USCB

USCB FINANCIAL HOLDINGS, INC.

Nasdaq · State Commercial Banks · Inc. FL · CIK 0001901637
$19.55 +0.26% $357.1M
Insider Selling Cluster (2 insiders)High Impact Filing (8/10)
Vol
Market Cap$357.1M
Cap SizeSmall Cap
Inst. Holders37 funds
Inst. Value$73.9M
Inst. Activity2 buys / 1 sells
Insider Activity0B / 18S
Insider Net $-$4.9M
SEC Reports14
Press Releases1
Exchange Nasdaq·Sector State Commercial Banks·Inc. FL·CIK 0001901637·Prev Close $19.50

Recent Activity

Jun 8, 2026 Insider
COLLAZO ANDRES sold 1,000 shares
EVP, Operations & IT @ $19.00 ($19.0K)
Jun 1, 2026 other
USCB Financial Holdings, Inc. Names Sergio Garrido Chief Credit Officer; Announces Retirement of William “Bill” Turner
<p>MIAMI, June 01, 2026 (GLOBE NEWSWIRE) -- <strong>USCB Financial Holdings, Inc. (the “Company”)
May 27, 2026 SEC
USCB Financial Holdings filed an 8-K reporting the results of its May 26, 2026 Annual Meeting of Shareholders, where all
8-K — Impact 2/10
May 27, 2026 SEC
USCB announced the election of Ramon M. Rodriguez as an independent director at the annual shareholder meeting. Rodrigue
PRESS-RELEASE — Impact 2/10
May 21, 2026 SEC
CEO Luis de la Aguilera and Director Ramon Abadin sold a combined $253K in open-market sales over a 7-day window. The CE
CLUSTER — Impact 3/10
May 21, 2026 Insider
DE LA AGUILERA LUIS acquired via exercise 49,414 shares
President and CEO @ $12.05 ($595.4K)
May 21, 2026 Insider
DE LA AGUILERA LUIS sold 49,414 shares
President and CEO @ $18.30 ($904.3K)
Inst.
LOS ANGELES CAPITAL MANAGEMENT — TRIM
15,325 shares ($284.1K)

Price Targets

Historical data — last covering-analyst action Sep 2025. No current recommendation available.
$21.70 (Sep 2025)
Current $19.55 Low $20.00 Median $21.50 High $24.00 5 analysts
$20.00 $24.00

Analyst Ratings

Historical distribution73% buy · 11 analysts · last covering-analyst action Sep 2025
3Strong Buy
5Buy
3Hold
0Sell
0Strong Sell
Historical Analyst Actions
DateFirmActionRating
Sep 8, 2025 Piper Sandler MAINTAIN Overweight → Overweight
Sep 8, 2025 Raymond James UPGRADE Outperform → Strong Buy
Jul 28, 2025 Raymond James UPGRADE Market Perform → Outperform
Apr 28, 2025 Keefe, Bruyette & Woods MAINTAIN Outperform → Outperform
Apr 2, 2025 Raymond James DOWNGRADE Outperform → Market Perform

Earnings Estimates

PeriodEPS Est.RangeGrowth#
Current Q $0.49 ▼ -0.8% $0.47 — $0.50 22% YoY 5
Next Q $0.51 ▼ -2.3% $0.50 — $0.53 13% YoY 5
Current FY $2.01 ▼ -1.0% $1.95 — $2.05 25% YoY 5
Next FY $2.20 ▼ -2.1% $2.15 — $2.25 9% YoY 5

Top Institutional Holders

FundValueMove
ALLIANCEBERNSTEIN L.P.$17.3MNEW
BlackRock, Inc.$16.8M
VANGUARD CAPITAL MANAGEMENT LLC$9.0M
WELLINGTON MANAGEMENT GROUP LLP$8.5M
DIMENSIONAL FUND ADVISORS LP$3.7MADD

Recent Insider Trades

DateInsiderTypeValue
Jun 8, 2026COLLAZO ANDRESSELL$19.0K
May 21, 2026DE LAM$595.4K
May 21, 2026DE LASELL$904.3K
May 20, 2026DE LAM$443.8K
May 20, 2026DE LASELL$668.4K
37 institutional holders with $73.9M total value (3,994,066 shares) as of 2026-Q1. Top holders: ALLIANCEBERNSTEIN, BlackRock,, VANGUARD. Net buying activity: 2 institutions added/increased vs 1 reduced.

Top Institutional Holders — 2026-Q1

#FundSharesValue% of TrackedLast Move
1ALLIANCEBERNSTEIN L.P.937,357$17.3M23.4%NEW
2BlackRock, Inc.908,837$16.8M22.8%
3VANGUARD CAPITAL MANAGEMENT LLC487,879$9.0M12.2%
4WELLINGTON MANAGEMENT GROUP LLP458,329$8.5M11.5%
5DIMENSIONAL FUND ADVISORS LP198,845$3.7M5.0%ADD +34.1%
6STATE STREET CORP154,154$2.9M3.9%
7MORGAN STANLEY91,483$1.7M2.3%ADD +37.8%
8RENAISSANCE TECHNOLOGIES LLC91,200$1.7M2.3%
9GOLDMAN SACHS GROUP INC75,967$1.4M1.9%
10VANGUARD PORTFOLIO MANAGEMENT LLC68,126$1.3M1.7%
11VANGUARD FIDUCIARY TRUST CO64,476$1.2M1.6%
12Connor, Clark & Lunn Investment Management Ltd.53,494$991.8K1.3%ADD +70.6%
13HSBC HOLDINGS PLC47,109$871.5K1.2%ADD +31.3%
14ARROWSTREET CAPITAL, LIMITED PARTNERSHIP46,530$862.7K1.2%
15TD ASSET MANAGEMENT INC44,696$828.7K1.1%
16BANK OF AMERICA CORP /DE/41,797$774.9K1.0%ADD +31.8%
17BARCLAYS PLC41,304$765.8K1.0%ADD +37.2%
18GABELLI FUNDS LLC34,065$631.6K0.9%
19CHARLES SCHWAB INVESTMENT MANAGEMENT INC30,906$573.0K0.8%
20CITADEL ADVISORS LLC26,697$495.0K0.7%DOUBLED +142.6%

Recent Position Changes

FundActionPrev SharesCurr SharesChange %ValueQuarter
LOS ANGELES CAPITAL MANAGEMENT LLCTRIM33,00415,325-53.6%$284.1K2026-Q1
DEUTSCHE BANK AG\ADD5,5828,432+51.1%$156.3K2026-Q1
Allworth Financial LPADD2447+95.8%$872.002026-Q1
ALLIANCEBERNSTEIN L.P.NEW941,357$17.3M2025-Q4
MORGAN STANLEYADD67,95893,626+37.8%$1.7M2025-Q4
BANK OF AMERICA CORP /DE/ADD38,71151,006+31.8%$939.5K2025-Q4
WELLS FARGO & COMPANY/MNADD7,61512,993+70.6%$239.3K2025-Q4
Russell Investments Group, Ltd.DOUBLED2,2176,404+188.9%$118.0K2025-Q4
MORGAN STANLEYADD43,99867,958+54.5%$1.2M2025-Q3
HSBC HOLDINGS PLCADD32,87543,157+31.3%$741.0K2025-Q3
LOS ANGELES CAPITAL MANAGEMENT LLCDOUBLED13,88329,148+110.0%$508.6K2025-Q3
CITADEL ADVISORS LLCDOUBLED11,76428,540+142.6%$498.0K2025-Q3
Russell Investments Group, Ltd.ADD1,3342,217+66.2%$38.7K2025-Q3
CWM, LLCDOUBLED2221,114+401.8%$19.002025-Q3
HSBC HOLDINGS PLCADD26,10532,875+25.9%$546.0K2025-Q2
Nuveen, LLCADD15,56419,796+27.2%$327.4K2025-Q2
UBS Group AGTRIM9,9203,672-63.0%$60.7K2025-Q2
FEDERATED HERMES, INC.TRIM10063-37.0%$1.0K2025-Q2
BARCLAYS PLCADD34,91647,894+37.2%$792.002025-Q2
CWM, LLCADD163222+36.2%$4.002025-Q2
ROYAL BANK OF CANADATRIM1,480772-47.8%$14.0K2025-Q1
FMR LLCTRIM677252-62.8%$4.7K2025-Q1
CWM, LLCADD110163+48.2%$3.002025-Q1
Connor, Clark & Lunn Investment Management Ltd.ADD26,93945,967+70.6%$815.9K2024-Q4
BANK OF AMERICA CORP /DE/ADD20,30025,552+25.9%$453.5K2024-Q4
9 unique insiders with 41 transactions. Net insider value: -$4.9M ($0.00 bought, $4.9M sold).

Insider Transactions

DateInsiderTitleTypeSharesPriceValue
Jun 8, 2026COLLAZO ANDRESEVP, Operations & ITSELL1,000$19.00$19.0K
May 21, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE49,414$12.05$595.4K
May 21, 2026DE LA AGUILERA LUISPresident and CEOSELL49,414$18.30$904.3K
May 20, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE36,826$12.05$443.8K
May 20, 2026DE LA AGUILERA LUISPresident and CEOSELL36,826$18.15$668.4K
May 19, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE4,931$12.05$59.4K
May 19, 2026DE LA AGUILERA LUISPresident and CEOSELL4,931$18.01$88.8K
May 18, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE2,485$12.05$29.9K
May 18, 2026DE LA AGUILERA LUISPresident and CEOSELL2,485$18.06$44.9K
May 15, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE805$12.05$9.7K
May 15, 2026DE LA AGUILERA LUISPresident and CEOSELL805$18.05$14.5K
May 14, 2026ABADIN RAMONDirectorEXERCISE5,000$7.50$37.5K
May 14, 2026ABADIN RAMONDirectorSELL9,000$18.21$163.9K
May 14, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE22,883$12.05$275.7K
May 14, 2026DE LA AGUILERA LUISPresident and CEOSELL22,883$18.20$416.5K
May 13, 2026ABADIN RAMONDirectorSELL6,552$18.03$118.1K
May 13, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE19,947$12.05$240.4K
May 13, 2026DE LA AGUILERA LUISPresident and CEOSELL19,947$18.06$360.2K
May 11, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE5,279$12.05$63.6K
May 11, 2026DE LA AGUILERA LUISPresident and CEOSELL5,279$18.27$96.4K
May 7, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE10,005$11.35$113.6K
May 7, 2026DE LA AGUILERA LUISPresident and CEOSELL10,005$18.14$181.5K
May 6, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE13,100$11.35$148.7K
May 6, 2026DE LA AGUILERA LUISPresident and CEOSELL13,100$18.16$237.9K
May 5, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE16,895$11.35$191.8K
May 5, 2026DE LA AGUILERA LUISPresident and CEOSELL16,895$18.12$306.1K
May 1, 2026WYCOFF W KIRK10%+ OwnerSELL12,848$18.28$234.9K
Apr 30, 2026WYCOFF W KIRK10%+ OwnerSELL37,152$18.24$677.7K
Mar 8, 2026GOMEZ OSCAREVP, Global BankingTAX W/H441$18.45$8.1K
Mar 8, 2026GUERRA-KATTOU MARTHAEVP, Sales and MarketingTAX W/H401$18.45$7.4K
Mar 8, 2026Logrono MaricarmenEVP and Chief Risk OfficerTAX W/H197$18.45$3.6K
Mar 8, 2026COLLAZO ANDRESEVP, Operations & ITTAX W/H429$18.45$7.9K
Mar 8, 2026BUSTLE NICHOLASEVP and Chief Lending OfficerTAX W/H497$18.45$9.2K
Mar 8, 2026Anderson Robert B.EVP and CFOTAX W/H1,002$18.45$18.5K
Mar 8, 2026DE LA AGUILERA LUISPresident and CEOTAX W/H2,948$18.45$54.4K
Mar 7, 2026COLLAZO ANDRESEVP, Operations & ITEXERCISE8,000$7.50$60.0K
Mar 7, 2026COLLAZO ANDRESEVP, Operations & ITSELL8,000$18.27$146.2K
Feb 5, 2026WYCOFF W KIRKDirectorEXERCISE7,500$7.50$56.3K
Jan 29, 2026DE LA AGUILERA LUISPresident and CEOSELL10,000$18.02$180.2K
Jan 29, 2026DE LA AGUILERA LUISPresident and CEOEXERCISE10,000$7.50$75.0K
Jan 27, 2026Logrono MaricarmenEVP and Chief Risk OfficerAWARD15,000
14 SEC filing reports analyzed. Sentiment: 2 bullish, 0 bearish, 1 mixed, 11 neutral. Avg impact: 3.6/10.
NEUTRAL 8-K 2/10
USCB Financial Holdings filed an 8-K reporting the results of its May 26, 2026 Annual Meeting of Sha
May 27, 2026
NEUTRAL PRESS-RELEASE 2/10
USCB announced the election of Ramon M. Rodriguez as an independent director at the annual sharehold
May 27, 2026
NEUTRAL CLUSTER 3/10
CEO Luis de la Aguilera and Director Ramon Abadin sold a combined $253K in open-market sales over a
May 21, 2026
NEUTRAL CLUSTER 3/10
CEO Luis de la Aguilera and Director Ramon Abadin executed a cluster of open-market sales totaling $
May 19, 2026
NEUTRAL CLUSTER 4/10
CEO Luis de la Aguilera and Director Ramon Abadin executed a cluster of open-market sales totaling a
May 15, 2026
NEUTRAL CLUSTER 2/10
Two USCB insiders — the CEO and a director — sold a combined $215K in open-market shares over a 3-da
May 15, 2026
NEUTRAL CLUSTER 3/10
Two USCB insiders — the CEO and a director — sold a combined $215K in open-market sales over a 3-day
May 14, 2026
NEUTRAL CLUSTER 3/10
CEO Luis de la Aguilera and 10% owner Kirk Wycoff sold a combined $416K in open-market sales over a
May 11, 2026
MIXED CLUSTER 4/10
Two USCB insiders (CEO and a 10% owner) sold a combined total of ~$779K in open-market sales over th
May 7, 2026
NEUTRAL 8-K 2/10
USCB Financial Holdings and Patriot Financial Partners mutually terminated a Side Letter Agreement o
May 1, 2026
BULLISH PRESS-RELEASE 8/10
U.S. Century Bank (USCB) reported strong Q1 2026 earnings with diluted EPS of $0.51, beating the $0.
Apr 23, 2026
BULLISH 8-K 8/10
USCB Financial Holdings reported a record quarter with $0.51 diluted EPS, up 33% year-over-year, dri
Apr 23, 2026
NEUTRAL 8-K 3/10
USCB Financial Holdings declared a quarterly cash dividend of $0.125 per share, payable on June 5, 2
Apr 20, 2026
NEUTRAL 8-K 3/10
W. Kirk Wycoff resigned from the board of directors of USCB Financial Holdings, Inc. and its subsidi
Apr 8, 2026
Historical analyst distribution (last covering-analyst action Sep 2025): 73% buy across 11 analysts — 3 strong buy, 5 buy, 3 hold, 0 sell, 0 strong sell. No current recommendation available.

Analyst Price Targets

Historical data — last covering-analyst action Sep 2025. No current recommendation available.
$21.70 mean target (Sep 2025)
$20.00 Low $24.00 High
MetricValue
Current Price$19.55
Target Low$20.00
Target Mean$21.70
Target Median$21.50
Target High$24.00
# Analysts5
Recommendation— (no recent coverage)

Earnings Estimates & Revisions

PeriodEPS AvgEPS LowEPS HighEPS Growth30d Rev.Up/DownRev. AvgRev. GrowthAnalysts
Current Q
2026-06-30
$0.49 $0.47 $0.50 21.5% -0.8% 1↑ 3↓ $0.0B 9.6% 5
Next Q
2026-09-30
$0.51 $0.50 $0.53 13.3% -2.3% 0↑ 3↓ $0.0B 10.8% 5
Current FY
2026-12-31
$2.01 $1.95 $2.05 25.1% -1.0% 2↑ 2↓ $0.1B 20.6% 5
Next FY
2027-12-31
$2.20 $2.15 $2.25 9.3% -2.1% 1↑ 3↓ $0.1B 8.9% 5

Current Quarter EPS Revision History

TimepointEPS EstimateChange
Current$0.486
7d ago$0.490-0.004
30d ago$0.490-0.004
60d ago$0.490-0.004
90d ago$0.490-0.004
4 analyst firms have rated this stock: 3 upgrades, 1 downgrades, 1 initiations.

Historical Analyst Actions

DateAnalyst FirmActionPrevious RatingNew Rating
Sep 8, 2025 Piper Sandler MAINTAIN Overweight Overweight
Sep 8, 2025 Raymond James UPGRADE Outperform Strong Buy
Jul 28, 2025 Raymond James UPGRADE Market Perform Outperform
Apr 28, 2025 Keefe, Bruyette & Woods MAINTAIN Outperform Outperform
Apr 2, 2025 Raymond James DOWNGRADE Outperform Market Perform
Nov 4, 2024 Piper Sandler UPGRADE Neutral Overweight
Jul 29, 2024 Keefe, Bruyette & Woods MAINTAIN Outperform Outperform
Jan 30, 2024 Keefe, Bruyette & Woods MAINTAIN Outperform Outperform
Jan 29, 2024 Raymond James MAINTAIN Outperform Outperform
Jul 31, 2023 Piper Sandler MAINTAIN Neutral Neutral
Jul 11, 2023 Janney Montgomery Scott INITIATE Neutral
May 2, 2023 Keefe, Bruyette & Woods MAINTAIN Outperform
Apr 6, 2023 Raymond James MAINTAIN Outperform
Jan 31, 2023 Keefe, Bruyette & Woods MAINTAIN Outperform
Jan 30, 2023 Raymond James MAINTAIN Outperform

Monthly Consensus History

PeriodStrong BuyBuyHoldSellStrong SellBuy %Distribution
Jun 1, 20263530073%
May 1, 20263530073%
Apr 1, 20263530073%
Mar 1, 20263530073%
Feb 1, 20263530073%
Jan 1, 20263530073%
Strong BuyBuyHoldSellStrong Sell

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

No Reddit sentiment data available yet. Sentiment is analyzed from Reddit investment communities on a rolling basis.

Jun 1, 2026
other
USCB Financial Holdings, Inc. Names Sergio Garrido Chief Credit Officer; Announces Retirement of William “Bill” Turner
<p>MIAMI, June 01, 2026 (GLOBE NEWSWIRE) -- <strong>USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB)</strong>, the holding company for U
May 27, 2026
earnings
USCB Financial Holdings, Inc. and U.S. Century Bank Add New Director to Board
<p align="left">MIAMI, May 27, 2026 (GLOBE NEWSWIRE) -- <strong>USCB Financial Holdings, Inc. (the “Company”) (NASDQ: USCB)</strong> and its wholly
May 6, 2026
short_interest
FTD: USCB — 34,754 shares ($0.6M) failed to deliver
Settlement: 20260506, Price: $18.15, FTD Value: $630,785.1, USCB FINL HLDGS INC CL A (FL)
May 1, 2026
short_interest
FTD: USCB — 37,152 shares ($0.7M) failed to deliver
Settlement: 20260501, Price: $18.24, FTD Value: $677,652.48, USCB FINL HLDGS INC CL A (FL)
Apr 23, 2026
earnings
USCB Financial Holdings, Inc. Delivers Record Quarter: $0.51 diluted EPS, up 33% over prior year; ROAA 1.34%, ROAE 17.07%, and 22% Year‑Over‑Year Net Income Growth
<p align="justify">MIAMI, April 23, 2026 (GLOBE NEWSWIRE) -- <strong>USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB)</strong>, the hold
Apr 23, 2026
earnings_calendar
USCB Q1 2026 Earnings Scheduled — 2026-04-23
Apr 20, 2026
dividend
USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock
<p align="justify">MIAMI, April 20, 2026 (GLOBE NEWSWIRE) -- <strong>USCB</strong> <strong>Financial</strong> <strong>Holdings,</strong> <strong>Inc
Apr 6, 2026
earnings
USCB Financial Holdings, Inc. to Announce First Quarter 2026 Results
<p align="justify">MIAMI, April 06, 2026 (GLOBE NEWSWIRE) -- <strong>USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) </strong>will repo