UPST
Upstart Holdings, Inc.
$29.74
-7.84%
$3.1B
No data for this timeframe.
Vol
Market Cap$3.1B
Cap SizeMid Cap
Analyst ConsensusBuy (62%)
Inst. Holders8 funds
Inst. Value$740.8M
Inst. Activity3 buys / 2 sells
Insider Activity2B / 11S
Insider Net $$5.3M
Reddit Sentiment46° Neutral
SEC Reports8
Recent Activity
Jun 2, 2026
short_volume
Short Volume: UPST — 62.7% short (1.2M / 1.9M)
Short: 1,167,974 | Exempt: 14,593 | TRF Vol: 1,861,906 | Short Ratio: 62.7% | Off-exchange volume (d
May 29, 2026
Insider
O'Kelly Ciaran sold 6,476 shares
Director @ $0.00 ($0.00)
May 29, 2026
Insider
Bernard Peter J sold 6,476 shares
Director @ $0.00 ($0.00)
May 29, 2026
Insider
Cooper Kerry Whorton sold 6,476 shares
Director @ $0.00 ($0.00)
May 27, 2026
SEC
Three UPST insiders, including the Chief Legal Officer and President of Capital & Enterprise, sold a total of ~$449K in
CLUSTER — Impact 2/10
May 20, 2026
SEC
Insider (officer) Scott Darling filed Form 144 on May 20, 2026, indicating intent to sell 6,634 shares of Upstart Holdin
144 — Impact 2/10
May 19, 2026
SEC
Upstart announced the election of Tim Wennes, former CEO of Santander Holdings USA, to its Board of Directors effective
8-K — Impact 3/10
Inst.
MORGAN STANLEY — DOUBLED
4,206,615 shares ($184.0M)
Price Targets
$40.20
+35.2% upside
Strong Buy
Current $29.74
Low $20.00
Median $37.00
High $80.00
15 analysts
$20.00
$80.00
Analyst Ratings
4Strong Buy
9Buy
7Hold
1Sell
0Strong Sell
Recent Analyst Actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| May 6, 2026 | Piper Sandler | MAINTAIN | Overweight → Overweight |
| May 6, 2026 | Needham | MAINTAIN | Buy → Buy |
| May 6, 2026 | BTIG | REITERATE | Buy → Buy |
| Apr 9, 2026 | BTIG | REITERATE | Buy → Buy |
| Mar 26, 2026 | Mizuho | MAINTAIN | Outperform → Outperform |
Earnings Estimates
| Period | EPS Est. | Range | Growth | # |
|---|---|---|---|---|
| Current Q | $0.61 ▼ -2.9% | $0.41 — $0.74 | 70% YoY | 7 |
| Next Q | $0.67 ▲ +7.8% | $0.61 — $0.77 | 29% YoY | 7 |
| Next FY | $3.44 ▲ +8.2% | $2.95 — $4.19 | 43% YoY | 9 |
| Current FY | $2.41 ▲ +5.7% | $2.30 — $2.53 | 27% YoY | 9 |
Latest Reports
NEUTRAL
CLUSTER
2/10
Three UPST insiders, including the Chief Legal Officer and President of Capital & Enterprise, sold a total of ~$449K in
May 27, 2026
NEUTRAL
144
2/10
Insider (officer) Scott Darling filed Form 144 on May 20, 2026, indicating intent to sell 6,634 shares of Upstart Holdin
May 20, 2026
Top Institutional Holders
| Fund | Value | Move |
|---|---|---|
| VANGUARD GROUP INC | $353.1M | — |
| MORGAN STANLEY | $184.0M | DOUBLED |
| BANK OF AMERICA CORP | $111.0M | DOUBLED |
| NORGES BANK | $49.9M | NEW |
| CHARLES SCHWAB INVESTMENT MANAGEMENT | $32.6M | NEW |
Recent Insider Trades
| Date | Insider | Type | Value |
|---|---|---|---|
| May 29, 2026 | O'Kelly Ciaran | A | $0.00 |
| May 29, 2026 | Bernard Peter | A | $0.00 |
| May 29, 2026 | Cooper Kerry | A | $0.00 |
| May 29, 2026 | Wennes Timothy | A | $0.00 |
| May 29, 2026 | Terry Hilliard | A | $0.00 |
Reddit Sentiment
46°▼
Neutral
Bearish
Neutral
Bullish
8 institutional holders with $740.8M total value (16,939,927 shares) as of 2025-Q4. Top holders: VANGUARD, MORGAN, BANK. Net buying activity: 3 institutions added/increased vs 2 reduced.
Top Institutional Holders — 2025-Q4
| # | Fund | Shares | Value | % of Tracked | Last Move |
|---|---|---|---|---|---|
| 1 | VANGUARD GROUP INC | 8,073,659 | $353.1M | 47.7% | — |
| 2 | MORGAN STANLEY | 4,206,615 | $184.0M | 24.8% | DOUBLED +154.6% |
| 3 | BANK OF AMERICA CORP /DE/ | 2,538,426 | $111.0M | 15.0% | DOUBLED +120.9% |
| 4 | NORGES BANK | 1,141,425 | $49.9M | 6.7% | NEW |
| 5 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 745,836 | $32.6M | 4.4% | NEW |
| 6 | WELLS FARGO & COMPANY/MN | 210,164 | $9.2M | 1.2% | NEAR_EXIT -86.0% |
| 7 | FMR LLC | 12,002 | $524.8K | 0.1% | ADD +52.1% |
| 8 | TWO SIGMA INVESTMENTS, LP | 11,800 | $516.0K | 0.1% | NEAR_EXIT -95.7% |
Recent Position Changes
| Fund | Action | Prev Shares | Curr Shares | Change % | Value | Quarter |
|---|---|---|---|---|---|---|
| MORGAN STANLEY | DOUBLED | 1,652,024 | 4,206,615 | +154.6% | $184.0M | 2025-Q4 |
| BANK OF AMERICA CORP /DE/ | DOUBLED | 1,148,959 | 2,538,426 | +120.9% | $111.0M | 2025-Q4 |
| NORGES BANK | NEW | — | 1,141,425 | — | $49.9M | 2025-Q4 |
| WELLS FARGO & COMPANY/MN | NEAR_EXIT | 1,496,246 | 210,164 | -86.0% | $9.2M | 2025-Q4 |
| TWO SIGMA INVESTMENTS, LP | NEAR_EXIT | 277,144 | 11,800 | -95.7% | $516.0K | 2025-Q4 |
| WELLS FARGO & COMPANY/MN | DOUBLED | 364,190 | 1,496,246 | +310.8% | $76.0M | 2025-Q3 |
| TWO SIGMA INVESTMENTS, LP | NEAR_EXIT | 1,285,152 | 277,144 | -78.4% | $14.1M | 2025-Q3 |
| NORGES BANK | EXIT | 1,047,875 | 0 | -100.0% | $0.00 | 2025-Q3 |
| NORGES BANK | NEW | — | 1,047,875 | — | $67.8M | 2025-Q2 |
| WELLS FARGO & COMPANY/MN | DOUBLED | 73,451 | 364,190 | +395.8% | $23.6M | 2025-Q2 |
| FMR LLC | ADD | 7,670 | 11,663 | +52.1% | $754.3K | 2025-Q2 |
| RENAISSANCE TECHNOLOGIES LLC | EXIT | 1,441,600 | 0 | -100.0% | $0.00 | 2025-Q2 |
| MORGAN STANLEY | TRIM | 2,632,809 | 1,587,727 | -39.7% | $73.1M | 2025-Q1 |
| UBS Group AG | ADD | 562,044 | 757,925 | +34.9% | $34.9M | 2025-Q1 |
| NORGES BANK | EXIT | 408,612 | 0 | -100.0% | $0.00 | 2025-Q1 |
| MORGAN STANLEY | ADD | 1,428,149 | 2,632,809 | +84.4% | $162.1M | 2024-Q4 |
| RENAISSANCE TECHNOLOGIES LLC | ADD | 1,071,700 | 1,379,900 | +28.8% | $85.0M | 2024-Q4 |
| NORGES BANK | ADD | 252,085 | 408,612 | +62.1% | $25.2M | 2024-Q4 |
| WELLS FARGO & COMPANY/MN | TRIM | 170,506 | 60,768 | -64.4% | $3.7M | 2024-Q4 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | NEW | — | 642,876 | — | $25.7M | 2024-Q3 |
12 unique insiders with 13 transactions. Net insider value: $5.3M ($6.4M bought, $1.0M sold).
Insider Transactions
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| May 29, 2026 | O'Kelly Ciaran | Director | A | 6,476 | $0.00 | $0.00 |
| May 29, 2026 | Bernard Peter J | Director | A | 6,476 | $0.00 | $0.00 |
| May 29, 2026 | Cooper Kerry Whorton | Director | A | 6,476 | $0.00 | $0.00 |
| May 29, 2026 | Wennes Timothy H | Director | A | 6,476 | $0.00 | $0.00 |
| May 29, 2026 | Terry Hilliard C. III | Director | A | 6,476 | $0.00 | $0.00 |
| May 29, 2026 | Hentges Mary | Director | A | 6,476 | $0.00 | $0.00 |
| May 26, 2026 | Mirgorodskaya Natalia | See Remarks | SELL | 974 | $28.99 | $28.2K |
| May 20, 2026 | Datta Sanjay | President, Capital& Enterprise | SELL | 7,985 | $28.77 | $229.7K |
| May 20, 2026 | Darling Scott | Chief Legal Officer | SELL | 6,634 | $28.78 | $190.9K |
| May 15, 2026 | Datta Sanjay | President, Capital& Enterprise | SELL | 806 | $28.96 | $23.3K |
| May 15, 2026 | Darling Scott | Chief Legal Officer | SELL | 286 | $28.84 | $8.2K |
| May 15, 2026 | Blankmeyer Andrea | Chief Financial Officer | SELL | 2,759 | $28.96 | $79.9K |
| May 15, 2026 | Mirgorodskaya Natalia | See Remarks | M | 4,600 | $1.35 | $6.2K |
| May 15, 2026 | Mirgorodskaya Natalia | See Remarks | M | 4,600 | $0.00 | $0.00 |
| May 13, 2026 | Gu Paul | Chief Executive Officer | BUY | 50,000 | $27.50 | $1.4M |
| May 7, 2026 | Girouard Dave | Director | BUY | 169,940 | $29.37 | $5.0M |
| May 7, 2026 | Girouard Dave | Director | M | 835,075 | $0.8300 | $693.1K |
| May 7, 2026 | Girouard Dave | Director | M | 835,075 | $0.00 | $0.00 |
| Mar 31, 2026 | Blankmeyer Andrea | Chief Financial Officer | A | 169,427 | $0.00 | $0.00 |
| Mar 31, 2026 | Blankmeyer Andrea | Chief Financial Officer | A | 148,006 | $0.00 | $0.00 |
| Mar 2, 2026 | Mirgorodskaya Natalia | See Remarks | SELL | 390 | $26.02 | $10.1K |
| Feb 28, 2026 | Mirgorodskaya Natalia | See Remarks | A | 9,375 | $0.00 | $0.00 |
| Feb 28, 2026 | Datta Sanjay | See Remarks | A | 61,670 | $0.00 | $0.00 |
| Feb 28, 2026 | Darling Scott | Chief Legal Officer | A | 24,668 | $0.00 | $0.00 |
| Feb 28, 2026 | Darling Scott | Chief Legal Officer | A | 74,003 | $0.00 | $0.00 |
| Feb 28, 2026 | Mirgorodskaya Natalia | See Remarks | A | 5,938 | $0.00 | $0.00 |
| Feb 28, 2026 | Datta Sanjay | See Remarks | A | 185,008 | $0.00 | $0.00 |
| Feb 25, 2026 | Mirgorodskaya Natalia | See Remarks | SELL | 866 | $28.79 | $24.9K |
| Feb 20, 2026 | Mirgorodskaya Natalia | See Remarks | SELL | 633 | $29.90 | $18.9K |
| Feb 20, 2026 | Datta Sanjay | Chief Financial Officer | SELL | 7,982 | $29.86 | $238.4K |
| Feb 20, 2026 | Darling Scott | Chief Legal Officer | SELL | 6,478 | $29.85 | $193.4K |
8 SEC filing reports analyzed. Sentiment: 2 bullish, 1 bearish, 0 mixed, 5 neutral. Avg impact: 3.9/10.
NEUTRAL
CLUSTER
2/10
Three UPST insiders, including the Chief Legal Officer and President of Capital & Enterprise, sold a
May 27, 2026
NEUTRAL
144
2/10
Insider (officer) Scott Darling filed Form 144 on May 20, 2026, indicating intent to sell 6,634 shar
May 20, 2026
NEUTRAL
8-K
3/10
Upstart announced the election of Tim Wennes, former CEO of Santander Holdings USA, to its Board of
May 19, 2026
BULLISH
CLUSTER
6/10
Upstart CEO Paul Gu purchased $1.38M of stock on May 13, 2026, while two other executives sold small
May 18, 2026
NEUTRAL
144
2/10
Director Scott Darling filed a Form 144 notice of intent to sell 727 shares of Upstart Holdings comm
May 15, 2026
BULLISH
CLUSTER
6/10
Two insiders at Upstart, including the new CEO Paul Gu and director Dave Girouard, made open-market
May 14, 2026
NEUTRAL
CLUSTER
3/10
Natalia Mirgorodskaya, a director at Upstart Holdings, sold 866 shares in the open market for approx
Feb 27, 2026
BEARISH
CLUSTER, CLUSTER
7/10
Three Upstart insiders, including the CFO and Chief Legal Officer, sold shares in a coordinated clus
Feb 24, 2026
No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.
Current analyst consensus: Buy (62% buy). Based on 21 analysts: 4 strong buy, 9 buy, 7 hold, 1 sell, 0 strong sell.
Analyst Price Targets
$40.20 mean target
+35.2% upside
Strong Buy (2.13)
$20.00 Low
$80.00 High
| Metric | Value |
|---|---|
| Current Price | $29.74 |
| Target Low | $20.00 |
| Target Mean | $40.20 |
| Target Median | $37.00 |
| Target High | $80.00 |
| # Analysts | 15 |
| Recommendation | Strong Buy (2.13) |
Earnings Estimates & Revisions
| Period | EPS Avg | EPS Low | EPS High | EPS Growth | 30d Rev. | Up/Down | Rev. Avg | Rev. Growth | Analysts |
|---|---|---|---|---|---|---|---|---|---|
| Current Q 2026-06-30 |
$0.61 | $0.41 | $0.74 | 70.0% | -2.9% | 2↑ 4↓ | $0.3B | 34.1% | 7 |
| Next Q 2026-09-30 |
$0.67 | $0.61 | $0.77 | 29.4% | +7.8% | 4↑ 2↓ | $0.4B | 30.7% | 7 |
| Next FY 2027-12-31 |
$3.44 | $2.95 | $4.19 | 42.8% | +8.2% | 7↑ 1↓ | $1.9B | 31.4% | 9 |
| Current FY 2026-12-31 |
$2.41 | $2.30 | $2.53 | 27.5% | +5.7% | 6↑ 3↓ | $1.4B | 35.1% | 9 |
Current Quarter EPS Revision History
| Timepoint | EPS Estimate | Change |
|---|---|---|
| Current | $0.612 | |
| 7d ago | $0.586 | +0.026 |
| 30d ago | $0.630 | -0.018 |
| 60d ago | $0.603 | +0.009 |
| 90d ago | $0.602 | +0.010 |
16 analyst firms have rated this stock: 12 upgrades, 2 downgrades, 1 initiations.
Individual Analyst Actions
| Date | Analyst Firm | Action | Previous Rating | New Rating |
|---|---|---|---|---|
| May 6, 2026 | Piper Sandler | MAINTAIN | Overweight | Overweight |
| May 6, 2026 | Needham | MAINTAIN | Buy | Buy |
| May 6, 2026 | BTIG | REITERATE | Buy | Buy |
| Apr 9, 2026 | BTIG | REITERATE | Buy | Buy |
| Mar 26, 2026 | Mizuho | MAINTAIN | Outperform | Outperform |
| Mar 16, 2026 | BTIG | UPGRADE | Neutral | Buy |
| Mar 11, 2026 | Needham | REITERATE | Buy | Buy |
| Mar 4, 2026 | Needham | MAINTAIN | Buy | Buy |
| Feb 18, 2026 | Citizens | REITERATE | Market Underperform | Market Underperform |
| Feb 17, 2026 | Compass Point | UPGRADE | Sell | Neutral |
| Feb 13, 2026 | Goldman Sachs | UPGRADE | Sell | Neutral |
| Feb 13, 2026 | Citizens | DOWNGRADE | Market Perform | Market Underperform |
| Feb 11, 2026 | Needham | REITERATE | Buy | Buy |
| Feb 11, 2026 | Truist Securities | MAINTAIN | Buy | Buy |
| Jan 6, 2026 | Truist Securities | INITIATE | — | Buy |
| Nov 5, 2025 | Citigroup | MAINTAIN | Buy | Buy |
| Nov 5, 2025 | JP Morgan | MAINTAIN | Overweight | Overweight |
| Nov 5, 2025 | Piper Sandler | MAINTAIN | Overweight | Overweight |
| Nov 5, 2025 | Stephens & Co. | MAINTAIN | Equal-Weight | Equal-Weight |
| Nov 5, 2025 | BTIG | REITERATE | Neutral | Neutral |
| Nov 5, 2025 | Needham | MAINTAIN | Buy | Buy |
| Nov 5, 2025 | B of A Securities | MAINTAIN | Neutral | Neutral |
| Oct 13, 2025 | Goldman Sachs | MAINTAIN | Sell | Sell |
| Aug 20, 2025 | JP Morgan | UPGRADE | Neutral | Overweight |
| Aug 6, 2025 | Needham | MAINTAIN | Buy | Buy |
| Aug 6, 2025 | Morgan Stanley | MAINTAIN | Equal-Weight | Equal-Weight |
| Aug 6, 2025 | Piper Sandler | MAINTAIN | Overweight | Overweight |
| Aug 6, 2025 | B of A Securities | MAINTAIN | Neutral | Neutral |
| May 19, 2025 | Needham | REITERATE | Buy | Buy |
| May 12, 2025 | Barclays | MAINTAIN | Equal-Weight | Equal-Weight |
| May 8, 2025 | Goldman Sachs | MAINTAIN | Sell | Sell |
| May 7, 2025 | Needham | MAINTAIN | Buy | Buy |
| May 7, 2025 | Piper Sandler | MAINTAIN | Overweight | Overweight |
| May 7, 2025 | Morgan Stanley | MAINTAIN | Equal-Weight | Equal-Weight |
| Apr 29, 2025 | B of A Securities | UPGRADE | Underperform | Neutral |
| Apr 14, 2025 | Barclays | MAINTAIN | Equal-Weight | Equal-Weight |
| Feb 18, 2025 | Barclays | MAINTAIN | Equal-Weight | Equal-Weight |
| Feb 14, 2025 | Morgan Stanley | UPGRADE | Underweight | Equal-Weight |
| Feb 13, 2025 | Citigroup | MAINTAIN | Buy | Buy |
| Feb 12, 2025 | Goldman Sachs | MAINTAIN | Sell | Sell |
| Feb 12, 2025 | B of A Securities | MAINTAIN | Underperform | Underperform |
| Feb 12, 2025 | Needham | MAINTAIN | Buy | Buy |
| Feb 12, 2025 | B. Riley Securities | UPGRADE | Neutral | Buy |
| Feb 12, 2025 | JP Morgan | UPGRADE | Underweight | Neutral |
| Feb 12, 2025 | Piper Sandler | REITERATE | Overweight | Overweight |
| Dec 13, 2024 | Needham | UPGRADE | Hold | Buy |
| Dec 3, 2024 | Redburn Atlantic | UPGRADE | Neutral | Buy |
| Dec 2, 2024 | JP Morgan | DOWNGRADE | Neutral | Underweight |
| Nov 11, 2024 | BTIG | UPGRADE | Sell | Neutral |
| Nov 8, 2024 | JP Morgan | UPGRADE | Underweight | Neutral |
Monthly Consensus History
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Jun 1, 2026 | 4 | 9 | 7 | 1 | 0 | 62% | |
| May 1, 2026 | 4 | 9 | 7 | 1 | 0 | 62% | |
| Apr 1, 2026 | 4 | 9 | 7 | 1 | 0 | 62% | |
| Mar 1, 2026 | 3 | 10 | 8 | 1 | 0 | 59% | |
| Feb 1, 2026 | 3 | 10 | 7 | 1 | 0 | 62% | |
| Jan 1, 2026 | 3 | 9 | 7 | 1 | 0 | 60% |
Strong BuyBuyHoldSellStrong Sell
No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.
46°
Neutral
Bearish
Neutral
Bullish
33 mentions
11 bullish
14 bearish
23 time periods
Reddit Sentiment History
| Date | Mentions | Sentiment | Bullish | Bearish | Threads |
|---|---|---|---|---|---|
| Jun 5, 2026 | 3 | 36° Cool | 0 | 2 | 3 |
| Jun 5, 2026 | 1 | 40° Cool | 0 | 1 | 1 |
| Jun 4, 2026 | 1 | 60° Warm | 1 | 0 | 1 |
| Jun 4, 2026 | 1 | 60° Warm | 1 | 0 | 1 |
| Jun 3, 2026 | 2 | 58° Warm | 1 | 0 | 2 |
| Jun 3, 2026 | 2 | 58° Warm | 1 | 0 | 2 |
| May 22, 2026 | 6 | 20° Bearish | 0 | 6 | 6 |
| May 22, 2026 | 1 | 40° Cool | 0 | 1 | 1 |
| May 20, 2026 | 1 | 60° Warm | 1 | 0 | 1 |
| May 20, 2026 | 1 | 60° Warm | 1 | 0 | 1 |
| May 19, 2026 | 1 | 40° Cool | 0 | 1 | 1 |
| May 19, 2026 | 1 | 40° Cool | 0 | 1 | 1 |
| May 18, 2026 | 1 | 40° Cool | 0 | 1 | 1 |
| May 18, 2026 | 1 | 40° Cool | 0 | 1 | 1 |
| May 15, 2026 | 1 | 50° Neutral | 0 | 0 | 1 |
| May 15, 2026 | 1 | 50° Neutral | 0 | 0 | 1 |
| May 15, 2026 | 1 | 50° Neutral | 0 | 0 | 1 |
| May 15, 2026 | 1 | 50° Neutral | 0 | 0 | 1 |
| May 14, 2026 | 2 | 67° Warm | 2 | 0 | 2 |
| May 14, 2026 | 1 | 60° Warm | 1 | 0 | 1 |
| Apr 15, 2026 | 1 | 60° Warm | 1 | 0 | 1 |
| Apr 15, 2026 | 1 | 60° Warm | 1 | 0 | 1 |
| Mar 24, 2026 | 1 | 44° Neutral | 0 | 0 | 1 |
Recent Reddit Threads
UPST short here: insider selling, buyback theater, AI lending lawsuit/regulatory risk. 90% downside possible.
▲ 1
💬 0
⚡ 0.5
Why UPST is a Short Opportunity and may see $0.
▲ 1
💬 0
⚡ 0.5
UPST Bear Case: Buyback Theater, Insider Selling, Margin Pressure, and AI Lending Risk
▲ 1
💬 0
⚡ 0.5
Title: The ugly truth about UPST: Bias "AI", insider dumping, and a class-action lawsuit.
▲ 1
💬 0
⚡ 0.5
PGY 25$ Calls June 27
▲ 1
💬 1
⚡ 0.5
UPST short here: insider selling, buyback theater, AI lending lawsuit/regulatory risk. 90% downside possible.
▲ 1
💬 0
⚡ 0.5
UPST could be the next GME
▲ 1
💬 1
⚡ 0.5
UPST - Key entry point or jumping the gun?
▲ 1
💬 1
⚡ 0.5
UPST Liftoff has begun
▲ 1
💬 0
⚡ 0.5
UPST could 4x in just weeks
▲ 1
💬 1
⚡ 0.5
UPST could be 100 within a week
▲ 1
💬 0
⚡ 0.5
Alarm Bells for UPST
▲ 1
💬 2
⚡ 0.5
UPST Is Not What You Think It Is
▲ 1
💬 0
⚡ 0.5
The ugly truth about UPST
▲ 1
💬 0
⚡ 0.5
UPST Bear Case: Buyback Theater, Insider Selling, Margin Pressure, and AI Lending Risk
▲ 1
💬 0
⚡ 0.5
Why UPST is a Short Opportunity and may see $0.
▲ 1
💬 0
⚡ 0.5
UPST could double in a few weeks
▲ 1
💬 1
⚡ 0.5
Jun 2, 2026
short_volume
Short Volume: UPST — 62.7% short (1.2M / 1.9M)
Short: 1,167,974 | Exempt: 14,593 | TRF Vol: 1,861,906 | Short Ratio: 62.7% | Off-exchange volume (dark pool + OTC)
May 21, 2026
short_volume
Short Volume: UPST — 55.8% short (0.8M / 1.5M)
Short: 837,016 | Exempt: 100 | TRF Vol: 1,498,967 | Short Ratio: 55.8% | Off-exchange volume (dark pool + OTC)
May 18, 2026
short_volume
Short Volume: UPST — 62.3% short (1.4M / 2.2M)
Short: 1,363,923 | Exempt: 1,132 | TRF Vol: 2,188,809 | Short Ratio: 62.3% | Off-exchange volume (dark pool + OTC)
May 15, 2026
short_volume
Short Volume: UPST — 60.8% short (1.3M / 2.1M)
Short: 1,282,101 | Exempt: 6,800 | TRF Vol: 2,109,990 | Short Ratio: 60.8% | Off-exchange volume (dark pool + OTC)
May 13, 2026
short_volume
Short Volume: UPST — 68.3% short (1.3M / 1.9M)
Short: 1,297,563 | Exempt: 23,148 | TRF Vol: 1,899,856 | Short Ratio: 68.3% | Off-exchange volume (dark pool + OTC)
May 8, 2026
short_interest
FTD: UPST — 253,494 shares ($7.4M) failed to deliver
Settlement: 20260508, Price: $29.00, FTD Value: $7,351,326, UPSTART HLDGS INC COM
May 6, 2026
short_interest
FTD: UPST — 300,323 shares ($9.4M) failed to deliver
Settlement: 20260506, Price: $31.17, FTD Value: $9,361,067.91, UPSTART HLDGS INC COM
May 5, 2026
earnings_calendar
UPST Q1 2026 Earnings Scheduled — 2026-05-05
May 5, 2026
short_volume
Short Volume: UPST — 67.6% short (1.9M / 2.8M)
Short: 1,869,725 | Exempt: 1,857 | TRF Vol: 2,764,023 | Short Ratio: 67.6% | Off-exchange volume (dark pool + OTC)
May 4, 2026
short_interest
FTD: UPST — 16,640 shares ($0.5M) failed to deliver
Settlement: 20260504, Price: $32.74, FTD Value: $544,793.6, UPSTART HLDGS INC COM
May 1, 2026
short_volume
Short Volume: UPST — 55.6% short (0.9M / 1.5M)
Short: 859,089 | Exempt: 4,052 | TRF Vol: 1,545,789 | Short Ratio: 55.6% | Off-exchange volume (dark pool + OTC)
Apr 30, 2026
short_volume
Short Volume: UPST — 57.5% short (1.1M / 1.9M)
Short: 1,078,839 | Exempt: 4,446 | TRF Vol: 1,874,690 | Short Ratio: 57.5% | Off-exchange volume (dark pool + OTC)
Apr 30, 2026
short_interest
FTD: UPST — 115,028 shares ($3.5M) failed to deliver
Settlement: 20260430, Price: $30.48, FTD Value: $3,506,053.44, UPSTART HLDGS INC COM
Apr 29, 2026
short_volume
Short Volume: UPST — 57.3% short (1.3M / 2.2M)
Short: 1,280,183 | Exempt: 2,434 | TRF Vol: 2,233,741 | Short Ratio: 57.3% | Off-exchange volume (dark pool + OTC)
Apr 29, 2026
short_interest
FTD: UPST — 122,687 shares ($4.0M) failed to deliver
Settlement: 20260429, Price: $32.86, FTD Value: $4,031,494.82, UPSTART HLDGS INC COM