM11,434$0.00$0.00
Mar 16, 2026Pinto ArunChief Risk OfficerM11,434$0.00$0.00
Mar 16, 2026Rishel JeremyChief Technology OfficerM271,752$0.00$0.00
Mar 16, 2026Rishel JeremyChief Technology OfficerM271,752$0.00$0.00
Mar 16, 2026Lapointe ChristopherCFO and PAOF82,913$17.76$1.5M
Mar 11, 2026Noto AnthonyChief Executive OfficerA883,049$0.00$0.00
Mar 11, 2026Keough KelliEVP, GBUL, SIPSA90,903$0.00$0.00
Mar 11, 2026Rishel JeremyChief Technology OfficerA181,805$0.00$0.00
Mar 11, 2026Schuppenhauer EricEVP GBUL BorrowA103,889$0.00$0.00
Mar 11, 2026Pinto ArunChief Risk OfficerA155,833$0.00$0.00
Mar 11, 2026Lapointe ChristopherCFO and PAOA233,749$0.00$0.00
Mar 2, 2026Noto AnthonyChief Executive OfficerBUY56,000$17.88$1.0M
Feb 20, 2026Keough KelliEVP, GBUL, SIPSSELL9,755$18.87$184.1K
Feb 9, 2026Lavet Robert SGeneral CounselA144,229$0.00$0.00
Feb 6, 2026Lavet Robert SGeneral CounselBUY5,000$21.04$105.2K
Feb 6, 2026Freiberg Steven JDirectorM250,000$0.00$0.00
Feb 6, 2026Freiberg Steven JDirectorSELL94,225$20.31$1.9M
Feb 6, 2026Freiberg Steven JDirectorM250,000$7.33$1.8M
Feb 5, 2026Schuppenhauer EricEVP GBUL BorrowBUY5,000$19.93$99.7K
Feb 2, 2026Pinto ArunChief Risk OfficerJ71,500$0.00$0.00
Sep 26, 2025Borden William A.DirectorA648$0.00$0.00
Jun 27, 2025Borden William A.DirectorA1,233$0.00$0.00
Mar 25, 2025Borden William A.DirectorA1,404$0.00$0.00

No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.

Current analyst consensus: Hold (45% buy). Based on 31 analysts: 6 strong buy, 8 buy, 13 hold, 3 sell, 1 strong sell.

Analyst Price Targets

$21.00 mean target +31.0% upside Strong Buy (2.71)
$12.00 Low $31.00 High
MetricValue
Current Price$16.03
Target Low$12.00
Target Mean$21.00
Target Median$18.00
Target High$31.00
# Analysts20
RecommendationStrong Buy (2.71)

Earnings Estimates & Revisions

PeriodEPS AvgEPS LowEPS HighEPS Growth30d Rev.Up/DownRev. AvgRev. GrowthAnalysts
Current Q
2026-06-30
$0.11 $0.10 $0.11 26.6% -5.8% 0↑ 5↓ $1.1B 30.0% 6
Next Q
2026-09-30
$0.17 $0.16 $0.18 68.5% +1.0% 3↑ 0↓ $1.2B 26.6% 6
Current FY
2026-12-31
$0.58 $0.52 $0.61 54.8% -0.7% 0↑ 5↓ $4.7B 30.0% 9
Next FY
2027-12-31
$0.78 $0.56 $0.86 34.6% -0.8% 1↑ 2↓ $5.7B 21.9% 8

Current Quarter EPS Revision History

TimepointEPS EstimateChange
Current$0.109
7d ago$0.109
30d ago$0.116-0.007
60d ago$0.140-0.031
90d ago$0.142-0.033
13 analyst firms have rated this stock: 2 upgrades, 0 downgrades, 2 initiations.

Individual Analyst Actions

DateAnalyst FirmActionPrevious RatingNew Rating
May 12, 2026 Truist Securities MAINTAIN Hold Hold
May 4, 2026 Citigroup MAINTAIN Buy Buy
Apr 30, 2026 UBS MAINTAIN Neutral Neutral
Apr 30, 2026 TD Cowen MAINTAIN Hold Hold
Apr 30, 2026 Stephens & Co. MAINTAIN Overweight Overweight
Apr 30, 2026 Needham MAINTAIN Buy Buy
Apr 24, 2026 Truist Securities MAINTAIN Hold Hold
Apr 15, 2026 Argus Research INITIATE Hold
Apr 14, 2026 Goldman Sachs MAINTAIN Neutral Neutral
Apr 9, 2026 Wells Fargo MAINTAIN Equal-Weight Equal-Weight
Apr 9, 2026 Keefe, Bruyette & Woods MAINTAIN Underperform Underperform
Apr 6, 2026 Barclays MAINTAIN Equal-Weight Equal-Weight
Mar 19, 2026 Wells Fargo INITIATE Equal-Weight
Feb 18, 2026 Truist Securities MAINTAIN Hold Hold
Feb 9, 2026 Citizens UPGRADE Market Perform Market Outperform
Feb 3, 2026 JP Morgan UPGRADE Neutral Overweight
Feb 2, 2026 Needham MAINTAIN Buy Buy
Jan 6, 2026 Barclays MAINTAIN Equal-Weight Equal-Weight
Jan 6, 2026 Goldman Sachs MAINTAIN Neutral Neutral

Monthly Consensus History

PeriodStrong BuyBuyHoldSellStrong SellBuy %Distribution
Jun 1, 202668133145%
May 1, 202668133145%
Apr 1, 202668123147%
Mar 1, 202668113148%
Feb 1, 202666133141%
Jan 1, 202666132143%
Dec 1, 202566133141%
Nov 1, 202566133141%
Strong BuyBuyHoldSellStrong Sell

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

52°
Neutral
Bearish Neutral Bullish
39 mentions 10 bullish 8 bearish 30 time periods

Reddit Sentiment History

DateMentionsSentimentBullishBearishThreads
Jun 5, 2026160° Warm101
Jun 5, 2026160° Warm101
Jun 5, 2026250° Neutral002
Jun 5, 2026150° Neutral001
Jun 3, 2026150° Neutral001
May 31, 2026140° Cool011
May 31, 2026140° Cool011
May 31, 2026160° Warm101
May 31, 2026160° Warm101
May 31, 2026150° Neutral001
May 30, 2026140° Cool011
May 30, 2026140° Cool011
May 29, 2026140° Cool011
May 24, 2026140° Cool011
May 24, 2026140° Cool011
May 22, 2026244° Neutral002
May 22, 2026244° Neutral002
May 19, 2026150° Neutral001
May 19, 2026150° Neutral001
May 18, 2026150° Neutral001
May 18, 2026150° Neutral001
May 16, 2026160° Warm101
May 13, 2026357° Neutral213
May 13, 2026250° Neutral002
May 13, 2026150° Neutral001
May 8, 2026267° Warm202
May 7, 2026160° Warm101
May 7, 2026250° Neutral002
May 7, 2026250° Neutral002
May 3, 2026150° Neutral001

Recent Reddit Threads

r/options Bullish 1mo ago
PMCC strategy: stocks and comments
▲ 1 💬 0 ⚡ 0.5
r/stocks Bearish 7d 8h ago
Tech Rotation into Software and Finance
▲ 1 💬 0 ⚡ 0.5
r/investing Neutral 29d 6h ago
Is SOFI the next GameStop?
▲ 1 💬 1 ⚡ 0.5
r/options Bullish 23d 5h ago
SOFI Squeeze chance tomrrow/friday?
▲ 1 💬 0 ⚡ 0.5
r/wallstreetbets Bearish 23d 5h ago
SOFI 5/15 calls: macro lotto or theta donation?
▲ 1 💬 1 ⚡ 0.5
r/wallstreetbets Bearish 12d 3h ago
Is SOFI stock similar to PLTR from 4 years ago?
▲ 1 💬 0 ⚡ 0.5
r/options Bearish 6d 23h ago
SOFI Bear Call Credit Spread :(
▲ 1 💬 0 ⚡ 0.5
r/stocks Neutral 2mo ago
Put $2k into SOFI at $22 and its just been bleeding ever since
▲ 1 💬 0 ⚡ 0.5
r/stocks Neutral 1mo ago
Love me SOFI ELF
▲ 1 💬 0 ⚡ 0.5
r/stocks Neutral 3mo ago
Which company would make the most sense to acquire SOFI?
▲ 1 💬 0 ⚡ 0.5
r/options Neutral 1mo ago
SOFI my 1st option
▲ 1 💬 1 ⚡ 0.5
r/stocks Bullish 29d 1h ago
What are your thoughts on $SOFI right now? Is it a buying opportunity?
▲ 1 💬 0 ⚡ 0.5
r/wallstreetbets Neutral 3mo ago
While everyone’s portfolio is in shambles, I’m at ATHs 🙏
▲ 1 💬 1 ⚡ 0.5
r/investing Neutral 2mo ago
Put $2k into SOFI at $22 and its just been bleeding ever since
▲ 1 💬 1 ⚡ 0.5
r/wallstreetbets Neutral 14d 9h ago
$SOFI — The Short Sellers Picked the Wrong Fintech
▲ 1 💬 0 ⚡ 0.5
r/wallstreetbets Neutral 1mo ago
$SOFI Yolo
▲ 1 💬 1 ⚡ 0.5
r/wallstreetbets Bullish 20d 9h ago
Is the SOFI hype warranted?
▲ 2 💬 1 ⚡ 0.5
Jul 27, 2026
earnings_calendar
SOFI Q2 2026 Earnings Before Market Open — 2026-07-27
EPS est: $0.14 | Rev est: $1.2B
May 29, 2026
Clinical Trial
Study of [68Ga]FAPI-46 PET in Patients With Pancreatic Ductal Carcinoma
Phase Phase 2 — COMPLETED
May 28, 2026
Enforcement
Joshua Holman v. Sofi Lending Corp. as Attorney in Fact for Wilmington Trust, National Association, Trustee of Sofi Professional Loan Program Grantor Trust 2018-A
Court ruling from Texas Court of Appeals. Docket: 10-24-00275-CV
May 14, 2026
short_interest
FTD: SOFI — 83,495 shares ($1.3M) failed to deliver
Settlement: 20260514, Price: $15.31, FTD Value: $1,278,308.45, SOFI TECHNOLOGIES INC
May 13, 2026
short_interest
FTD: SOFI — 13,873 shares ($0.2M) failed to deliver
Settlement: 20260513, Price: $15.90, FTD Value: $220,580.7, SOFI TECHNOLOGIES INC
May 12, 2026
short_interest
FTD: SOFI — 32,077 shares ($0.5M) failed to deliver
Settlement: 20260512, Price: $16.26, FTD Value: $521,572.02, SOFI TECHNOLOGIES INC
May 11, 2026
dark_pool
Dark Pool: SOFI — 37.9M shares, 198,542 trades
Week starting 2026-05-11. Total ATS volume: 37,865,599 shares across 198,542 trades.
May 4, 2026
dark_pool
Dark Pool: SOFI — 32.6M shares, 200,998 trades
Week starting 2026-05-04. Total ATS volume: 32,647,536 shares across 200,998 trades.
May 4, 2026
short_interest
FTD: SOFI — 43,893 shares ($0.7M) failed to deliver
Settlement: 20260504, Price: $16.43, FTD Value: $721,161.99, SOFI TECHNOLOGIES INC
May 1, 2026
short_interest
FTD: SOFI — 2,246,403 shares ($36.2M) failed to deliver
Settlement: 20260501, Price: $16.10, FTD Value: $36,167,088.3, SOFI TECHNOLOGIES INC
Apr 30, 2026
short_interest
FTD: SOFI — 2,448,140 shares ($38.0M) failed to deliver
Settlement: 20260430, Price: $15.53, FTD Value: $38,019,614.2, SOFI TECHNOLOGIES INC
Apr 29, 2026
earnings_calendar
SOFI Q1 2026 Earnings Before Market Open — 2026-04-29
Apr 27, 2026
earnings_calendar
SOFI Q1 2026 Earnings Before Market Open — 2026-04-27
EPS est: $0.12 | Rev est: $1.1B
Apr 27, 2026
short_interest
FTD: SOFI — 12,578 shares ($0.2M) failed to deliver
Settlement: 20260427, Price: $18.44, FTD Value: $231,938.32, SOFI TECHNOLOGIES INC
Apr 27, 2026
dark_pool
Dark Pool: SOFI — 60.8M shares, 282,229 trades
Week starting 2026-04-27. Total ATS volume: 60,820,117 shares across 282,229 trades.
Apr 22, 2026
short_interest
FTD: SOFI — 459,123 shares ($8.6M) failed to deliver
Settlement: 20260422, Price: $18.83, FTD Value: $8,645,286.09, SOFI TECHNOLOGIES INC
Apr 21, 2026
short_interest
FTD: SOFI — 12,448 shares ($0.2M) failed to deliver
Settlement: 20260421, Price: $19.50, FTD Value: $242,736, SOFI TECHNOLOGIES INC